Crypto.com Credit Card Canada Review (Sep 2022)

September 11, 2022
Reviews

Although Crypto.com does not provide its own credit cards, its Visa debit cards are a fantastic way to earn crypto cashback and stake rewards, with different perks and benefits available. Crypto.com offers a variety of tiers for their cards, ranging from free (with no staking requirement) to premium (with the highest staking requirement), so you can pick the one that best fits your needs.

They also have a lot of extras and features to offer, making their Visa cards among the greatest crypto debit cards available. As a result, if you're looking to get a crypto debit card in Canada, the Crypto.com Visa Card is highly recommended.

Does Crypto.com Offer Any Credit Cards In Canada?

No, Crypto.com does not offer any credit cards in Canada at this time. However, they do offer a number of Visa debit cards that come with different benefits and features, depending on the card you choose. Their cards are great for getting crypto cashback and staking rewards, and they have a versatile set of tiers to choose from

What Are The Crypto.com Visa Cards?

The Crypto.com credit cards are a set of physical and virtual debit cards that are linked to your Crypto.com account. The cards allow you to spend your crypto without having to convert it to fiat currency first, and it also allows you to stake your CRO holdings to earn rewards.

There are five different types of Crypto.com Credit Cards available in Canada:

  1. The Midnight Blue card
  2. The Ruby Steel card
  3. The Royal Indigo/Jade Green cards
  4. The Frosted Rose Gold/Icy White cards
  5. The Obsidian card

Crypto.com Visa Cards, Side By Side

1. Crypto.com Midnight Blue Visa Card

The Crypto.com Midnight Blue Visa Card is the entry-level card in the Crypto.com Visa Card lineup, and it doesn't have an annual fee or any staking requirements.

You'll be able to earn up to 1.00% cashback in CRO on all purchases (which will be deposited into your CRO wallet through the Crypto.com app). However, because it's an entry-level card, you won't be able to enjoy any CRO staking rewards.

Features

  • Allows you to earn 1% crypto cashback in CRO
  • No annual fee
  • No staking requirements
  • Free ATM withdrawal per month: 250 CAD

Cost

  • Annual fee: No annual fee

Best For

People who want an entry-level crypto debit card that allows them to start earning crypto cashback without having to pay an annual fee.

2. Crypto.com Ruby Steel Visa Card

The Crypto.com Ruby Steel Visa Card is another entry-level card in the Crypto.com Visa Card lineup, and it could be considered a stronger version of the Midnight Blue Card. It has no annual fee, but it has a staking requirement in CRO tokens that is equivalent to 500 CAD.

With this card, you'll be able to earn up to 2.00% CRO cashback on all purchases (which will be deposited into your CRO wallet through the Crypto.com app). You'll also be able to get full reimbursement of your monthly Spotify subscription with this card.

Features

  • Allows you to earn 2% crypto cashback in CRO
  • No annual fee
  • Full reimbursement of your monthly Spotify subscription as a staking reward
  • Free ATM withdrawal per month: 1,000 CAD

Cost

  • Annual fee: No annual fee
  • Staking requirement: 500 CAD worth of CRO

Best For

People who want a stronger entry-level crypto debit card with a higher crypto cashback rate and staking rewards.

3. Crypto.com Royal Indigo/Jade Green Visa Cards

The Crypto.com Royal Indigo and Jade Green Visa Cards are the mid-tier cards in the Crypto.com Visa Card lineup, and just like the previous cards we've covered in this list, they don't have an annual fee.

If you maintain the staking requirement of these cards, you'll be able to earn up to 3.00% CRO cashback on all purchases, and you'll also get full reimbursements in both your Spotify and Netflix monthly subscriptions. However, if you aren't able to maintain the cards' staking requirement, your CRO cashback rate will lower to 1.50%.

Features

  • Allows you to earn 3% crypto cashback in CRO (1.50% if the staking requirement is not met)
  • No annual fee
  • Full reimbursement of your monthly Spotify and Netflix subscriptions as a staking reward
  • Free LoungeKey airport lounge access for the cardholder
  • Free ATM withdrawal per month: 1,300 CAD 

Cost

  • Annual fee: No annual fee
  • Staking requirement: 5,000 CAD worth of CRO

Best For

People who want a mid-tier crypto debit card with some added perks, like airport lounge access and full reimbursements of their Spotify and Netflix subscriptions.

4. Crypto.com Frosted Rose Gold/Icy White Visa Cards

The Crypto.com Frosted Rose Gold/Icy White Visa Cards are premium-tier cards in the Crypto.com Visa Card lineup, and just as the Platinum Card from American Express comes with a host of unique benefits, these cards have their own benefits and perks when compared to the other cards on this list.

For starters, these cards do not have an annual fee, but they do have a high staking requirement of 50,000 CAD worth of CRO tokens. Meeting the staking requirement will reward you with a 5% CRO cashback rate on all purchases, full reimbursements to your Spotify, Netflix and Amazon Prime monthly subscriptions, a 10% reduction in your Expedia fees, and free LoungeKey airport lounge access for you and one guest.

You'll also be granted access to Crypto.com Private, a premium Crypto.com service that offers OTC CRO block trades, inheritance service, research reports, industry events access, and priority customer service, as well as bonus rewards and a special welcome package.

Features

  • Allows you to earn 5% crypto cashback in CRO (1.75% if the staking requirement is not met)
  • No annual fee
  • Full reimbursement of your monthly Spotify, Netflix, and Amazon Prime subscriptions as a staking reward
  • 10% reduction of Expedia fees
  • Free LoungeKey airport lounge access for the cardholder and one guest
  • Crypto.com Private access
  • Exclusive Merchandise Welcome Pack access
  • Free ATM withdrawal per month: 1,300 CAD 

Cost

  • Annual fee: No annual fee
  • Staking requirement: 50,000 CAD worth of CRO

Best For

People who want a premium crypto debit card with a ton of added perks and features.

5. Crypto.com Obsidian Visa Card

The Crypto.com Obsidian Visa Card is the highest-tier crypto debit card offered by Crypto.com, and it comes with a very long list of added perks and features.

The Obsidian Visa Card has no annual fee, but it comes with the highest staking requirement of 500,000 CAD worth of CRO tokens. Meeting such a large staking requirement will reward you with top-of-the-line staking rewards, though, such as 8% CRO cashback on all purchases plus every benefit that the Frosted Rose Gold & Icy White Visa cards will give you.

You'll also be rewarded with a 10% reduction in your Airbnb fees, and you'll also be granted access to flights with one of the largest private jet networks in the world (plus luxury privileges on your first flight).

Features

  • Allows you to earn 8% crypto cashback in CRO
  • No annual fee
  • Full reimbursement of your monthly Spotify, Netflix, and Amazon Prime subscriptions as a staking reward
  • 10% reduction of Expedia fees
  • 10% reduction of Airbnb fees
  • Free LoungeKey airport lounge access for the cardholder and one guest
  • Crypto.com Private access
  • Exclusive Merchandise Welcome Pack access
  • Private Jet Partnership access
  • Free ATM withdrawal per month: 1,300 CAD 

Cost

  • Annual fee: No annual fee
  • Staking requirement: 500,000 CAD worth of CRO

Best For

People who want the best of the best when it comes to crypto debit cards, and are willing to stake a large amount of CRO tokens to get it.

In Summary

Although Crypto.com doesn't offer any credit cards per se, their Visa debit cards are a great way to get crypto cashback and staking rewards, with different benefits and features to choose from. They have a versatile set of tiers for their cards, all the way from free (with a smaller staking requirement) to premium (with a much larger staking requirement), so you can choose the card that best suits your needs.

If you're looking for added perks and features, they have plenty of those to offer as well, making their Visa cards some of the best crypto debit cards on the market. Therefore, if you're interested in owning a crypto debit card in Canada, Crypto.com is definitely an option worth considering.

Crypto.com Credit Card Canada Review FAQs

What Is Crypto.com?

Crypto.com is a significant worldwide crypto exchange, and it has recently had a big influence on the Canadian crypto market. It supports 100+ cryptocurrencies, making it an excellent choice for investors looking to get in on new altcoin territory before everyone else catches on.

Crypto.com offers a few distinct services that no other Canadian exchange can match. Users can trade options and futures contracts, get interest on their crypto by staking their tokens, and engage in trades with up to 10x leverage if they are confident in a coin.

How Do I Apply For A Crypto.com Visa Card?

In order to apply for a Crypto.com Visa Card in Canada, you'll only need to follow these steps:

  1. Sign up to Crypto.com
  2. Complete the Crypto.com verification process
  3. Choose your desired Crypto.com Visa Card
  4. Follow the steps the exchange will give you and start staking CRO

How Do I Top Up My Crypto.com Visa Card In Canada?

To top up your Crypto.com Visa Card, all you need to do is follow these steps:

  1. Head to your fiat wallet.
  2. Add funds to your Canadian dollar wallet through the Crypto.com app.
  3. Select the “Transfer” option.
  4. Transfer funds to the card.

You can also charge the card with crypto indirectly by selling it for Canadian dollars at the current market rate in the app.

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