Yore Oyster publishes guides about money in Canada: government benefits, credit cards, banking, investing and ways to earn and save. This page explains how those guides are researched, written and kept up to date.
Who writes our guides
Every guide is published under the name of Yore Oyster’s founder, Jordan Bishop, who holds a finance degree from Wilfrid Laurier University, worked as an analyst at KPMG in Toronto, and has written about personal finance for Forbes and other publications. Jordan reviews and approves every guide before it is published and is responsible for what it says.
Where our facts come from
- Government benefits: payment dates, amounts and eligibility rules come from canada.ca, the Canada Revenue Agency and the relevant provincial ministry. We link to the official source in the guide.
- Financial products: rates, fees and welcome offers come from the provider’s own website and terms. Offers change often; the provider’s site always has the final word.
- Data and studies: when we publish our own analysis, we say where the data came from and how we calculated the results.
Keeping guides current
Benefit guides are reviewed when governments publish new figures, such as the quarterly OAS indexation and the annual CPP and benefit-year changes. Product guides are reviewed when an offer or fee changes. The date at the top of each guide shows when it was last meaningfully updated — we don’t change that date for small edits like fixing a link.
Independence
Some companies we write about pay us when readers sign up through our links (see How we make money). Those partners don’t review our guides before publication, and they can’t pay to change what we say about them or where they appear in our comparisons.
Corrections
If you spot a mistake, email [email protected] with the page and what’s wrong. We check every report and correct confirmed errors as quickly as we can.
Not personal advice
Our guides are general information, not financial, tax or legal advice for your situation. For decisions about benefits, check with Service Canada or your provincial office; for investments or taxes, consider speaking with a licensed professional.