| Verdict: False |
|---|
| There is no new, special or one-time $2,400 payment for people who get Old Age Security (OAS) or the Canada Pension Plan (CPP). |
What the claim says
Videos, Facebook posts and websites say that seniors will get a “new $2,400 CPP and OAS payment,” often “confirmed” for a date a few weeks away. Some say it arrives by direct deposit. Others say you must click a link, “claim” it or sign up first.
The posts often use the Canada flag, a government logo or a photo of a minister to look official.
What’s actually true
The Government of Canada has not announced any $2,400 payment for seniors. No such payment is listed on Canada.ca, in a federal budget or in any government news release.
What seniors actually get is their regular monthly CPP and OAS, paid together on the same day near the end of each month. The dates are in the calendar on our home page.
The Canada Revenue Agency (CRA) lists this kind of post on its scam warning page. It warns about websites claiming the CRA is sending “extra payments to low income seniors,” some with links to join Telegram or WhatsApp groups. The CRA says to ignore them and use only official government pages.
Where the confusion comes from
The $2,400 number looks real because it is close to what a few seniors can get in a month when you add two pensions together.
| Benefit | Maximum per month |
|---|---|
| CPP retirement pension, starting at 65 (2026) | $1,507.65 |
| OAS pension, age 65 to 74 (July to September 2026) | $751.97 |
| OAS pension, age 75 and over (July to September 2026) | $827.17 |
| Total, CPP maximum plus OAS at 75 and over | $2,334.82 |
Most people get much less than the CPP maximum, because CPP depends on how much and how long you worked and paid in. So even the sum of the two is not a new payment. It is two existing pensions paid on the same day.
Some posts also mix in the Guaranteed Income Supplement (GIS), a top-up for low-income seniors. That makes the total look bigger, but the GIS is only for people with low income.
There is one real increase coming. OAS and GIS go up by 1.4% for October to December 2026, because of inflation. At the OAS maximum, that works out to roughly $10 to $12 more a month, not $2,400. See our check on the October OAS increase.
How to spot this kind of post
- It promises a round number for “all seniors” or “every pensioner.”
- It gives a date that is always a few weeks away, and it keeps changing.
- It asks you to click, apply, pay a fee or join a chat group.
- It is on a site that does not end in canada.ca or gc.ca.
Real new payments are announced on Canada.ca. When a payment is automatic, like CPP and OAS, you never need to sign up through a link.
What to do if you were targeted
- If you only saw a post or got a message, don’t click it or reply. You can delete it.
- If you clicked a link and typed in personal information, call your bank right away.
- If you entered your CRA sign-in details or your Social Insurance Number (SIN), call the CRA at 1-833-995-2336 (Monday to Friday, 6:30 am to 7 pm Eastern time). It can put protections on your account.
- If you think someone is using your SIN, call Service Canada at 1-866-274-6627.
- If you lost money, report it to your local police and ask for a file number.
Report the scam to the Canadian Anti-Fraud Centre (CAFC), even if you lost nothing. Call 1-888-495-8501 (Monday to Friday, 10 am to 4:45 pm Eastern time) or report online at reportcyberandfraud.canada.ca. Your report helps police track these schemes.