The Saskatchewan Seniors Income Plan (SIP) is a monthly payment from the province for seniors 65 and older who have little or no income besides Old Age Security (OAS) and the Guaranteed Income Supplement (GIS). It is automatic: you file your taxes, apply for OAS and GIS, and Saskatchewan works out the rest.
How much you’ll get
The maximum depends on your household and whether you live at home or in a special care home. The monthly maximums have been in effect since July 1, 2023. The income levels where SIP stops are those set as of April 1, 2026.
| Who | Maximum SIP a month | SIP stops at yearly taxable income of |
|---|---|---|
| Single, living at home | $360 | $4,560 |
| Married, both get OAS and GIS, at home | $325 | $7,440 |
| Married, spouse under 60, at home | $360 | $11,568 |
| Married, spouse 60 to 64 gets the Allowance, at home | $360 | $9,120 |
| Single, in a special care home | $50 | $912 |
| Married, both get OAS and GIS, in a special care home | $50 | $1,776 |
“Taxable income” here means your income apart from OAS and GIS: CPP, a work pension, interest, dividends and wages all count. Savings, your home and other assets don’t count at all.
If you qualify for the maximum GIS, you also get the maximum SIP. As your other income goes up, both your GIS and your SIP go down.
Example 1: You are single, live at home, and your only income is OAS and the maximum GIS. You get the full $360 a month, or $4,320 a year.
Example 2: You are single, live at home, and have $5,000 a year of CPP. That is above the $4,560 level, so you get no SIP, though you may still get some GIS.
Who qualifies
- You are 65 or older.
- You are a permanent resident of Saskatchewan.
- You get a full or partial OAS pension and the GIS.
- Your taxable income, not counting OAS and GIS, is below the level for your household in the table above.
How to get it
No application is needed.
- Apply for OAS and the GIS through Service Canada.
- File your income tax return every year, even if you have little or no income.
- Saskatchewan uses your tax return and your OAS and GIS to decide whether you qualify and how much you get. Eligibility is reassessed every July.
Health benefits that come with SIP
SIP also opens the door to extra health coverage, as long as you have basic Saskatchewan Health coverage:
- one eye exam every 12 months
- a lower twice-yearly deductible for prescription drugs
- the loan of some low-cost devices through the Saskatchewan Abilities Council
- supplementary health benefits if you live in a special care home
For questions about these, call the Ministry of Health at 1-800-667-7581 (306-787-3317 in Regina). Health coverage for Status Indian SIP clients comes from Health Canada: call 1-866-885-3933.
What changed in 2026
- The income levels where SIP stops were updated on April 1, 2026. The monthly maximums are the same as those set on July 1, 2023.
- OAS and GIS rose 1.2% for July to September 2026. The maximum GIS for a single senior is $1,123.17 a month for that quarter.
- The GST/HST credit became the Canada Groceries and Essentials Benefit in July 2026, with a 25% increase.
Payment late, missing or different?
Saskatchewan doesn’t publish the SIP payment day, so the calendar at the top of this page has no dates. If a payment doesn’t arrive when it usually does, check with your bank first. Then call the Seniors Income Plan at 306-787-2681 or 1-800-667-7161.
Common reasons for a change or a missing payment:
- the July reassessment, based on your latest tax return
- a tax return that wasn’t filed, which can stop your GIS and SIP
- a move, a new bank account or a change in marital status that Service Canada doesn’t know about
For your OAS or GIS, call Service Canada at 1-800-277-9914.
Watch for scams. The government never asks for fees, gift cards or passwords by text or email. If someone contacts you about your benefits, hang up and call the numbers above yourself.
Other help you might be missing
- Guaranteed Income Supplement: SIP depends on it, so make sure you have applied and that your amount is right.
- The Allowance: for a spouse aged 60 to 64 whose partner gets GIS.
- Canada Groceries and Essentials Benefit: paid four times a year when you file your taxes.
- CPP: if you worked in Canada, make sure you have applied.
Common questions
How much is the Saskatchewan Seniors Income Plan?
Up to $360 a month for a single senior living at home and $325 for married seniors who both get OAS and GIS. Seniors in special care homes get up to $50 a month.
Do I need to apply for SIP?
No. File your taxes and apply for OAS and GIS. Saskatchewan pays SIP automatically if you qualify.
Do my savings affect SIP?
No. Assets are not counted. Only your taxable income, not counting OAS and GIS, matters.
When is SIP paid?
Every month. Saskatchewan doesn’t publish the exact day, so call 1-800-667-7161 if you are unsure when to expect it.
Why did my SIP change in July?
Eligibility is reassessed every July using the income on your latest tax return.