9 Best Crypto Exchanges In Finland (Jul 2022)

June 29, 2022
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Best Crypto Exchanges Canada

Choosing the best cryptocurrency exchange in Finland isn’t easy, given all the options out there and the different features each of them offers. As an avid crypto investor myself, I diligently keep up with the movements of the top exchanges in Finland, and have made my selections below based on years of research and personal experience.

Capital is the favorite among knowledgeable Finnish crypto investors, both for its high level of security and for its ease of use. Capital’s fees are also extremely low, so if you’re looking for a secure, cost-effective way to buy and sell crypto in Finland, I can’t recommend Capital highly enough.

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Here’s something you may not realize: the cryptocurrency exchange you choose matters. Your choice will impact how profitable your trades are, how easily you can buy and sell coins, and whether you can use it in Finland at all.

Fortunately, I’ve been investing in crypto for more than 9 years, and I frequently update my list of the top platforms below. So if you’re looking for a safe and secure crypto exchange that’s easy to use, supports the Euro, and is compatible with the biggest financial institutions in Finland, you’ve come to the right place.

Here are my top picks for the best crypto exchanges Finland has to offer.

1. Capital – Best Overall

Best Overall

Trading fees: 0%
Supports: 100+ coins
Customer support: Excellent

Trusted by millions.

★★★★★

Rated 4.9/5

Capital is so much more than a crypto exchange—and that’s exactly what makes it so great. With Capital, you can trade crypto alongside stocks, commodities, forex, market indices, ETFs and more—all with zero trading fees.

Capital charges a tight spread ranging from 0.1% – 0.3% (depending on the asset), which is extremely small. It has a fully functional desktop platform and well-rated mobile app, plus a demo account where you can practice trading in real time with paper (fake) money.

Capital is licensed by the Australian Securities and Investments Commission (ASIC) and the Financial Conduct Authority (FCA) in the UK, which means it’s a safe, secure exchange regulated by trustworthy authorities. Every user even receives a dedicated account manager you can reach by email or phone at any time, making Capital’s customer support experience second to none. 

I’ve personally used Capital for more than 4 years, and based on both my own experiences and those of millions of other users, I can’t recommend Capital highly enough. 

Features

  • Zero trading fees
  • Tight spreads (0.1% – 0.3%) 
  • Supports 100+ cryptocurrencies
  • Allows up to 500x leverage (200x leverage on crypto)
  • Free deposits and withdrawals from debit/credit cards, bank transfer, etc.
  • Dedicated account manager you can reach at any time
  • Excellent desktop trading platform
  • Well-rated mobile app (4.8/5 on Apple, 4.6/5 on Google)

Cost

  • Trading fees: 0%
  • Spreads: 0.1% – 0.3%

Best For

Investors looking for the best overall crypto experience with extremely low fees.

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Zero trading fees

2. Pepperstone

Pepperstone is a Melbourne-based brokerage and CFD trading platform. It is licensed and regulated by the Australian Securities and Investments Commission (ASIC), the FCA in the UK, and the DFSA in the United Arab Emirates. It is one of the most complete investing platforms out there; it offers access to over 1,200 investing instruments, ranging from CFDs on indices and cryptocurrencies to ETFs, shares, and even forex trading.

Pepperstone has over 60,000 active traders – and the reasons crypto traders are choosing it over other CFD crypto providers are its low (zero) trading fees, tight spreads, and extensive offering. Experienced investors can also take advantage of Pepperstone’s 10:1 leverage, available for most crypto assets, and potentially turn in a profit even when the market is having a downturn.

Pepperstone doesn’t charge any fees for depositing; its spread ranges from 0.0% to 0.3%, depending on the underlying crypto asset. The Pepperstone app is available for Android (4.3/5 rating) and iOS (4/5 rating), and their customer support is available 24/7 to answer all your questions.

Features

  • Zero trading fees
  • Tight spreads (around 0.0% – 0.3%)
  • Customer support is available 24/7
  • Up to 10:1 leverage on most crypto assets
  • Access to TradingView’s advanced charting tools
  • Supports 20+ crypto CFDs
  • Free deposits and withdrawals

Cost

  • Spread: From 0.0% to 0.3% 
  • Trading Fees: Free
  • Deposit Fees: Free
  • Withdrawal Fees: Free

Best For

Experienced investors looking for low fees and access to charting tools.

3. CoinSmart

CoinSmart: best crypto exchange Canada

CoinSmart is, without a doubt, the best crypto exchange in Europe in 2022. If you haven’t heard of them, that’s because they’ve been pouring money into improving their trading experience, not marketing. Still, if you ask any experienced crypto trader, they’ll tell you the same thing: CoinSmart is the best in the business.

CoinSmart’s trading fees are an incredibly low 0.20%. They offer excellent customer support via phone, live chat and email, and user accounts are verified instantly.

As a Canadian exchange, CoinSmart is regulated by several Canadian financial authorities, which keeps your money safe and secure. CoinSmart is also a publicly-traded company on Toronto’s NEO stock exchange, which means they’re subject to third-party financial and security audits at least once per year.

Most exchanges require users to trade every altcoin first with a stablecoin (eg. Chainklink with Bitcoin, and then Bitcoin with Shiba Inu), but CoinSmart allows users to trade altcoins directly (eg. Chainlink with Shiba Inu), minimizing fees and boosting their profits. And you’re buying real crypto with CoinSmart, which means you can move it on and off the exchange whenever you want.

I’ve personally used CoinSmart for more than a year now and have had nothing but excellent experiences with them. I’ve tried out many of the other cryptocurrency exchanges on this list, so I’m confident that CoinSmart is the best place to buy crypto in most European countries.

Features

  • Extremely low trading fees (just 0.20% per trade)
  • 24/7 customer support available via phone, live chat or email
  • Instant account verification
  • Supports 16 cryptocurrencies
  • Trade all altcoins directly
  • Immediate deposits and withdrawals
  • User-friendly for both beginners and advanced traders
  • 95% cold storage policy keeps your crypto extra secure

Cost

  • Trading Fees: 0.20%

Signup Bonus

$50 bonus when you sign up using this link

Best For

Investors looking to trade stablecoins or altcoins with the industry’s lowest fees.

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Offer ends soon.

Buy and sell crypto instantly with our #1-rated crypto exchange: Capital.

4. Plus500

Plus500 is a leveraged trading platform headquartered in Israel. It’s one of the largest investing platforms in terms of volume, with millions of active traders worldwide. Plus500 supports 20+ crypto assets, including a mix of the largest cryptos like Bitcoin and Ethereum and promising altcoins like Polygon, Solana, and Cardano.

Plus500 Markets aggregates crypto prices from tens of data sources to offer very competitive prices. They also offer up to 2x leverage on all crypto investments. Investors can also set up price alerts and two types of stop orders: Stop Loss and Trailing Stop, to mitigate the risk of losing assets.

Plus500 doesn’t charge trading fees – in fact, the only fees they charge are Overnight Funding, which applies when holding a position after a certain time, and Currency Conversion fees, if you trade in a different currency denomination than that of your account.

Plus500 users can also access most financial instruments, including shares, stocks and ETFs, CFDs, and even FX. Their mobile app is available on Android (rating 4.3) and iOS (4.3/5 rating), and they have excellent reviews on Trustpilot, averaging a rating of 4.2/5.

Features

  • Supports 20+ cryptocurrency pairs
  • Access to global markets for shares, ETFs, stocks, CFDs, FX, and crypto
  • Demo account
  • Supports 2x leverage for crypto assets

Cost

  • Trading Fees: Free 
  • Overnight Funding: Depends on the asset (from 0.02% – 0.05% for BTC)
  • Spread: Depends on the asset (0.3% for BTC)

5. CMC Markets

CMC Markets is a leveraged trading platform headquartered in the UK. It’s one of the largest investing platforms in terms of volume, with over 1 million active traders across all their markets. CMC Markets supports 18 crypto assets, including a mix of the largest cryptos like Bitcoin and Ethereum and some up-and-coming altcoins with potential like NEO, Cardano, and TRON.

CMC Markets aggregates crypto prices from 15+ exchanges and data sources to offer very competitive prices. They also offer another way to gain exposure to crypto: Crypto Indices. Crypto Indices are diversified crypto baskets – by purchasing a crypto basket, you gain access to the crypto sector as a whole.

In terms of pricing, CMC Markets is ahead of many exchanges – for starters, it doesn’t charge trading fees; you will only pay very small spreads (0.02% for purchases, 0.09% for selling). 

They also have a program called Alpha: if your monthly trading volume reaches the minimum, you will immediately gain access to additional features like a dedicated account manager, VIP service, and preferential pricing on crypto assets.

CMC Markets users can also access global markets, including commodities, shares, indices, CFDs, and FX – all in one place. Their mobile app is available on Android and iOS, and they have excellent reviews on Trustpilot, averaging a rating of 4.2/5.

Features

  • Supports 18+ cryptocurrencies
  • Access to diversified Crypto Baskets
  • App available for Android (3.5/5 rating) and iOS (4.1/5 rating)
  • Demo environment
  • For Alpha users: Data analysis and In-depth market insights

Cost

  • Trading Fees: Free 
  • Spread: 0.07%

6. Crypto.com

Crypto.com Exchange

Crypto.com is a major global player that brings a mature, proven exchange to experienced crypto investors. It supports 100+ cryptocurrencies, making it an ideal fit for anyone looking to invest in undiscovered altcoins before the masses.

Crypto.com offers some unique features that no other cryptocurrency exchanges can match. Users can trade options and futures contracts, earn interest by staking their coins, and make trades with up to 10x leverage when they feel particularly confident in a coin.

Crypto.com also has invested an enormous amount of money into its platform security, which makes trading with them extremely safe. The exchange is lightning quick (prices update dozens of times per second), which gives day traders an upper hand over the rest of the market.

Overall, Crypto.com is a solid exchange for investors looking to cash in on brand new altcoins.

Features

  • Average trading fees (0.4%)
  • Supports 100+ cryptocurrencies
  • Allows up to 10x leverage
  • Trade crypto derivatives (futures and options contracts)
  • Earn daily interest by staking your coins
  • Purchase newly-listed coins at up to 50% off
  • Free deposits from all cryptocurrencies

Cost

  • Account Opening: Free
  • Trading Fees: 0.4%

Best For

Investors looking to buy altcoins and other new crypto assets before they go mainstream.

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Extremely secure, 10x leverage

Buy and sell crypto instantly with our #1-rated crypto exchange: Capital.

7. Bitpanda

BitPanda is an Austrian cryptocurrency exchange that was established in 2014 and has since become one of the most popular cryptocurrency exchanges in Europe for buying and selling digital currencies.

The exchange is a popular choice among many individuals since it features a user-friendly and easy-to-use design for purchasing, selling, and trading cryptocurrencies. The exchange also has a variety of payment choices that may be used by novice cryptocurrency users to acquire Bitcoin (BTC)Ethereum (ETH), and many other crypto coins.

Features

  • Easy-to-use and intuitive platform
  • Wide array of crypto assets supported (+25)
  • Wide array of payment and withdrawal methods
  • Fast customer support available 24/7

Cost

  • Trading fees: 5% per trade

Best For

Investors new to the world of cryptocurrency trading looking for an easy-to-understand crypto exchange.

8. Bitfinex

Bitfinex is a crypto exchange based in the British Virgin Islands and among the most trustworthy, as of the time of writing this post, it is the eighth largest crypto exchange in the world. Like Bitbuy, it has extremely low fees, going as low as 0.1%.

Bitfinex supports over 180 cryptocurrencies and offers experienced investors access to research tools, derivatives, margin trading, and advanced order types. On the other hand, beginners may appreciate its risk-free environment and highly-rated, easy-to-use mobile app.

As a new Bitfinex User you will receive a 6% rebate on all your future fees by signing up here. Bitfinex uses 2FA, advanced APIs, and cold storage to keep your assets protected.

Features

  • Extremely low trading fees (0.10%)
  • Access to a risk-free testing environment
  • Supports 178 cryptocurrencies
  • Highly-rated mobile app 
  • Customer support ticket system via email
  • User-friendly for both beginners and advanced traders

Cost

  • Account Opening: Free
  • Trading Fees: From 0.1% to 0.2%
  • Wire Transfer: 0.1% (min. $60 fee)
  • Debit/Credit Card: Depends on the cryptocurrency
  • ACH Transfer: N/A

Signup Bonus

6% fee rebate when you sign up using this link.

Best For

Veteran investors looking for advanced top-level investing tools.

9. CEX.IO

CEX.io is a cryptocurrency exchange based in the United Kingdom that was founded in 2013 and has worldwide availability. Traders and investors may use it to buy, sell, borrow, and earn various cryptocurrencies.

There are a lot of tradable assets and sophisticated trading tools available, which will appeal to seasoned cryptocurrency traders. Beginners, on the other hand, may get lost in the plethora of advanced features offered by the platform.

Features

  • Plenty of cryptocurrencies supported (100+)
  • Allows you to do marging trading
  • Allows you to stake cryptocurrencies and earn rewards for doing so
  • Institutional services for businesses and advanced traders
  • 24/7 customer support
  • Mobile access

Cost

  • Maker fee: Between 0.10% and 0.25%
  • Taker fee: Between 0% and 0.16%
  • Deposit fees: 2.99%

Best For

Cryptocurrency investors looking for an exchange with a wide array of supported altcoins and stablecoins.

Why you should trust me

  • Experienced
    I bought my first cryptocurrency (Bitcoin) in 2013, bought Ethereum in 2017, and have held active accounts with at least 5 exchanges since 2018.
  • Unbiased
    All of my selections are supported by multiple data points, including crypto thought leaders, security experts, and TrustPilot reviews.
  • Deep Research
    My team and I spent more than 20 hours researching exchanges before choosing our top picks, and we update them almost daily as the industry continues to change.
My top pick →

What To Look For In A Great Finnish Crypto Exchange

I consider many different factors in my search for the best Finnish crypto exchange. Here are just a few of the more prominent ones:

  • Supported coins: The best Finnish crypto exchanges support a wide variety of coins—at least 20 or 30—including all the major coins like Bitcoin, Ethereum, and Dogecoin. Platforms that add new coins regularly tend to be more customer-focused overall, making this a strong indicator of a forward-thinking exchange.
  • User interface: Choosing a platform with an easy-to-use trading interface is important, especially for beginners. If you’re a seasoned crypto investor, you’ll also want to look out for exchanges that offer more advanced features like advanced order types and transaction exports for tax purposes.
  • Fees: All crypto exchanges charge fees (both in the form of trading commissions and bid-ask spreads), and they can vary by a wide margin. I’ve specifically chosen low-fee platforms here to help you maximize your profits.
  • Regulation: It’s much safer to trade with a well-regulated exchange than an unregulated one, especially when markets aren’t moving in your favor. Depositors’ insurance is another safeguard offered by some exchanges, which keeps your assets safe even if the platform itself faces liquidity issues.
  • Deposit & withdrawal options: The exchange you choose should offer a variety of payment methods (bank transfers, debit/credit cards, PayPal, etc.) to ensure you can easily transfer funds in and out of your account. The more options you have, the better.
  • Security: Look for an exchange that strictly enforces multiple layers of security, such as two-factor authentication and at least 95% cold storage. Additional security measures like daily offsite backups, third-party security audits, and email confirmations on transactions make your account even more secure.
  • Customer support: The best crypto exchanges pride themselves on having well-trained, responsive support teams who can help users through any problems that come up. I pay particular attention to the channels each exchange offers support through, response times, the thoroughness and helpfulness of their responses, and user feedback on the customer support they’ve received.

In Summary

Choosing the best cryptocurrency exchange in Finland isn’t easy, given all the options out there and the different features each of them offers. As an avid crypto investor myself, I diligently keep up with the movements of the top exchanges in Finland, and have made my selections below based on years of research and personal experience.

Capital is the favorite among knowledgeable Finnish crypto investors, both for its high level of security and for its ease of use. Capital’s fees are also extremely low, so if you’re looking for a secure, cost-effective way to buy and sell crypto in Finland, I can’t recommend Capital highly enough.

OPEN FREE ACCOUNT
Zero trading fees

Best Crypto Exchange Finland FAQs

Which Finnish crypto exchange has the lowest fees?

The Finnish crypto exchange with the lowest fees is Capital or Pepperstone, depending on the specific crypto assets you’re trading. In most cases, Capital will be the cheapest option.

What’s the best crypto wallet in Finland?

The best crypto wallet is the Ledger Nano S hardware wallet. It is the best way to keep your private keys secure and, more importantly, offline. All Ledger wallets are certified by the French National Agency of Security and are among the safest and most cost-efficient wallets out there, and they support 1,200+ crypto assets, coins, and tokens.

What’s the best altcoin exchange in Finland?

The best altcoin exchange in Finland is one of Capital, Pepperstone, or CoinSmart. All of them support a wide variety of cryptocurrencies and regularly add more of the altcoins Finnish investors are looking for.

What is the safest crypto wallet in Finland?

The Ledger Nano S wallet is the safest wallet available. All Ledger wallets exceed industry standards for security – they use tamper-resistant Certified Secure Element (SE), with Common Criteria (CC) EAL5+ chips on their nanodevices. Your private key stays on the secure chip. It also has a proprietary operating system called Blockchain Open Ledger Operating System (BOLOS) that has undergone audits from the French National Agency of Security and many other agencies, and they conduct regular audits from independent parties. 

What’s the safest crypto exchange in Finland?

The safest cryptocurrency exchange in Finland is Capital. They strictly enforce bank-level security protocols, run on servers in secure locations around the world, and undergo frequent financial and security audits to ensure all of their users’ assets are completely safe. They also have some of the lowest fees of any platform in Finland and are known for being a reputable, trustworthy exchange.

How Can I Sell Bitcoin In Finland?

There are several different ways to sell Bitcoin in Finland, though the easiest is to sell it directly from the crypto wallet or exchange that you’re holding it on. Remember to be cautious whenever you transfer coins between wallets, since blockchain transactions are irreversible.

What crypto exchange is best for beginners in Finland?

The best crypto exchange for beginners in Finland is Capital, followed by Pepperstone. Both are ideal for beginners because they verify accounts instantly, have easy-to-use trading platforms, and provide great customer support in case you need any help along the way.

Is cryptocurrency legal in Finland?

Yes, cryptocurrency is legal in Finland, and you can buy, sell and use crypto without breaking the law. However, cryptocurrency is not currently considered legal tender in Finland, which means the Finnish government and Finnish businesses are not legally obligated to accept it as payment for goods and services.

What’s the best crypto app in Finland?

The best crypto app in Finland is Capital. Its mobile app is very easy to use, has a nice, modern interface, and has very good ratings and reviews on both the Apple App Store and the Google Play Store. If you live in a country like France or Fiji instead, you’ll have to double-check to ensure you can get the Capital app in your local app store.

What is the best crypto exchange for day trading in Finland?

The best crypto exchange for day trading in Finland is Capital, since it has low trading fees, tight spreads, and its prices update multiple times per second, giving day traders an upper hand over the rest of the market.

Can the Finnish government track cryptocurrency?

Yes, Finnish tax authorities can track cryptocurrency trades and transactions—and not only when your digital assets interact with real-world institutions like banks. Some exchanges in Finland are required by law to provide the government with information about their users’ transactions, including purchase price, purchase date, sale value, and all associated KYC data. If your tax returns don’t match the data the government receives from these exchanges, you may receive a fine.

The Best Crypto Exchanges In Canada

Best Overall

Trading fees: 0.1%
Security: 99% cold storage
Signup bonus: $50

Serving over 400,000 Canadians

★★★★★

Rated 4.9/5

$50 Signup Bonus

Trading fees: 0.2%
Security: 95% cold storage
Signup bonus: $50

Trusted by 200,000+ Canadians.

★★★★★

Rated 4.8/5

Best For Altcoins

Spreads: ~0.5%
Security: 95% cold storage
Signup bonus: $30

Low spreads, great platform.

★★★★

Rated 4.5/5