The American Express® AeroplanPlus® Gold Card: A Review

August 26, 2020
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There’s never been a better time to be a Canadian business owner thanks to the American Express Aeroplan Business Reserve Card, a premium card that offers incredible value. For a limited time, earn up to 150,000 Aeroplan points*. Offer ends August 3, 2021. The American Express Aeroplan Business Reserve Card is made from precision cut and engraved 13 g metal. Enjoy access to select Maple Leaf Lounges™* and the Air Canada Café™*.

If you’re a business owner that travels at least once per year, we highly recommend the Aeroplan Business Reserve Card.

*Conditions and caps apply.

Note: The American Express AeroplanPlus Gold Card has been discontinued and is no longer available.

This review covers the American Express® AeroplanPlus® Gold Card, one of two AeroplanPlus Cards in the American Express family. You can also read our separate posts on the American Express Platinum Card or a comparison between the two cards here.

Gold card

The American Express Aeroplan Gold Card, also known as the AeroplanPlus® Gold Card, is the second member of the AeroplanPlus® cards family, a series of credit and charge cards that earn Aeroplan miles that go straight to your Aeroplan balance without having to convert your reward points.

Aeroplan was originally Air Canada’s loyalty rewards program, but it spun off into a separate company. As of today, it counts almost 200 partner brands with which you can earn and redeem your miles for travel, lodgings, car rental and much, much more.

If you’re looking for a travel rewards card that won’t reward you just for traveling, but for your everyday spending as well, the American Express® AeroplanPlus® Gold Card could be a good choice for you. It offers a great miles earning rate on any purchase whatsoever, but you can quickly multiply your rewards by taking advantage of Aeroplan’s partner brands. Couple that with a fairly decent welcome bonus, extensive travel insurance coverage and all the perks that come with joining the American Express cardholders family, and you’ll see yourself traveling for less in no time flat.

Of course, as always, things aren’t as simple as they seem at first sight. Making a conscious decision when choosing the right card for your lifestyle means weighing the pros and cons of every option, and that’s exactly what you’ll learn in this post. We’ll show you what all the small letters and footnotes mean and we’ll teach you how to do the math and reach your own conclusions regarding this card. We’ll also give you our own professional advice on when this card is the best option for you, and when it’s best to let it pass.

To help you navigate this post, I’ve broken it down in the following sections:

Basic Features & Benefits

Here are the main features and benefits you’ll get with the Amex AeroplanPlus® Gold card:

Welcome Bonus15,000 Aeroplan miles (after you charge $1,500 in purchases to it in the first 3 months)
Annual Fee$120
Additional card2 free additional cards (worth $100)
After that, every additional card will cost $50 a year (up to 9 additional cards)
Miles Earned Per $1 Spent On Partner Brands• 2+ miles for the first $10,000 charged to the card (1 for the card and 1+ for the partner brand)
• 2.25+ miles for every 1$ above $10,000 charged to the card (1.25 for the card and 1+ for the partner brand purchase)
Miles Earned Per $1 Spent On All Other Purchases1 mile for the first $10,000 charged to the card
After that, boost you earning rate to 1.25 miles for every additional 1$
American Express Invites
Travel Coverage• $500,000 Travel Accident Insurance
• Travel Emergency Assistance
• Flight Delay Insurance
• Baggage Delay Insurance
• Lost or Stolen Baggage Insurance
• Hotel/Motel Burglary Insurance
• Car Rental Theft or Damage Insurance
• Emergency Card Replacement
Purchase Coverage• Buyer’s Assurance Protection Plan
• Purchase Protection Plan
EligibilityCanadian residents with an account in good standing
Type of CardCharge card (not a credit card)
APR on any unpaid balance• 30% on purchases
• 30% on cash withdrawals

Above: The American Express Aeroplan Gold card’s features and benefits at a glance.

Let’s break it all down.

Welcome Bonus

As with all American Express cards, signing up for the AeroplanPlus® Gold card for the first time can earn you a welcome bonus. Notice I wrote “can” and not “will” earn you the welcome bonus. This is because you have to use your card, and charge a minimum of $1,500 to it before the first 3 months of cardmembership in order to receive it. This would mean charging on average $500 a month to your card. If you don’t believe you can manage that, then it’s probably best that you steer clear of this card, because without the welcome bonus things don’t really add up.

Having gotten the elephant out of the room, the Aeroplan Gold card’s welcome bonus of 15,000 miles is decent enough. The bonus alone will cover a one-way ticket in economy class for a long haul domestic flight inside Canada or the US, and you’ll still have 2,500 miles left over. Here’s a pair of examples of recently booked flight rewards to show you what I mean:

D:\Documentos\UpWork\Jordan Bishop\Yore Oyster\Aeroplan Cards Comparison\Example 2 - Vancouver-Montreal Areoplan reward.png
D:\Documentos\UpWork\Jordan Bishop\Yore Oyster\Aeroplan Cards Comparison\Example 2 - Vancouver-Montreal in Cash with air Canada.png

Above: One-way flight from Vancouver to Montreal booked with Aeroplan and the same flight booked with Air Canada

D:\Documentos\UpWork\Jordan Bishop\Yore Oyster\Aeroplan Cards Comparison\Seatle-New York Aeroplan.png
D:\Documentos\UpWork\Jordan Bishop\Yore Oyster\Aeroplan Cards Comparison\Seatle-New York in Cash with United Air.png

Above: One-way flight from Seattle to New York booked in Aeroplan and the same flight booked with United Airlines.

As you can see, any one of those flights is enough to offset the annual fee (read bellow for more details). With those miles, you can fly from Vancouver to Montreal paying only $72 instead of the regular $518 in cash. Compared to the “Regular” AeroplanPlus® Card, this card’s bonus is three times bigger for only twice the annual fee, so it’s definitely a better deal.

Having said that, it isn’t the best bonus you can get, not even for a comparable annual fee. Both the Amex Marriott Bonvoy Card and the Amex Gold Rewards Card can earn you bigger bonuses for the same or slightly higher fees (read on to see how this card compares to other Amex cards).

Annual Fee

The Aeroplan Gold card will cost you $120 a year. This is a manageable sum for most Canadians. However, there are people who simply don’t want to pay a fee for their credit cards, even if the benefits clearly outweigh it. If you’re dead-set on avoiding a fee, then this card is not for you. However, if your more open minded, keep reading and I’ll show you that the fee is actually a really good deal, at least for the first year, when you count in all the benefits that come with the card.

As far as credit card fees go, $120 is somewhere in the middle-low segment. You can find cheaper fees like the $60 fee on the regular Aeroplan card, and there are credit cards that you can even have for free. On the other end, you’ll also find fees up to eight times higher. As a general rule in credit cards, a higher fee implies a lot more benefits. Whether you will be able to take advantage of those benefits depends entirely on your lifestyle and income.

An important benefit with the Aeroplan Gold card is that with the $120 fee, you won’t just receive your own card, but you’ll also get two additional supplementary cards for any two people 13 or more years old. This is a great way to earn miles faster if you have friends or family members who you wish to share your account with. These two cards alone would cost you an extra $50 each, but you’ll get them at no extra cost.

If you feel that you can afford the annual fee and are keen on earning miles, then give it a try today and start building up your Aeroplan balance.

Sign up now!

Miles Earning Rate

The miles earning rate is definitely one of the most important features of the AeroplanPlus® Gold card. The card comes with a basic earning rate of 1 mile per $1 spent on any purchase below a total of $10,000 charged to the card. This is the same earning rate you get with the regular AeroplanPlus® Card. However, if before the year is done you manage to reach a total of $10,000 charged to your card, the earning rate boosts up to 1.25x on every dollar spent thereafter. This is actually a pretty good earning rate for an everyday spending card.

Moreover, if you happen to shop at an Aeroplan partner brand, that’s when things really take off because, if you give your Aeroplan number, you’ll earn extra miles. Since Aeroplan is a loyalty rewards program, it will reward you handsomely for being loyal to its partners. The least you’ll get is an additional mile, apart from the 1x or 1.25x you get from using your AeroplanPlus® Gold Card. Some partners will give you tons of miles. When you add them all up, in some cases, you could be raking in more than 5x miles on those particular purchases. Considering that an Aeroplan mile is worth, on average, about 2.5 cents, earning 5 miles per every dollar is equivalent to getting more than 10% of you money back, if you spend your miles wisely.

You can earn miles twice with the Aeroplan Gold card if you shop at a partner brand, once for the card purchase and once for the Aeroplan partner

There are over 150 Aeroplan partners, each one of which has its particular rewarding scheme. Air Canada for example, Aeroplan’s main partner, will reward up to 150% of the miles you fly.

Let’s look at a real example to give you a better idea!

If you purchase a round-trip ticket from Toronto to Vancouver in Standard Plus class, and pay the $800 fare with your Aeroplan Gold card, you would earn 1,000 miles from the card purchase (assuming you already surpassed the $10,000 mark). If you give your Aeroplan number, you would also receive 1 mile for every mile flown. That’s 4,158 miles! In the end, you would come out with 5,158 miles for spending $800. That’s an astounding 6.45 miles per dollar!

When you pay for Air Canada flights with your AeroplanPlus® Gold card, you can easily get more than 6 miles per dollar!

You’ll find the complete list of Aeroplan’s partners in the following table. You can also find more examples of great rewards like the example shown above, as well as details regarding miles earning rates, promotions and more on Aeroplan’s partners list here.

Airlines • Air Canada
• Adria Airways
• Aegean Airlines
• Air China
• Air Creebec
• Air India
• Air New Zealand
• Asiana Airlines
• Austrian Airlines
• Avianca
• Avianca Brazil
• Bearskin Airlines
• Brussels Airlines
• Canadian North
• Cathay Dragon
• Cathay Pacific
• COPA Airlines
• Croatia Airlines
• Egyptair
• Ethiopian Airlines
• EuroWings
• Eva Air
• First Air
• Juneyao Airlines
• LOT Polish Airlines
• Lufthansa
• Olympic Air
• Scandinavian Airlines
• Shenzhen Airlines
• Singapore Airlines
• South African Airways
• Star Alliance
• Swiss
• TAP Air Portugal
• Thai Airways
• Turkish Airlines
• United Airlines
• Le Club Accorhotels
• Ac Hotels by Marriott®
• Adagio
• Adagio Access
• Aloft Hotels
• Americinn® by Wyndham
• Angsana
• Ascend Collection®
• Banyan Tree
• Baymont® by Wyndham
• Best Western International
• Cambria Suites®
• Candlewood Suites®
• Cassia
• Chelsea Hot • el, Toronto
• Choice Hotels®
• Clarion
• Coast Hotels
• Comfort Inn®
• Comfort Suites®
• Cordis Hotels and Resorts
• Conrad Hotels and Resorts™
• Country Inn & Suites by Radisson
• Courtyard by Marriott®
• Crowne Plaza®
• Days Inn® by Wyndham
• Delta Hotels and Resorts
• Dazzler® by Wyndham
• Dolce Hotels and Resorts® by Wyndham
• Doubletree by Hilton(Tm)
• Eaton Hk
• Econo Lodge®
• Element Hotels
• Embassy Suites Hotels®
• Esplendor® • Boutique Hotels by Wyndham
• Even® Hotels
• Fairfield Inn & Suites by Marriott®
• Fairmont Hotels & Resorts
• Four Points by Sheraton
• Gaylord Hotels®
• Gouverneur Hotels
• Grand Mercure
• Hampton by Hilton™
• Hawthorn Suites® by Wyndham
• Hilton Hotels & Resorts®
• Canopy by Hilton™
• Curio – a Collection by Hilton™
• Hilton Garden Inn™
• Hilton Grand Vacations™
• Hilton Honors™
• Holiday Inn Express®
• Holiday Inn® Hotels and Resorts
• Home2 Suites by Hilton™
• Homewood Suites by Hilton™
• Hotel Indigo™
• Howard Johnson
• Hualuxe® Hotels & Resorts
• Ibis
• Ibis Styles
• Intercontinental® Hotels and Resorts
• Jw Marriott®
• Kerry Hotels
• Kimpton® Hotels and Restaurants
• The Langham Hotels and Resorts
• La Quinta® by Wyndham
• Le Meridien Mainstay Suites®
• Mama Shelter
• Marriott Autograph Collection®
• Marriott Edition®
• Marriott Executive Apartments®
• Marriott Hotels®
• Marriott Bonvoy™
• Marriott Vacation Club®
• Mercure
• Mgallery
• Microtel® by Wyndham
• 21c Museum Hotel
• Novotel
• Pan Pacific Hotels & Resorts
• Park Inn® by Radisson
• Park Plaza® Hotels & Resorts
• Parkroyal Hotels & Resorts
• Pullman
• Quality®
• Radisson®
• Radisson Blu®
• Radisson Red®
• Raffles
• Ramada® by Wyndham
• Regent Hotels®
• Renaissance® Hotels
• Residence Inn by Marriott®
• Rixos
• Rocketmiles
• Rodeway Inn®
• The Sebel
• Shangri-la Hotels and Resorts
• Sheraton Hotels and Resorts
• Sleep Inn®
• Sofitel Hotels & Resorts
• Sofitel Legend
• Splash Beach Resort, Mai Khao, Phuket
• Springhill Suites by Marriott®
• Staybridge Suites® by Holiday Inn
• St. Regis Hotels & Resorts
• Suburban Extended Stay Hotel®
• Super 8® by Wyndham
• Swissotel
• Thalassa Sea & Spa
• The Luxury Collection
• Towneplace Suites by Marriott®
• Trademark Collection® by Wyndham
• Traders Hotels
• Travelodge® by Wyndham
• Tryp® by Wyndham
• Waldorf Astoria Hotels & Resorts™
• Westin Hotels & Resorts
• W Hotels
• Wingate® by Wyndham
• Wyndham Hotels and Resorts
• Avis
• Budget
• Hertz
• Payless® Car Rental
Parking • Aéroports De Montréal
• Park & Jet Calgary
• Park'n Fly
• Vancouver International Airport Parking 
• Home Hardware
• Costco
• Magellan’s
• Aeroplan Estore
• Aldo
• Apple Store Canada
• Banana Republic
• Bass Pro Shops
• Bloomingdale's
• Bogs
• Clearly
• Club Monaco
• Crocs
• Dell Canada
• Footlocker
• Gap Canada
• Hudson's Bay
• Indochino
• Lands' End
• L.l.bean
• Luisaviaroma
• Macy's
• Microsoft Store
• National Geographic
• Norton by Symantec
• Old Navy
• Rakuten Kobo
• Roots
• Rosetta Stone
• Sephora
• Shop Disney
• Sierra Trading Post
• Strawberrynet
• The Body Shop
• Toms Canada
• Tsc
• Under Armour
• Yves Rocher
• Nordstrom

Above: Complete list of Aeroplan’s partner brands

Since you are limited to a specific set of travel related partner brands, it may be difficult to achieve the highest miles earning rate with this card unless you’re traveling, and unless you carefully plan your itinerary. This may become cumbersome, to say the least, so it’s much more probable that you’ll end up accessing the 1x or 1.25x earning rate, most of the time.

Also, if you consider the fact that you can give your Aeroplan number at a partner brand and earn extra miles, regardless of what payment method you use (whether you pay with an AeroplanPlus® Gold card or not), it’s definitely wiser to use a card that offers more flexibility and better earning rates for your everyday expenses. The American Express Gold Rewards Card is a good choice since it earns you MR points, which you can transfer later to Aeroplan miles at a 1:1 rate. This card gives you the same 1x earning rate on any purchase, but it will give you 2x MR points on eligible travel purchases, which include most of Aeroplan’s partners, as well as others. In that case, you could be looking at 3-7+ miles per $1, which is an almost unrivaled earning rate.

Finally, another positive note on the Aeroplan Gold Card’s rewards is that Amex doesn’t put a cap on the maximum amount of miles you can earn. You can use it all you want and it’ll keep earning you miles.

Travel and Purchase Coverage

Having an insurance policy when you travel will surely help you enjoy the trip more and worry less, even if it is a business trip. As if choosing the best itinerary and planning everything down to a T wasn’t enough on your mind, adding the need to decide on a travel insurance policy among the many options available could also add some unneeded stress to the whole affair.

Signing up to the American Express® AeroplanPlus® Gold Card provides an easy way out of this conundrum, as it already comes with very decent set of travel insurance policies that’ll cover you on every trip you take after becoming a member, as long as you purchase all your tickets with the card. These policies include:

$500,000 Travel Accident Insurance

This is an AD&D policy underwritten by the Chubb Life Insurance Company, which covers you, your spouse and your children under the age of 23, as well as any additional cardmember, his or her spouse and children. The only condition is that you are all traveling in the same carrier (plane, ship, train or bus). The only downside is that this policy will only cover you while in transit, and not when you’re at your destination.

24/7 Travel Emergency Assistance

This gives you access to legal and medical assessment over the phone during your trip. This helps a lot, especially if you’re in a country whose laws you’re unfamiliar with.

Flight And Baggage Delay Insurance

Flights can be delayed for long periods, and during this time, you may have unplanned expenses like eating at a restaurant or even renting a room at a hotel. Your baggage not arriving on time can be just as frustrating and can also generate more expenses. Amex’s Flight Delay and Baggage Delay Insurance cover you for up to $500 of these, and other sundry expenses.

Lost Or Stolen Baggage Insurance

If your baggage disappears altogether, is damaged or stolen while in transit, you’re covered for up to $500.

Hotel/Motel Burglary Insurance

This policy covers up to $500 in lost personal items in case your hotel gets burglarized, as long as you paid for the room with your AeroplanPlus® Gold card.

Car Rental Theft Or Damage Insurance

This one is a money saving jewel. When you rent a car, you’re required to buy a Theft and Damage policy which can cost anywhere from $16 to $23 per day! To give you an idea, if you were to rent a car for a one-week business trip, this could add up to as much as $161 just for the insurance(not counting the car rental itself). If you pay for the car rental with your Aeroplan Gold card, you can decline the company’s own policy and use your card’s instead, without paying a single dime, therefore saving you the $161. Keep in mind that this insurance policy will cover any rental car with a MSRP of up to $85,000.

Emergency Card Replacement

In case you lose your card or it is stolen while you’re abroad, it’s good to know you can call any time and get a new one sent to you, wherever you are, ASAP.

Regarding purchase coverage, you’ll get the Buyer’s Assurance Protection Plan, which doubles the manufacturer’s warranty on any purchase paid in full with the AeroplanPlus® Gold card. You’ll also get the Purchase Protection Plan that covers your purchases against accidental damage and theft.

The insurance coverage of the Aeroplan Gold card clearly leaves the “regular” Aeroplan card well behind, as the latter only offers half the AD&D coverage and the purchase coverage. If you plan on traveling any time soon, adding this card to your wallet could definitely be worth it.

If you want to learn more, you can read our dedicated post on American Express Travel Insurance where you'll find all the details about how to use your coverage, the other insurance options Amex offers and how to make claims.


Since the Amex AeroplanPlus® Gold Card is for Canadians only, the first condition to be eligible is to be a Canadian citizen or at least a Canadian resident.

The American Express Aeroplan Gold Card is a charge card, not a credit card. This translates into two things:

  1. You’re meant to pay your balance in full every month, or else get a 30% APR on any unpaid balance.
  2. American Express doesn’t impose a minimum income to become eligible, only that you have a Canadian credit file and that your account be in good standing. American Express doesn’t specify exactly what they mean by “account in good standing”, but some say that you need a minimum credit score of 650.

This makes it easy for you to take advantage of the benefits of American Express and Aeroplan, even if you don’t make a lot of money. Couple that with an accessible fee and this card becomes a great choice of a rewards card on a budget.

Sign up today and give it a go.

Overall Pros and Cons

We analyzed all the card’s features and benefits and came up with the following list of pros and cons for the American Express Aeroplan Card:

• Not a particularly high annual fee
• Decent welcome bonus
• Good miles earning rate
• Two free supplementary AeroplanPlus Gold Cards
• No cap on earnable miles
• Great travel and purchase coverage
• No minimum income required
• High APR on unpaid balance
• No Amex concierge
• No airport lounge access
• No other long-term benefits to offset the annual fee

Do The Benefits Justify The Annual Fee?

If you were to sign up and use this card only for the welcome bonus, the benefits would clearly justify the fee for the first year, but not for the long run. As you can see in the following table where I’ve summarized the most important short-term and long-term benefits, the bonus itself is worth on average $375, and the two additional cards are worth another $100. Even if you were to claim your miles in the worst possible way, you’d still come out winning in the end.

Annual FeeBenefits(Welcome Bonus + other benefits)Value in the  Worst Case Scenario:1 cent/mile(balance)Value in the  Worst Case Scenario:4 cents/mile (balance)Average Value:2.5 cents/mile(balance)
First Year$12015,000 miles+ 2 additional cards (worth $100)$150 + $100 (additional cards) = $250(net win of $130)$600 + $100 (additional cards) = $700(net win of $580)$375 + $100 (additional cards) = $475(net win of $355)
Long Term2 additional cards (worth $100)$100(net loss of $20)$100(net loss of $20)$100(net loss of $20)

Above: Comparison of benefits and the annual fee.

On average, the welcome bonus and other benefits will more than triple the annual fee during the first year.

After the first year, things don’t look so bright. Unless you use your card to earn miles and to take advantage of the travel and purchase coverage that come with it, the only real lasting benefits are the two additional cards, which are worth $100. However, even this benefit will be sterile if you don’t use them either.

There are other credit cards like the Amex Marriott Bonvoy and the Amex Platinum card whose benefits will outweigh the annual fee just for having it in your wallet. Benefits like the annual free night at a five stars hotel, or complimentary access to first class airport lounges around the world, are worth much more than the respective annual fees, and are a much smarter choice than this card for the long term.

How Does The AeroplanPlus® Gold Card Compare To Other American Express Cards?

As we explained above, the lack of long lasting benefits to help offset the annual fee, even if it is a manageable sum like $120, makes the AeroplanPlus® Gold card a bad deal after the first year, unlike other options like the Marriott Bonvoy Card, the Amex Platinum Card and the Amex Gold Rewards Card.

The Marriott Bonvoy Card, for example, has the same fee as the AeroplanPlus® Gold Card, but its benefits heavily outweigh the $120 annual fee. The yearly Free Night Award alone could be worth $300-$500, which more than doubles the annual fee, and that’s without counting all the other long-term benefits that come with it. It is hands down the best credit card option for Canadians today, in our opinion.

Compared to the regular AeroplanPlus® card, it’s a much better deal, even if costs twice as much. However, if you’re looking for the cheapest fee on an American Express card the can reward you miles, than the “regular” AeroplanPlus® card is the one for you. The other two members of the AeroplanPlus® card family let you rake a lot more benefits, but they also come with heavy annual fees of $500 and more.

If you want to learn more about this card family, you can read our full comparison of the four American Express® AeroplanPlus® cards here.

Alternative Ways To Build Your Aeroplan Balance

Even though any of the AeroplanPlus® cards would seem like the likely candidates if you want to earn Aeroplan miles, they’re actually not the only choices, nor even the best cards for the task. Other Amex card options will give you much better welcome bonuses, better miles earning rates and much better long lasting benefits.

Here are our personal recommendations of alternative ways to earn miles:

The American Express Platinum Card

One of the best cards for Canadians, the American Express Platinum Card is the absolute best way to bulk up your Aeroplan miles and travel around the world in style. It comes with a heavy annual fee of $699 but also with 25,000 Membership Rewards (MR) points welcome bonus (subject to a minimum spend of $2,000 in the first three months of Cardmembership) you can transfer to Aeroplan miles at a 1:1 rate. Using them wisely, these miles alone can be worth over $750.

But the Platinum Card isn’t the best card for earning Aeroplan miles just for the welcome bonus. The points earning rate is also the best one around. You can get 2x points on travel purchases and even 3x at eligible restaurants in Canada. Give your Aeroplan number on selected purchases on a partner brand, and you could crank it up to more than 4x (read the “Miles Earning Rate” section for more details).

It’s easier to access a higher points earning rate with the Platinum Card than with any of the Aeroplan cards!

Add in long-lasting benefits like $200 in travel credit and complimentary access to more than 1,200 airport lounges across the globe (valued at almost $500 a year) and you’ll see why you definitely need this card if you like to travel.

The American Express Gold Rewards Card

This is also a better alternative to earn Aeroplan miles. This card comes with a welcome bonus of 25,000 MR points that are transferable to Aeroplan miles at a 1:1 rate, and will only cost you $150 a year. You’ll also receive $100 in hotel credit and many other benefits that’ll make this a smart choice, year after year.

You could get the same bonus for less money and many more benefits with the Marriott Bonvoy card, but the Gold Rewards card has a much better points earning rate, if you plan to transfer the points to Aeroplan miles. You could get 2x points on travel and everyday purchases, and 1x on all other purchases, which is a much easier and more flexible way to earn points (read miles) than the Marriott Bonvoy card. This card is an Aeroplan winner at a modest fee.

The Marriott Bonvoy American Express Card

Even though we don’t really recommend doing so, you can transfer your Marriott Bonvoy’s 60,000 points welcome bonus to Aeroplan Miles at a 3:1 rate, and even earn an extra 15,000 Bonvoy points when doing so. If you transfer those as well, you could be getting as much as 25,000 Aeroplan miles just for signing up to the Marriot Bonvoy American Express Card, which are worth around $625. All this for a card that’ll only cost you $120 a year, and gives you great long-lasting benefits like one free night a year at a 5-star hotel.

With the American Express Marriott Bonvoy card, you can get a 67% larger welcome bonus + much better benefits, for the exact same fee as the AeroplanPlus® Gold Card.

These miles are enough for a roundtrip in economy class or a one-way flight in business class.

The only downside to using the Marriott Bonvoy card as a means to earn Aeroplan miles is the earning rate. The best rate you can get is 5x the points on participating Marriott Bonvoy properties, which, when transferred to miles at the 1:3 ratio, translates into 5÷3=1.67 miles per dollar. It’s not bad, but you’re limited to Marriott Bonvoy properties alone, and the other mentioned cards will get better rates on more flexible spending. On every other purchase, the Marriott Bonvoy card will match 2 points to a dollar, or 0.67 miles, which is not good at all.

How To Apply

If you decide that the American Express Aeroplan Gold card is the one for you, applying is as simple as clicking in the link below and filling out the application form. It only takes about 5 minutes, and you’ll get a response almost immediately. All you need to be eligible is to be an adult Canadian resident with an account in good standing.


How Much Are My Aeroplan Miles Really Worth?

You can get anything from 0.7 cents per mile to more than 4 cents per mile, depending on how you redeem them. To get the best value from your miles, just follow our pro tips:

Tip #1: Only redeem your miles for flights

Tip #2: Use your miles for domestic flights with Air Canada

Tip #3: When flying international, choose airlines that don’t impose fuel surcharge fees

Tip #4: Fly in Business class instead of Economy class

These tips probably won’t get you the cheapest possible fares, but they’re sure to get you the highest possible value per every beloved mile.

Is My Aeroplan Number The Same As My American Express® AeroplanPlus® Card Number?

No, it isn’t. Your Aeroplan number is the one you get when you sign up to Aeroplan itself at It’s the equivalent to your Aeroplan account number (where your miles are saved), and it’s the one you should give whenever you’re purchasing at a partner brand in order to earn more miles, regardless of your payment method.

Your AeroplanPlus® number, as you may have already guessed, is the actual American Express Aeroplan credit card number (the one printed on your card).

If I Already Have An American Express® AeroplanPlus® Card, Am I Still Eligible For The Welcome Bonus If I Sign Up To Another One?

Yes, you are. The welcome bonus is meant for anyone who signs up for any Amex card for the first time. If you already signed up to the AeroplanPlus® Platinum Card, for example, and claimed its welcome bonus, you can still sign up to any one of the other three AeroplanPlus® cards and get its bonus, because they are all different cards.

How Long Do I Have To Wait To Get My American Express Welcome Bonus?

This is a very important question if you plan to use your bonus to pay for a trip. You won’t get the bonus right away after signing up for the card.

First of all, in order to get the Aeroplan Gold card’s bonus you have to reach a minimum of $1,500 in purchases (any purchase) charged to your new card in the first 90 days of Cardmembership. This isn’t too hard to do for most Canadians, but it may still take a bit of time.

After you hit that goal, American Express can take up to 8 weeks to transfer the bonus to your Aeroplan account.

As a consequence, we estimate that the soonest you could be getting your bonus would be in about 12 weeks (or three months) after signing up, considering you manage to charge the $1,500 to your card in less than a month.

Be careful not to sign up any later than 12 weeks prior to your planned trip!

What Will Happen With My Unused Miles After Air Canada’s Takeover Of Aeroplan In 2020?

It’s common knowledge that Air Canada closed a deal to buy-back Aeroplan and turn it into a brand new loyalty rewards program. This has many Aeroplan members worried about what will happen to their unused miles after the sale comes into effect next June 2020. There’s a bit of uncertainty around Aeroplan’s future.

However, Air Canada is assuming liability for all unclaimed miles, so it’s a fact that you won’t lose them. However, many experts agree that Air Canada is bound to come up with a way to devalue the miles in order to soften the blow, so it’s likely that after June 2020 your miles won’t be worth as much as they are now.

On the bright side, you don’t have to worry about clearing out your Aeroplan account on any unplanned trip just yet.

Canada's Best Credit Cards

Our #1-Rated Card Of 2021

Earn up to 75,000 Aeroplan Miles (valued at $1,500 - $2,250) with the American Express Aeroplan Card, our #1-rated card in Canada in 2021.

Offer expires August 3, 2021.

For Business Owners

Earn up to 150,000 Aeroplan Miles (valued at $3,000 - $4,500) with the American Express Aeroplan Business Reserve Card, plus 10x the points on gas and restaurant spending.

Offer expires August 3, 2021.

Low Fee, High Value

Earn up to 50,000 MR points (valued at $1,000 - $1,500) with the American Express Cobalt Card, a low-fee card that offers 5x the points on all food and drinks.

Offer expires August 16, 2021.