One Finance Referral Code (May 2022): $50 Signup Bonus

February 26, 2022
Blog

One Finance is a flexible online cash-management account; it can act as a checking or as a savings account. It offers competitive interest rates for clients that deposit every month, and access to money managing tools including automated budgeting, overdraft protection, and subaccounts.

One Finance has a referral program in place to benefit its clients: by using the referral link (or our referral code YOREOYSTER) you will receive a $50 sign-up bonus after depositing $250. You will also receive your own referral code, which you can use to invite friends and earn $50 for each successful referral – up to a maximum of $500.

How To Use Your One Finance Referral Code

One Finance has a referral program for new clients. When you sign up with One Finance using our referral link (or our referral code YOREOYSTER), you will receive a bonus of $50 when you complete your first deposit of at least $250. You will also receive your referral code, which you can use to refer friends and earn up to $500.

To use the promo code:

  • Visit One Finance‘s page. Click on the Get Started button. 
  • Enter your email. 
  • Fill in some of your basic information.
  • Confirm you identity.
  • Fund your account.

What Is One Finance?

One Finance is an online cash-management account; it offers both spending and saving accounts and a very flexible way to manage your money – by using subaccounts or Pockets. With One Finance you can earn up to 3% APY when using the auto-save feature. There’s no risk of overdraft, as soon as your balance drops below $0 you are granted a line of credit – you won’t get penalized as long as you pay within the time limit, usually the first of the next month.

One Finance Features

Some of One Finance’s best features include:

  • 0.3% APY (if you deposit at least $500 every month).
  • Automated budgeting.
  • Overdraft protection and line of credit.
  • Subaccounts to better manage your expenses.

One Finance Fees

  • No monthly fees.
  • No overdraft fees.
  • Fee free ATM withdrawals.

How To Sign Up With One Finance

#1 Visit One Finance‘s page. Click on the Get Started button. 

#2 Enter your email. You will receive a confirmation email.

#3 Fill in some of your basic information. Keep in mind that One Finance is only available in the US.

#4 Enter your mailing address. This is the address where they’ll send your card – PO boxes won’t work.

#5 Confirm you identity.

#6 The last step is to confirm your information and fund your account.

One Finance’s Referral Program

After creating your One Finance account and signing up with our referral code, you will find your own referral link. To find it, open the One Finance app and navigate to the Details menu, then click Invite. After you copy your referral link, you can:

  • Share your code via text, email, or with your social media audience.
  • Once a referee signs up and makes their first direct deposit of $250, both of you will receive a $50 bonus. 
  • You can invite up to ten people and earn up to for a total of $500 bonus..

Is One Finance Safe & Legit?

One Finance is partnered with the Coastal Community Bank, which is also a member of the FDIC, so your funs are insured for up to $250,000. 

Introducing Neo Financial: Canada’s #1 Online Bank

I recently broke down 10+ of Canada’s most popular online banks, and Neo Financial came out ahead of everyone else. It scored so well because it excels on what I believe are the four most important factors when choosing a bank: mobile app functionality, fees, security, and customer support.

Here’s how Neo performs in each of those areas, and why I believe it’s the best online bank in Canada.

#1 The Best Mobile App 

Neo’s app is the highest-ranking mobile app out of the Canadian online banks we reviewed. In the Apple App Store, it has a rating of 4.8/5 and in the Google Play Store, it has a ranking of 4.5/5

From the app you can toggle features such as Auto-Pay, to set up recurrent payments in local and foreign currencies, Real-Time Spending Insights, to track where your money is going, and Cashback Rewards on most everyday purchases. 

#2 Lowest Fees And Best Savings

Neo’s fees are among the lowest of any online bank: $0 monthly fees, $0 maintenance fees, and a low 2.5% on foreign spending. And those savings can add up quickly: on top of their base 1.55% interest rate, Neo offers the three other rewards users are always looking for: cashback rewards, partner discounts, and competitive interest rates.

Neo offers three plans, Essential, Plus and Max. Starting at $0, $4.99, and $9.99, you can get up to 6% cashback at partner stores and 1% at non-partners; and discounts can go as high as 15% on average.

#3 Bank-Level Security

Neo is partnered with Concentra Bank, an institution that’s regulated by the CDIC, which means that all of Neo’s eligible deposits are insured in the same way for up to $100,000.

Aside from that, Neo also offers the distinct features of letting users freeze/unfreeze their cards at any moment they wish and resetting their PINs from the app. Users can also set up biometric authentication for signing in, which makes using Neo both quicker and safer.

#4 Excellent Customer Support

Neo’s support chat, email, and phone support are always available and ready to answer. When we contacted them, their responses were quick, informed and thoughtful. The only time I ran into an issue with Neo, they had it sorted out within a matter of minutes. If you need to get in contact with Neo to ask them some of your own queries, you can do so through the following channels:

  • Phone support: 1-855-636-2265
  • Email: support@neofinancial.com

Conclusion

One Finance is a flexible online account that can act as a checking or savings account. It offers competitive interest rates for clients that deposit every month, and access to money managing tools including automated budgeting, overdraft protection, and subaccounts.

One Finance has a referral program in place to benefit its clients: by using the referral code/referral link you will receive a $50 sign-up bonus after depositing $250. You will also receive your own referral code, which you can use to invite friends and earn $50 for each successful referral – up to a maximum of $500.

Before You Go

Here are the best sign-up bonuses available right now. If you’re planning to sign up for any of these services, we recommend you take advantage of these bonuses:

Crypto Exchange Signup Bonuses:

Crypto Hardware Wallets:

Online Bank Referral Bonuses:

Online Broker Sign up Bonuses:

Robo Advisor Sign up Bonuses:

Other Everyday Bonuses:

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