Fairwinds Referral Code (May 2022): $100 Signup Bonus

February 26, 2022
Blog

Fairwinds is an American credit union that functions like an online bank: you can access your account from the app and make transfers, pay bills, and check your balance. You also have access to three types of accounts, the highest with an interest rate of 0.20%, and you can turn on notifications and earn cashback.

Fairwinds has a referral program in place to benefit its clients: by using our referral link (or our referral code YOREOYSTER) you will receive a $100 sign-up bonus after you deposit $200. You will also receive your own referral code, which you can use to invite friends and earn $100 for each successful referral – you can invite as many as you want.

How To Use Your Fairwinds Referral Code

Fairwinds has a referral program for new clients. When you sign up with Fairwinds using the referral link (or our referral code YOREOYSTER), you will receive a bonus of $100 after depositing at least $200 in your account. You can also earn from 0.04% to 0.20% interest depending on the account type.

To use the promo code:

  • Visit Fairwinds‘s page. Click on the Get Started button. 
  • Click on the New Member button.
  • Fill in some of your basic information. Confirm your phone number.
  • Enter your address. Keep in mind Fairwinds is only available for US residents.
  • Fund your account.

What Is Fairwinds?

Fairwinds is an online credit union/bank based in Orlando, Florida. Founded in 1949, this American credit union offers all the benefits of a physical bank and more. With Fairwinds you can check balances, pay bills, and track your spending. It also offers tools to manage your money, you can create budgets, and get an analysis of your financial health for free.

Fairwinds Features

Some of Fairwinds’s best features include:

  • Digital banking tools like trackers and analysis tools.
  • Remotely check your balances.
  • Round up purchases and add them to your savings account.
  • Real-time alerts about your account.
  • Earn cashback from select stores.

Fairwinds Fees

  • $25 minimum initial deposit (all three Fairwinds accounts have the same minimum).
  • $0, $10, or $25 monthly fee for the Freedom Access, Freedom Preferred, and Freedom Signature accounts respectively.

How To Sign Up With Fairwinds

#1 Visit Fairwinds‘s page. Click on the Get Started button. 

#2 Click on the New Member button.

#3 Fill in some of your basic information. Confirm your phone number.

#4 Enter your address. Keep in mind Fairwinds is only available for US residents.

#5 Link your bank. The minimum deposit is $5.

#6 Fund your account.

Fairwinds’s Referral Program

After creating your Fairwinds account and funding it you will receive your referral link. You can find your referral link by navigating to your profile and clicking Refer & Earn. After you receive your referral code, you can:

  • Share your code via text, email, or with your social media audience.
  • Once a referee signs up and deposits at least $200, both of you will receive a $100 bonus credited to each of your accounts. 
  • There’s no limit to how many people you can invite.

Is Fairwinds Safe & Legit?

Fairwinds is regulated by the National Credit Union Administration (NCUA) and the Federal Reserved Regulation.

Introducing Neo Financial: Canada’s #1 Online Bank

I recently broke down 10+ of Canada’s most popular online banks, and Neo Financial came out ahead of everyone else. It scored so well because it excels on what I believe are the four most important factors when choosing a bank: mobile app functionality, fees, security, and customer support.

Here’s how Neo performs in each of those areas, and why I believe it’s the best online bank in Canada.

#1 The Best Mobile App 

Neo’s app is the highest-ranking mobile app out of the Canadian online banks we reviewed. In the Apple App Store, it has a rating of 4.8/5 and in the Google Play Store, it has a ranking of 4.5/5

From the app you can toggle features such as Auto-Pay, to set up recurrent payments in local and foreign currencies, Real-Time Spending Insights, to track where your money is going, and Cashback Rewards on most everyday purchases. 

#2 Lowest Fees And Best Savings

Neo’s fees are among the lowest of any online bank: $0 monthly fees, $0 maintenance fees, and a low 2.5% on foreign spending. And those savings can add up quickly: on top of their base 1.55% interest rate, Neo offers the three other rewards users are always looking for: cashback rewards, partner discounts, and competitive interest rates.

Neo offers three plans, Essential, Plus and Max. Starting at $0, $4.99, and $9.99, you can get up to 6% cashback at partner stores and 1% at non-partners; and discounts can go as high as 15% on average.

#3 Bank-Level Security

Neo is partnered with Concentra Bank, an institution that’s regulated by the CDIC, which means that all of Neo’s eligible deposits are insured in the same way for up to $100,000.

Aside from that, Neo also offers the distinct features of letting users freeze/unfreeze their cards at any moment they wish and resetting their PINs from the app. Users can also set up biometric authentication for signing in, which makes using Neo both quicker and safer.

#4 Excellent Customer Support

Neo’s support chat, email, and phone support are always available and ready to answer. When we contacted them, their responses were quick, informed and thoughtful. The only time I ran into an issue with Neo, they had it sorted out within a matter of minutes. If you need to get in contact with Neo to ask them some of your own queries, you can do so through the following channels:

  • Phone support: 1-855-636-2265
  • Email: support@neofinancial.com

Conclusion

Fairwinds is an American credit union that functions like an online bank: you can access your account from the app and make transfers, pay bills, and check your balance. You also have access to three types of accounts, the highest with an interest rate of 0.20%, and you can turn on notifications and earn cashback.

Fairwinds has a referral program in place to benefit its clients: by using our referral link you will receive a $100 sign-up bonus after you deposit $200. You will also receive your own referral code, which you can use to invite friends and earn $100 for each successful referral – you can invite as many as you want.

Before You Go

Here are the best sign-up bonuses available right now. If you’re planning to sign up for any of these services, we recommend you take advantage of these bonuses:

Crypto Exchange Signup Bonuses:

Crypto Hardware Wallets:

Online Bank Referral Bonuses:

Online Broker Sign up Bonuses:

Robo Advisor Sign up Bonuses:

Other Everyday Bonuses:

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