Yore Oyster

We spend our days and nights thinking about Canada's best credit cards - so you don't have to.


Check out our top pick for July, 2020 here.

How To Get Zalando Orders Shipped To Canada

July 13th, 2020

Shipping your purchases from Zalando to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Zalando—or any other European retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Founded in Germany in 2008, Zalando is more or less […]

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How To Get Depop Items Shipped To Canada

July 12th, 2020

Shipping Depop items to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Depop—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Depop is a mobile marketplace for buying and selling items from […]

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How To Get Mercari Orders Shipped To Canada

July 11th, 2020

Shipping Mercari purchases to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Mercari—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Mercari is is a Japanese e-commerce platform founded in 2013 that […]

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How To Get KraveBeauty Cosmetics Shipped To Canada

July 10th, 2020

Shipping KraveBeauty cosmetics and skincare products to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from KraveBeauty—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED KraveBeauty is one of the world’s most popular […]

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How To Get FabFitFun Subscription Boxes Shipped To Canada

July 8th, 2020

Shipping FabFitFun subscription boxes to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from FabFitFun—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED FabFitFun is a subscription service billed each season ($49.99 USD) […]

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The 12 Best Airbnbs In Charleston, North Carolina

July 4th, 2020

If you’re looking for the best Airbnbs in Charleston, you’ve come to the right place. We combed through thousands of Airbnb listings in Charleston and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Historic Sixty-One Park – Bryson City Farmhouse # of […]

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The 12 Best Airbnbs In San Antonio, Texas

July 3rd, 2020

If you’re looking for the best Airbnbs in San Antonio, you’ve come to the right place. We combed through thousands of Airbnb listings in San Antonio and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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Rich Dad, Poor Dad Book Summary

July 3rd, 2020

Rich Dad, Poor Dad by Robert Kiyosaki is one of the most renowned personal finance books of the past hundred years. Here’s my summary of the book and its key lessons. You can buy Rich Dad, Poor Dad on Amazon here. Rich Dad, Poor Dad: My Top 5 Lessons When you want to buy something, […]

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How To Get Nike SNKRS Shipped To Canada

July 3rd, 2020

Shipping Nike SNKRS shoes to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Nike—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED SNKRS is an arm of Nike.com where sneakerheads can buy […]

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The 12 Best Airbnbs In Lake Tahoe, California/Nevada

July 2nd, 2020

If you’re looking for the best Airbnbs in Lake Tahoe, you’ve come to the right place. We combed through thousands of Airbnb listings in Lake Tahoe and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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The 12 Best Airbnbs In Rio De Janeiro, Brazil

July 1st, 2020

If you’re looking for the best Airbnbs in Rio de Janeiro, you’ve come to the right place. We combed through thousands of Airbnb listings in Rio de Janeiro and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Loft With Swimming Pool Between […]

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The 12 Best Airbnbs In Tampa, Florida

July 1st, 2020

If you’re looking for the best Airbnbs in Tampa, you’ve come to the right place. We combed through thousands of Airbnb listings in Tampa and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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The 12 Best Airbnbs in Sao Paulo, Brazil

June 30th, 2020

If you’re looking for the best Airbnbs in Sao Paulo, you’ve come to the right place. We combed through thousands of Airbnb listings in Sao Paulo and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Loft Farm In Jundiaí With Atlantic Forest […]

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The 12 Best Airbnbs In Asheville, NC

June 30th, 2020

If you’re looking for the best Airbnbs in Asheville, you’ve come to the right place. We combed through thousands of Airbnb listings in Asheville and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Masterfully Decorated Home/Fifty Five Acre Horse Farm # of […]

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The 12 Best Airbnbs In Buenos Aires, Argentina

June 29th, 2020

If you’re looking for the best Airbnbs in Buenos Aires, you’ve come to the right place. We combed through thousands of Airbnb listings in Buenos Aires and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Original Loft Near History Museum # of […]

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The 12 Best Airbnbs In Austin, Texas

June 29th, 2020

If you’re looking for the best Airbnbs in Austin, you’ve come to the right place. We combed through thousands of Airbnb listings in and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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Contrarian Income Report Review: The Power Of Monthly Dividends

June 13th, 2020

The goal of the Contrarian Income Report is to offer recommendations on stocks that have the potential to generate long-term returns on the one hand, and the ability to generate dividends on the other. In this way, they seek to align monthly income and expenses in such a way that it is possible for pensioners to safeguard their savings and to have a monthly flow of income. We do not recommend the Contrarian Income Report because it focuses solely on giving advice on pension funds with amounts exceeding $500,000 USD. However, throughout our Contrarian Income Report Review we offer you other really interesting options with a higher level of diversification, such as the financial service provider Capitalist Exploits.

In fact, we believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Its new “themes” approach and its high value, low-risk recommendations offer a great alternative for both experienced traders and beginners.

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Cartao Pan: Credit, Discounts, Offers And More

June 10th, 2020

Banco Pan and the Cartao Pan are some of the most solid options if you’re looking for both a good credit card and a great digital account. Banco Pan offers the Zero Annuity Cartao Pan, which as its name says, doesn’t have any sort of annuities. This card will also let you participate in the exclusive Pan Mais Offers Club and install your credit card invoice up to 18 times. On the other hand, the Banco Pan digital account offers withdrawals, deposits, TEDs and DOCs for free with a shared pool of 30 transactions per month.

Banco Pan’s digital account and Zero Annuity Cartao Pan aren’t one of the most feature-rich in the scene, but they do their job. We recommend this card to people who are looking for an easy to obtain credit card while avoiding annuities. On top of that, you would also be looking at the benefit of a good digital account. So, are you ready to try Banco Pan?

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Superdigital: Santander’s Incursion Into Virtual Banking

June 9th, 2020

On the very broadside, Superdigital is one of the most basic digital accounts you can get in the virtual bank scene as of now. With 1 physical and 5 virtual prepaid cards you have access to physical purchases, withdrawals and international/online purchases as well. Do have in mind that all Superdigital’s cards are prepaid, not debit nor credit, so you won’t be able to apply for installments either. Another thing to note is that the digital account can be free if you spend up to R$500 per month, otherwise, you would be spending R$9,90 per month. And lastly, you only get 1 free withdrawal or transfer to another bank per month.

We can only recommend Superdigital for people who are looking for the easiest digital account to open in the current scene. It only asks the user to be of 18 years or older and have a valid CPF. So, if you’re looking for one of the most basic and easiest to open accounts, this is the one.

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LeetCode Review: Why I Can’t Recommend LeetCode

June 8th, 2020

LeetCode is an excellent tool for honing your programming skills in preparation for your big tech interviews. However, because recruiters are looking for much more than just competent coders, we feel that LeetCode falls short in sufficiently preparing applicants to land their dream job. Instead, we recommend Tech Interview Pro, a proven program offering hundreds […]

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Robinhood Review: Operate In The Market Without Commission

June 8th, 2020

Robinhood is an investment platform that was founded in 2013 with a modern business model that allows it to operate in the market without commission in the exchange of financial instruments. In this Robinhood review, we’ll introduce you to a comprehensive overview of the services and how this platform operates. You will see that Robinhood’s main service is to be a trading platform. Also, you will see that it is possible to have a Cash management account. We will show you the free content that Robinhood offers and you will also see how you could earn up to 500 USD free using Robinhood.

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Sound Advice Newsletter: Investment Opportunities

June 7th, 2020

Sound Advice Newsletter will allow you to have access to a set of successful investment recommendations. Also, you can find an analysis of the evolution of the market that will provide you with relevant information when making the best decisions. In fact, in each newsletter, you will find a Sound Advice Diffusion Index that will allow you to identify cycles. Sound Advice also offers you the opportunity and invest in its portfolios. However, the minimum investment is $125,000 USD.

We believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Its new “themes” approach and its high value, low-risk recommendations offer a great alternative for both experienced traders and beginners.

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BS2: The Best Option For Investing And International Accounts

June 7th, 2020

BS2 aims to offer another option for those looking for new opportunities in the virtual bank scene. Even if it offers a checking account with debit and prepaid cards, we believe that this bank’s strengths fall on its investment and international options . Banco BS2 offers 5 different ways to invest and an international account capable of holding up to 6 different currencies (USD, CAD, EUR, GBP, AUD and NZD) . But, we do think that this bank doesn’t offer the best options for everyday usage as others do . It’s missing credit card and loan features and offers overall very limited transfer and withdrawal limits.

That’s why we think BS2 might not be the best option for the average user. Either way, it’s probably the best option for users who are looking to invest and use one of the best and most versatile international accounts in the market as of the moment of writing. Ready to give it a try?

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Traveling Mailbox Review

June 6th, 2020

Traveling Mailbox is one of the most popular virtual mailbox providers out there and rightly so. They provide decent services at very reasonable rates. As you’ll find in this Traveling Mailbox review, their services include: Street Addresses, Open & Scans, Mail Forwarding, Virtual Office Services, Check Deposits, Unlimited Cloud Storage, Junk Mail Filtering aqnd Secure Shredding.

Considering their cost-to-value ration, traveling mailbox is a great option for individuals, families, travelers, and small businesses.

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C6 Bank: A Great Premium Virtual Bank

June 6th, 2020

C6 Bank manages to be one of the most feature-rich virtual bank options out there. It offers 4 distinct types of accounts among which are: A Payments account with a debit card , a Checking account with debit and credit card and the Carbon C6 card (Mastercard Black) with a Checking account as well. It also offers unlimited transfers and withdrawals, a loyalty program available for all users, a special new way to transfer money without having to use account numbers and a special windshield tag that automatically pays any toll you go through .

The only drawbacks we found to C6 Bank is that the investment options are limited to only the high-income customers, having a minimum investment requirement of R$20.000,00. C6 Bank caters to those users who want more than a regular virtual banking experience and are looking for something more, a more premium product. Either way C6 Bank is one of the most feature-rich and unique options in the market, so why not try applying for an account?

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Credicard ZERO Platinum: Zero Fees – Great Benefits

June 5th, 2020

The Credicard Zero Platinum is a great card for anyone looking for their first credit card. It has no annuity and doesn’t require any proof of income. It also comes with a minimum spending limit of R$1.000, which is exactly what most Brasilians need in their youth.
This card comes with 4 free extra cards, making it an excellent choice for anyone with a family as well. We love the fact that this card comes with discounts on over 30 partnered brands.

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Online Counselling: A Modern Approach To Therapy

June 5th, 2020

Online counselling is a way to provide people with the tools they need to improve their mental health and handle difficult situations. Nowadays, there are different platforms (both paid and free) that offer services like these. If you’re struggling with mental health and need to see a professional, we recommend BetterHelp. It has the biggest […]

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Credicard: An Affordable, Reliable Payment Solutions Provider

June 4th, 2020

Credicard is one of the biggest payment solutions provider in Brasil. You can use Credicard products to make your life easier in many different ways.

It has 3 main products: the Credicard Zero Platinum Mastercard, the Credicard Black Mastercard, and the Credicard Pop, which is a payment terminal. The Zero Platinum is an excellent credit card that brings in great benefits without charging an annuity.

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Walk-In Clinics: Are They Actually Helpful?

June 4th, 2020

walk-in clinics are medical facilities that take in people without the need to make a previous appointment. They’re located in popular places such as malls and even supermarkets and are easy to access. These types of clinics are often free if you bring your health card, and if you don’t have one, you can expect […]

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Neon Card – A Hybrid Debit/Credit Card By Banco Neon

June 3rd, 2020

Banco Neon is one of the most promising options in the virtual bank industry in Brasil. The best selling point about it is that it offers a current account with debit and credit cards. It offers this availability with no annuities whatsoever. The biggest downside to it is that it offers ONLY 1 free withdrawal per month, any more than that and you’ll pay the high price of R$6,90 per transaction. If you pretend to get more withdrawals out of a virtual bank, it’s better that you get Neon + (4 free withdrawals per month) or go with another option.

Either way, Banco Neon is one of the best options for people who are looking for a first virtual bank experience. It’s got investment, loans, and many more other options to control your finances, so, what are you waiting for?

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OnCall Health: The Software Connecting Doctors With Patients

June 3rd, 2020

OnCall Health is a virtual healthcare service provider available in the U.S. and Canada. This platform represents a solution for health care enterprises and helps doctors connect with their patients, manage visits, and automate administrative tasks. It has three different plans that cater to different types of health providers, it can be used in any […]

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Santander Free: Everything You Need To Know

June 2nd, 2020

Santander Free card is a very popular credit card issued by Santander bank. Santander Free comes with no annual fee as long as you charge a minimum of R$100 per month to the card. The Santander Free card is issued to both Santander Account holders as well as non account holders and the minimum income required to qualify for the card is R$500,00 if you have a Santander account and R$1.050,00 if you aren’t a Santander account holder.

If you’re looking for an affordable credit card with no annual fee that you can control from your smartphone, Santander Free might be your answer.

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The 12 Best Airbnbs In Niagara Falls, Ontario

June 2nd, 2020

If you’re looking for the best Airbnbs in Niagara Falls, you’ve come to the right place. We combed through thousands of Airbnb listings in Niagara Falls and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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Access Virtual: British Columbia’s Telehealth Service

June 2nd, 2020

Access Virtual is a telehealth service offered in British Columbia that falls under its Medical Services Plan. It connects you with physicians and doctors using video calls through your phone. It’s free for any Canadian resident that has a care card number, and if you don’t (or if you’re an international customer), consultation is $91. […]

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Banco Original: A Great Option For Those Starting On Virtual Banks

June 1st, 2020

Banco Original is one of the options that’s making its own name in the virtual bank industry of Brasil. It offers 4 kinds of Mastercard debit and credit cards, the Internacional, Gold, Platinum and Black, with different benefits. One thing it has against it is that it limits its users to only 4 free withdrawals, 2 TEDs and 2 Monthly supply of credit statements per month. Every time you use one of those services beyond your allowance, you’ll be charged a certain fee.

With all that said, we believe that Banco Original is not the most sophisticated or savvy option when talking about virtual banks, but this makes it a great option for those looking to dip their toes into the market of virtual banks without compromising a lot on their part. So, are you ready to become a Banco Original user?

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The 12 Best Airbnbs in Calgary, Alberta

June 1st, 2020

If you’re looking for the best Airbnbs in Calgary, you’ve come to the right place. We combed through thousands of Airbnb listings in Calgary and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices. #1 Minimalism Inspired Rooftop Patio Home # of Guests 5 […]

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The Home Trust Preferred Visa: A Review

June 1st, 2020

The Home Trust Preferred Visa credit card comes with an attractive set of characteristics, starting with no annual fees and a 1% cashback on eligible purchases. It also has a regular interest rate for purchases and cash advances of %19.99, and no foreign exchange fees. If you happen to travel a lot during the year […]

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LoanConnect: Online Loan Shopping for Everyone

June 1st, 2020

LoanConnect.ca is an internet platform that allows Canadians to search the loan best suited to their situation and get that much-needed money in a timely manner. It is very user-friendly and can help them escape a tailspin of interest payment and an unending circle of debt, or at least save hundreds to thousands of dollars in loans taken to face unexpected situations. Here we explain how it works and how to make the best out of it.

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The American Express Platinum Canada: June 2020 Review

June 1st, 2020

The American Express Platinum Canada comes with worldwide airport lounge access, a $200 annual travel credit, platinum hotel memberships, travel medical insurance, a sleek metal card and 50,000 Amex MR points—which we value at $1,500—on top of it all.

It’s been one of our top two favourite cards in Canada for years, and offers exceptional value to Canadian travelers. Every Canadian who flies once or more per year should have an American Express Platinum in their wallet.

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The American Express Gold Rewards Card Canada: June 2020 Review

June 1st, 2020

The American Express Gold Rewards Card is a great choice for a Membership Rewards (MR) points earning card on a medium budget. With $100 USD in hotel credit (worth roughly around $130 CAD), a free additional card worth another $50, and loads more benefits like great travel insurance, complimentary room upgrades and more, you’ll be making money just by signing up and keeping it in your wallet, even after paying the $150 annual fee. In addition, the flexibility of MR points means that you’ll allways find a great way to spend them, and even if you don’t, you can always redeen them for a statement credit.
Add in a great 25,000 MR points welcome bonus, and you’re set.

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The Amex Cobalt Card: June 2020 Review

June 1st, 2020

Updated March 3, 2020 With a welcome bonus of 30,000 MR points, a 5X earning rate on eligible eats & drinks (including spending on groceries, food delivery, cafes, bars and more), and a monthly fee of just $10, we believe the American Express Cobalt Card is the best credit card in Canada right now. It […]

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How To Get Any Online Purchase Shipped From The USA To Canada

May 31st, 2020

Buying from U.S. online retailers can be a pain if you live in Canada, but it doesn’t have to be. This post lays out a dead-simple process for getting any item from any U.S. retailer shipped to your doorstep in Canada with zero trouble and minimal fees. GET STARTED If you’ve ever shopped on USA […]

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How To Ship Weverse Items To Canada

May 31st, 2020

Shipping Weverse items and clothing to Canada can be a hassle, but it doesn’t have to be. This post lays out a dead-simple process for getting your order from Weverse—or any other retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Weverse is a mobile app launched in 2019 […]

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Investing Daily Review: Investment Recipes

May 30th, 2020

Investing Daily is an investment advisory company with more than 40 years of experience in the market. Although it is true that it has made winning recommendations, in this Investing Daily Review we have concluded that many of the recommendations they offer with their services are specific investment recipes with which, in general, you will not be able to have a great understanding of what you are doing. We believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Its new “themes” approach and its high value, low-risk recommendations offer a great alternative for both experienced traders and beginners.

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Fidelity Monitor And Insight: Efficient Portfolios

May 30th, 2020

Fidelity Monitor And Insight is designed exclusively for Fidelity mutual fund investors. In this sense, the company’s goal is to help Fidelity investors get the highest return with the least possible risk. Throughout our Fidelity Monitor And Insight review we will show you their monthly newsletters and talk a about the relevant information they offer. You will also see how the company presents its analysis of the evolution of Fidelity’s investment funds.

We will show you each of the five different portfolio models that Fidelity Monitor and Insigh offers. In this regard, you will see that they are very easy to follow. You will also see that the company provides portfolio updates in every monthly newsletter, website, phone line or email. We recommend Fidelity Monitor And Insight only if you are a specialized investor and want to diversify your portfolio with Fidelity Funds. However if you want to have a higher level of diversification, we recommend Capitalist Exploits instead. We believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Their new “themes” approach and their low-risk, high-yield recommendations offer a great alternative to both experienced traders and beginners alike. For these reasons we recommend Capitalist Exploits over Fidelity Monitor And Insight.

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PolicyAdvisor – A Review Of Ontario’s Best Online Insurance Broker

May 29th, 2020

How do you pick the best insurance option? You can rely on PolicyAdvisor brokers to answer you with their in-depth knowledge across 16 insurance providers. Acquiring insurance is now a digitalized process with PolicyAdvisor.

This service is currently only avalilable for residents of Ontario, so unless you live there, you’ll have to check other options. Also, if you’re looking for travel insurance, PolicyAdvisor is not what you’re looking for. Pretty much for anything else, give PolicyAdvisor a try, it’s completely free!

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The Best Visa Cards in Canada: A 2020 Review

May 29th, 2020

Looking for Canada’s Best Visa cards? In this review, we dissect visa cards by bank and by type. We have our top favorites from Desjardins, CIBC, Scotia and TD. If you’re looking for the best visa travel card, the best cashback card or the best student card- we got that sorted out too. Read our review to help you make the ultimate choice of visa cards.

After going through all the perks, features, pros and cons of each of the available Visas, we firmly believe that the best visa card for Canadians is the Scotia Momentum Visa Infinite, because of its awesome cash back rates, comprehensive travel insurance and acceptable annual fee. It offers the best cost to benefit ratio, so if you’re looking for a good Visa card to add to your wallet, this is it.

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SCENE Card: The Best Way To Start Earning SCENE Points

May 29th, 2020

SCENE is a loyalty program in partnership with Cineplex, Recipe and Vivid Seats to provide offers to help you save on movie theatre tickets/concessions, dining bills and live theatre/sports/concert tickets. The Cineplex SCENE card is that loyalty program’s membership card, which gives you access to all its benefits.

If you are an avid cinephile, the SCENE loyalty program is the one for you. It will let you enjoy free movie ticket and other great opportunities with the right hacks, which you’ll find in this review.

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The Perfect Gift Prepaid Mastercard- Unwrapping The Benefits

May 29th, 2020

The Perfect Gift Prepaid Mastercard is a decent investment if you are a loyal shopper for a partner retailer under the Perfect Gift program because the more you shop at a partner retailer, the more cash back you earn. The cash back of 5% easily covers the activation fee for this card plus no expiration date on the card makes this card easy to use, convenient and extends your purchasing power.

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RBC Credit Cards – A Choice For Every Lifestyle

May 28th, 2020

Looking for the perfect credit card? There are more than enough RBC credit cards for you to choose from. Being the largest Canadian bank, Royal Bank of Canada has a big line up of credit cards for you to sift through and find the perfect one for you.

RBC offers different types of cards, but the most popular in these categories are the RBC Avion Visa Infinite, the WestJet RBC World Elite Mastercard (travel card), the RBC Rewards+ Visa (rewards and $0 annual fee card) and the RBC Cash Back Preferred World Elite Mastercard (cashback card). Choosing any one of these cards will be a great choice since they are among the best credit cards for Canadians.

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Air Canada Credit Cards – The Best of 2020

May 28th, 2020

If you often travel with Air Canada, signing up for a credit card with Air Canada perks means you get priority services when boarding, better insurance coverage and extensive rewards perks with Aeroplan and Air Canada combined. All Air Canada credit cards offer these perks and much more to the frequent traveller.

We firmly believe that, this 2020, the best Air Canada credit card is the TD Aeroplan Visa Infinite Privilege card for its awesome travel perks, insurance coverage and its amazing welcome bonus. If you’re a frequent traveller and you haven’t done so already, apply for your own today.

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RBC InvestEase 2020 Review: Everything You Need To Know

May 28th, 2020

RBC InvestEase is a known Canadian robo advisor that caters to investors that are rather risk-averse. By offering a low risk investment portfolio, they ensure low losses, but also low profits. If you want to start investing with a robot advisor but don’t want to risk your money too much, InvestEase is definitely a good choice.

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Canadian Tire Roadside Assistance – Your Ultimate Guide

May 27th, 2020

Canadian Tire is no stranger to servicing Canadians, having done so for the past 90 years, and its Roadside Assistance service has been in commission since 1981. The roadside assistance service assurance is commendable and is one of the leading brands in Canada. The question is how convenient and value-for-money is the roadside assistance service by Canadian Tire. They offer a different subscription plan for every need, with prices ranging from $70 to almost $300. If you’re a single adult and you have more than one car, you’ll definitely benefit from an individual membership, but they also offer family plans and a single-vehicle membership that covers anyone who is driving it.

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Walmart Credit Card Canada – All You Need To Know

May 27th, 2020

The only Walmart credit card Canada has is the only one it needs. A no annual fee credit card with a welcome bonus of $25 that provides a worry-free experience for the Walmart shopper. Earn a solid 1.25% earn rate on anything you buy in Walmart, both in-store and online, and 1% for all purchases anywhere else. No caps, no strings attached.

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Scotiabank SCENE Visa: Our 2020 Review

May 27th, 2020

Does a credit card that rewards movie lovers exist? Scotiabank SCENE Visa is your answer! This card comes with a no annual fee card with accelerated earn rates for spending at Cineplex theatre at 5 SCENE points/$1 and anything else at 1 SCENE point/$1. In addition, you could save on car rentals with Avis and Budget at 25% discount from the base rates. Read on to know what to expect from Scotiabank SCENE Visa.

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Online Banks in Canada 2020: The Complete Guide!

May 27th, 2020

Online banks are ideal for those who prefer to do their daily banking from home or on the go and don’t want to worry about constantly having to visit a local branch. In this post, we’ll explore all you need to know about the best online banks Canada has to offer and how to choose the perfect one for you.

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Tech Interview Pro Review: How To Land A Job In Big Tech

May 26th, 2020

Tech Interview Pro is the best program out there for software engineers looking to land a job in big tech. With more than 20 hours of video content, an active Facebook group, and twice-monthly Q&A sessions with TechLead and Joma, Tech Interview Pro is a proven tool for helping you get the job of your […]

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Paytm Canada: Earn Points For Paying Your Bills.

May 26th, 2020

Paytm Canada is a downloadable mobile app that lets Canadian access and pay their monthly bills through their app and earn points while doing so. You can pay your cable, credit cards, education bills, insurance (home and car), internet, investments, loans, mobile bills, rent, taxes and utilities. You can pay using credit/debit cards, cash, or pay directly from your bank account. For every dollar you pay, you earn 1 Paytm point. You can later redeem these points for gift cards in thousands of different brands like Starbucks, Apple and Netflix. Keep in mind every 10,000 points represent a $10 gift card.

This app is great for young people who one, are good with technology and already manage their bills online, and two, frequently use or shop in some of the brands available on the app. If you fit this description, you could definitely benefit from using Paytm starting today!

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Do Aeroplan Miles Expire?

May 25th, 2020

Launched by Air Canada in 1984, Aeroplan is Canada’s most popular travel rewards program with over five million members. Yes, Aeroplan Miles do expire if you haven’t accumulated or redeemed Aeroplan Miles for a period of 12 consecutive months, however there are easy ways to prevent that. Keep reading to learn more about what you […]

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Scotia Rewards & How to Get the Most from the Program

May 25th, 2020

Scotia Rewards program is one of the most versatile rewards programs in Canada. It has a plethora of options that may fit your needs and requirements thus, helping you maximize your kind of rewards from the program.

Pretty much anyone can benefit from being a part of the Scotiabank Rewards program. You should definitely join, considering that it’s free to do so, and you only stand to gain.

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Nate’s Notes: Recommendations Of The Technology Sector

May 24th, 2020

Nate’s Notes is a company that provides a series of financial services that will allow you as an investor to have clarity when developing investment strategies. Also, the portfolios offered by Nate’s Notes, as well as the focus of its newsletters, are long-term and focus mainly on the technology sector. For this reason, we only recommend Nate’s Notes if you feel comfortable with long-term investments focused on this sector. However, throughout this Nate’s Notes Review we offer you other really interesting options with a higher level of diversification, such as the financial services provider Capitalist Exploits.

In fact, we believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Its new “themes” approach and its high value, low risk recommendations offer a great alternative for both experienced traders and beginners. For these reasons, we recommend Capitalist Exploits over Nate’s Notes.

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Masterworks Review: Investment In Stock Art

May 24th, 2020

Masterworks is an investment platform that is based on a new business model that will allow you to be the co-owner of an artwork. The investments are long term because it is necessary to wait between 5 and 10 years to sell the artwork at a price that can generate returns.

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The 12 Best Airbnbs In Ottawa, Ontario

May 23rd, 2020

If you’re looking for the best Airbnbs in Ottawa, you’ve come to the right place. We combed through thousands of Airbnb listings in Ottawa and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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Stock Gumshoe: Low-Cost Financial Newsletter Analysis

May 23rd, 2020

Stock Gumshoe offers solid information on a wide variety of financial newsletters. They analyze hundreds of news reports and financial newsletters to identify the most appropriate places to invest and seek to help you analyze investment recommendations before jumping on them. No matter which plan you enroll in, you will receive the same services with prices starting at just $7/month. This makes Stock Gumshoe one of the cheapest financial newsletters out there.

We believe Stock Gumshoe is a valuable tool, particularly for any type of long-term investor, even those on a low budget.

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Justwealth Review 2020: An Easier Way To Invest

May 22nd, 2020

Minimum Deposit  0 Service Fees 7 MER Fees 6 Portfolio Options 10 Portfolio Performance 10 Usability 5 Withdrawal and Deposit options 10 Human Advice  10 Customer Service 8 Referral Program 10 Total 75 We recommend Justwealth if:  You’re actively planning for your children’s education or have a substantial amount of capital to invest, since they offer […]

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The 12 Best Airbnbs In Mont-Tremblant, Quebec

May 22nd, 2020

If you’re looking for the best Airbnbs in Mont-Tremblant, you’ve come to the right place. We combed through thousands of Airbnb listings in Mont-Tremblant and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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The 12 Best Airbnbs In Montreal, Quebec

May 21st, 2020

If you’re looking for the best Airbnbs in Montreal, you’ve come to the right place. We combed through thousands of Airbnb listings in Montreal and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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Desjardins Credit Cards: Which Card Suits You Best?

May 21st, 2020

Desjardins has 9 different credit cards that offer different benefits and offers whether you’re looking for an average credit card, a student-centric one, cards with good cashback plans or one that provides better travel rewards. Check out our review on these cards to see which suits you best.

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Jetsetting with WestJet RBC World Elite Mastercard

May 20th, 2020

If you’re a one-trip-a-year traveler, planning that couple’s vacation with your partner or you take a family vacation once a year, the WestJet RBC World Elite Mastercard is for you. It’s impressive companion fare and free first-checked bag adds value and great savings to this card.

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CIBC Prepaid Visa Review: Two Cards, Two Choices

May 20th, 2020

No unnecessary fees, simple and easy signup. That’s what you can expect from either of the two CIBC Prepaid Visa Cards. One basic card to help you manage your spending and one travel card that can be reloaded in 5 different currencies. These cards are ideal for students, travelers and anyone wanting a quick and easy prepaid card.

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Air North Review: Explore Yukon In One Of Canada’s Best Airlines

May 19th, 2020

Serving flights at Yukon, British Columbia and the Northwestern Territories, Air North offers a service known for being of the highest quality. This includes great customer service, quality flights and a lot more you’ll learn in this Air North Review. The only downside to Air North is that it offers no loyalty rewards program whatsoever. […]

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Canada Post Prepaid Visa: 10 Reasons Why This Card Is Useful

May 19th, 2020

Reloadable, no credit check requirement and no bank account needed, the Canada Post Prepaid Visa is ideal for students, travelers and anyone wanting to manage their spending. If you want one of these prepaid cards, all you have to do is go to your nearest Canada Post office. However, if you want to apply for a prepaid card right now, online, one of the best options out there is the KOHO prepaid card

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Canadian North Review: The Best Way To Discover The North

May 18th, 2020

Canadian North offers some of the widest catalogues of flights for the northern states, while still benefitting aboriginal communities like the Inuit and Inuvialuit. One of Canadian North’s biggest benefits is the fact that they offer 2 flight rewards systems which can be used at the same time. This consolidates Canadian North as one of […]

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Aeroplan Miles Chart: How Far Can Your Miles Take You?

May 18th, 2020

Make your miles work harder for you. Using the right credit card can help you accumulate enough points to travel from Canada all the way to Japan or travel on a business class flight. A minimum of 20k points gets you a domestic flight in Canada whereas 200k points can get you as far to Asia.

Learn the ins and outs of using the Aeroplan Miles Chart to see how many miles you need to acrrue for your dream flight. Then, work hard to earn thos miles. Among the best ways to earn miles for Canadians is by signing up for the American Express Platinum Card.

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How To Choose A Virtual Mailbox

May 17th, 2020

If the first few months of 2020 have taught us anything about the way we work, it’s that the flexibility to work remotely is not just a perk or something “nice to have”. It’s a necessity. Over the past few months, we’ve all been forced to work remotely or not work at all, and four […]

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Safar Flyer: Explore & Enrich Your Travels

May 16th, 2020

Signing up for a loyalty program with an airline is certainly a wise thing to do especially if you use a specific airline often. If you often fly with Royal Air Maroc, there is plenty to gain with their own Safar Flyer Loyalty program that comes with perks, benefits and exclusive offers.

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Virtual Mailboxes: A 2020 Review

May 14th, 2020

A virtual mailbox takes your physical mailbox and puts it in your pocket: they provide you a street address to which you will direct all your mail, once received, the mail is scanned and the scans are forwarded to you via email. If you’re often out of the country or city, own a small business, […]

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Why The American Express Business Platinum Card Is An Excellent Long-Term Choice

May 14th, 2020

The American Express Business Platinum Card has offered excellent value to Canadian business owners for years. The card’s impressive 40,000 MR points welcome bonus is enough for a flight to just about anywhere in Europe or Asia, but the long-term benefits – worldwide airport lounge access, impressive travel and business insurance policies, Amex Concierge, and more – also make this card a winner every single year.

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Amex Platinum Referrals In Canada

May 14th, 2020

If you’re looking for a referral link with the best available welcome bonus offer for the Amex Platinum Canada Card (currently 25,000 points as of May, 2020), you’ll find that here. The American Express Platinum Card offers exceptional value for any Canadian traveler. There’s a 25,000 Amex MR points welcome bonus—which we show you here how to turn […]

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The Amex Business Platinum Canada: A Review

May 14th, 2020

The conversations always start the same way: an aspiring Canadian traveler wants to know how I’ve been flying around the world for the past four years for next-to-nothing. And the answer is always the same: while I had a strong handle on how to travel in style extremely cheaply before that—think roundtrips to Asia or […]

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Anytime Mailbox Review: An International Virtual Mailbox

May 13th, 2020

Anytime Mailbox is one of the most popular virtual mailbox providers out there and rightly so. They provide decent services at very reasonable rates. Their services include: Street Addresses, Open & Scans, Mail Forwarding, Virtual Office Services, Check Deposit, Unlimited Cloud Storage, Junk Mail Filtering, Secure Shredding.In this Anytime Mailbox review, we’ll show you all the pros and cons this company has to offer when it comes to providing a virtual mailbox.

Considering their cost-to-value ratio, Anytime mailbox is a great option for individuals, families, travelers, and small businesses.

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The 12 Best Airbnbs In Whistler, British Columbia

May 13th, 2020

If you’re looking for the best Airbnbs in Whistler, you’ve come to the right place. We combed through thousands of Airbnb listings in Whistler and the surrounding area to find the homes with the best amenities and the most positive reviews at the lowest prices.

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iPostal1 Review: The Biggest Fish In The Pond

May 12th, 2020

iPostal1 is one of the largest virtual mailbox service providers in the US with over 900 domestic and international street addresses to offer. As you’ll see this iPostal1 review, the services they offer include Open & Scans, International mail & package forwarding, Package Consolidation, Check Deposit, Virtual Office Services like Phone & Fax, Junk Mail Filtering and a very handy Mobile App.

iPostal1 is a great option for entrepreneurs, small-medium size business owners, and startups.

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RBC Rewards – Canada’s Largest Bank-Owned Loyalty Program

May 12th, 2020

RBC Rewards is one of the the most flexible loyalty program in Canada. You can redeem flight tickets with no blackout date restrictions; transfer your points to partnering airlines such as WestJet, British Airways, Air Miles and American Airlines; get financial investments, merchandise, gift cards and even pay your bills.

One of the easiest way to earn RBC points is using the RBC Avion Visa Infinite credit card where you get 1.25 RBC points per $1 spent for travel related purchases and 1 RBC point per $1 for any other purchases. If you dont have this card, it comes with a decent welcome bonus of 15,000 RBC points. Not bad to get you started on accumulating your RBC points.

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How To Get Chewy Pet Products Shipped To Canada

May 11th, 2020

Shipping Chewy pet food and pet supplies to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Chewy—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Chewy is one of the world’s largest […]

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The Prudent Speculator: Long Term Investment

May 11th, 2020

The Prudent Speculator is a company that provides a series of financial services that will allow you, as an investor, to have clarity when developing investment strategies. In this regard, the company specifically analyzes the evolution of stocks in the market to provide clear guidance on how to execute investment ideas and recommendations. Although The Prudent Speculator does not offer free material, you can access a trial version for only $1 USD so that for 23 days you can try its services. If you are patient until you achieve the maximum return on your investments, we recommend the services of The Prudent Speculator. However, we believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Their new “themes” approach and their low-risk, high-yield recommendations offer a great alternative to both experienced traders and beginners alike. For these reasons we recommend Capitalist Exploits over The Prudent Speculator.

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Planet Express Review

May 10th, 2020

Planet Express is a one of a kind mail/package forwarding service. They offer services like “Shop For Me”, order fulfillment for business owners and sellers, package consolidation and physical storage for your packages.

Planet Express beats market’s rates by 45 percent with upto 80% discounts on shipping costs and you can save you as much as 50% with their package consolidation services.

If you’re living outside the US and want to shop from US-based banks or if you’re a business owner or ecommerce seller or dropshipper, Planet Express is the place for you.

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US Global Mail Review: Great Service At The Best Price

May 10th, 2020

US Global Mail is a virtual mailbox provider. They offer a wide array of services at some of the best rates on the market. These services include mail handling, US street address, Open & Scans, free check deposits, package consolidation, unlimited incoming mail unlimited forwarding addresses and free physical storage for up to 180 days for your mail. In this US Global Mail review, we’ll cover all the details behind each one of these services along with this company’s pros and cons.

We recommend US Global Mail to frequent travelers, families, individuals & business owners alike.

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motusbank Review: The Newest Online Bank For Canadians

May 9th, 2020

Account Type & Credit Cards 8 Interest Rate on Savings Account 8 Investment Options 3 Loans 6 Account Fees 10 Deposit & Withdrawal Options 8 International Usage 10 Usability 10 Balance Protection (CDIC/DGCM coverage) 10 Customer Service 4 Total 77 We recommend motusbank if: You prefer doing all your business online and not having to […]

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Maple Review: Telemedicine For Canadians

May 9th, 2020

Maple is a Canadian telemedicine platform that connects patients throughout Canada with doctors and healthcare specialists. Through Maple, you can access medical professionals on your computer or smartphone and get a consultation in minutes. Maple is a great choice if you’re looking for help with any common medical issue like body aches, fevers, and even […]

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Credit Verify: A Great Tool To Track Your Credit Score

May 9th, 2020

Monitoring your credit score is important, and Credit Verify is a service that let’s you do it online. It also let’s you access your credit reports instantly and as many times as you want. The catch is that you have to pay a premium of $19.95 per month. You get up to $25 in rewards for being a premium member, though. In addition to that, potential members get to spend a trial week with the service for $1.

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WealthBar: Financial Advice Made Easier

May 8th, 2020

Minimum Deposit  6 Service Fees 6 MER Fees 5 Withdrawal and Deposit options 8 Portfolio Options 9 Portfolio Performance 8 Usability 10 Human Advice  10 Customer Service 8 Referral Program 10 Total 80 We recommend WealthBar: If you’re interested in socially responsible investing and want a robo advisor that offers simple fees and no trading […]

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VirtualPostMail Review: A Great Choice For Businesses

May 7th, 2020

VirtualPostMail is a virtual mailbox provider. They offer services like Open & Scans, Mail & Package Forwarding, Registered Agent Services, Physical Addresses to Set up U.S Bank Account with and Unlimited Cloud Storage, among others. You’ll learn all the details behind these services and how to make the best of them in this VirtualPostMail review.

VirtualPostMail provides a huge array of services at very reasonable rates, which makes it a very good option for small businesses, and Families. Additionally, features like Registered Agent Services and the option to set up a US bank account with the street address they provide is a reare perk that many small businesses can take advantage of.

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Earth Class Mail Review: Great For High Mail Volume

May 7th, 2020

Earth Class Mail is a reputable virtual mailbox provider. They offer a number of very useful services that include Mail Handling, Open & Scans, a huge array of street addresses to choose from, Mail & Package forwarding and multiple users Sign-In.

This is one of the most expensive virtual mailboxes out there, but it’s still a great option for small-to-large business owners.

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Flair Airlines Review: The Cheapest Flights In Canada?

May 6th, 2020

Flair Airlines was the first airline to hit the ULCC (Ultra-Low-Cost Carrier) market in Canada. This airline manages to offer the cheapest prices in an already cheap market governed by Flair and its competitor, Swoop Airlines. One of its many benefits is offering one-way flights that start at $59 and cap out at $199, simply being the cheapest flights in Canada. The only thing holding Flair back, as you’ll learn in this Flair Airlines review, is its rudimentary website and the lack of international destinations and in-flight entertainment options.

If you’re looking for the cheapest fare you can find to get from point A to B within Canada, Flair is exactly what you need. What are you waiting for to get the best deals in canadian flights?

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Amazon Prime In Canada. The Only Review You’ll Ever Need

May 5th, 2020

Amazon Prime is aimed at Canadians who want to upgrade their lives to revolve around technology.

This service has its ups and downs. You really have to use it to its full extent to reap the benefits that it offers. Otherwise, you could see yourself wasting money on a service that you don’t even need. On the flip side, Amazon Prime has plenty of services which could make your life a lot easier.

We personally love the unlimited storage you get for pictures. This is something pretty much no one else provides. Amazon Prime in Canada offers faster shipping, streaming, music, and much more. If you use it correctly, you could save up to $400 a year.

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Why You May Not Want To Sell Your Home With Properly

May 5th, 2020

Properly offers a faster, easier way to buy and sell your home in Canada. Properly will make a cash offer on your home within a matter of days, and gives you the flexibility to move out of your home when it’s convenient for you. However, with its inflated fees and misaligned incentive structure, we believe […]

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New Study Finds Half of Canadians Have Zero Savings

May 4th, 2020

There’s no question that COVID-19 has had an enormous impact on the Canadian economy, and will continue to do so for months to come. But rather than view the virus’ effects on the level of the entire economy, we wanted to get a better feel for how the virus is impacting individuals, and how those […]

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40 Ultimate Ideas To Earn Passive Income In Canada.

May 3rd, 2020

Everyone wants to earn extra money. We all have hobbies that we want to spend money on, from that car we want to buy to that vacation we want to take. However, our 9-5 job doesn’t really allow us to do that.

The solution to this problem, for a lot of people, is passive income. Passive income is automated and doesn’t require your time or attention and keeps earning you money in the background. It usually grows over time as well.

In this article, we’ll go over 40 ways in which you can make passive income in Canada. You’re bound to find one to your liking. Our top picks are investing in mutual funds, working with robo advisors, and using cashback apps.

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Stansberry Research Review: Financial Advice

May 2nd, 2020

Stansberry Research services consist of subscription-based investment advice. The company provides information to individual investors, registered investment advisers, hedge funds, mutual funds and investment banks. Furthermore, by focusing solely on research, the company avoids the many conflicts of interest inherent in traditional research and investment companies. Learn mora about this financial information alternative in this Stansberry Research review.

With over 20 years in the market providing its services across more tha 150 countries and to more than 500,000 subscribers, Stansberry Research is a classic. However, we believe that Capitalist Exploits is a better alternative, especially for beginners in the world of trading. Their new “themes” approach and their low-risk, high-yield recommendations offer a great alternative to both experienced traders and beginners alike. For these reasons we recommend Capitalist Exploits over Stansberry Research.

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How To Get Hobby Lobby Art Supplies Shipped To Canada

May 1st, 2020

Shipping Hobby Lobby arts and crafts supplies to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Hobby Lobby—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Hobby Lobby is an American arts […]

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More Rewards: Get More Groceries For Less

April 30th, 2020

More Rewards is a loyalty program limited to the residents of Western Canada, B.C. in particular. Their main partners are Save-On-Food, alongside Price Smart, and Urban Fare. In so many words, More Rewards makes saving on groceries and travel very simple and convenient. The best part of the program is saving on groceries, which makes […]

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Esso Extra: Get Free Gas With Your Purchase

April 29th, 2020

Esso Extra is a loyalty program that works with Esso and Mobil stations, both proprietary names from ExxonMobil. Its practical system makes it easy to cash in for a wide variety rewards, most notably free gas. In this article we’ll go over its rates, what you can redeem and how to get the most out […]

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Calm Air Review: Best Prices From Manitoba To Nunavut

April 28th, 2020

Calm Air is an airline that offers a strong quality service that flies to both Manitoba and the Kivalliq region of Nunavut. One of its strongest points we found in this Calm Air Review is that it offers a Loyalty Rewards Program called Calm Rewards, with one of the best values per point out there. […]

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LendingMate. Hard Credit, Easy Loans

April 27th, 2020

British Columbia, Ontario, and Quebec residents with little or bad credit scores can now borrow money. LendingMate is an inclusive online alternative that offers unsecured guarantor loans, comparable to a payday loan up to $10,000, to customers prevented by computer-generated credit scores from having some access to credit.

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Canadian Tire Triangle Mastercard: Everything You Need To Know

April 26th, 2020

Updated April 29, 2020 The Canadian Tire Triangle Mastercard is a strong no-fee credit card available to just about every Canadian, no matter their financial situation. With perks that include 4% cash back at Canadian Tire and other stores, plus 5¢ per liter savings on gas, this is a great card for anyone with a […]

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How To Get Zappos Shoes Shipped To The UK

April 25th, 2020

Shipping Zappos shoes to the UK used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Zappos—or any other U.S. retailer—shipped right to your doorstep in the UK with zero trouble and minimal fees. GET STARTED Zappos is the world’s largest shoe retailer. Originally launched […]

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GIC Rates: How To Find The Best Ones

April 23rd, 2020

A Guaranteed Investment Certificate (GIC) is a safe means of investment with little to no risk to show for, which are provided by banks and credit unions. When you deposit money into a GIC you agree to not use that money for a certain amount of time for which you get an interest rate. When using this type of investment, losses are only possible if the bank defaults.

However, the low risk comes with low rewards as you won’t be getting much returns in a short period of time. Patience is key when working with GICs, and knowing which GIC rates are the most beneficial will come in handy as they often vary with different time intervals. As a rule, the longer you invest your money, the greater the interest rate will be.

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How To Get ASOS Clothing Shipped To Canada

April 21st, 2020

Shipping ASOS clothing and accessories to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from ASOS—or any other U.K. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED ASOS is one of the largest online fashion retailers […]

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Swoop Airlines Review: The New Way To Save On Flights

April 20th, 2020

Swoop Airlines is one of the main competitors in the Ultra-low-cost carriers market in Canada. The airline stands out over regular cost carriers for its prices, which start at $89 for the shortest distances and cap out around $300 for international flights (U.S.A. Mexico and Jamaica). Swoop doesn’t offer a bad service at all, but […]

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Spousal RRSP- 7 Practical Facts You Need To Know

April 19th, 2020

A Spousal RRSP is simply a joint account where both you and your spuose contribute to your savings for your retirement. It’s better than a regular or personal RRSP in that it will help you save on taxes. If you or your spouse has a significantly lower income than the other, you will definitely benefit from a spousal RRSP

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ATB Mastercard: Finding the Right Card For You

April 19th, 2020

What are you looking for in a credit card? No matter what your financial needs are, there’s an ATB Mastercard for you. From great earn rates to amazing rewards and even low interest rate, looking to save money, improve your credit score or earn travel perks or rewards, read on to find out which card is right for you. Keep in mind that to qualify for the cards, you need to be a resident of Alberta.

To us, the ATB world Elite Mastercard is the best card in the ATB range as it brings more value, good perks and great earn rates

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Capitalist Exploits: A Measured Approach To Achieving Asymmetric Returns

April 18th, 2020

In the investment world there are opportunities that are difficult to identify. Therefore, making the best investment decisions requires costs and time to obtain relevant information. Capitalist Exploits investigates and analyzes international markets. In this sense, they seek the best investment opportunities with the lowest level of risk. That is why they offer a set of services, allowing investors to develop profitable investment strategies.

Throughout this Capitalist Exploits review you will see that the company provides information and analysis on investment opportunities. These recommendations have the potential to deliver impressive returns without taking on additional risks. To do this, they draw on the expertise of hedge fund managers and industry experts to identify and capitalize on opportunities the market is overlooking.

The main paid financial services are: Insider and Insider Weekly. In addition, Capitalist Exploits offers free content and a blog with articles of great importance that you will see in this newsletter one by one.

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How To Start Day Trading: Generate Returns During The Same Day.

April 17th, 2020

When it comes to investing, people can choose different trading strategies and day trading is one of them. When learning how to start day trading, you’ll see that it’s the best strategy to follow if you choose to invest in the short term. However, before you dive in, you must first take market liquidity, volatility and volume into account, choose a good broker and decide on the actual strategy you’ll be using. You need to come up with a good plan that’ll serve as a roadmap to your success by constantly monitoring different indicators like MACD, RSI and ATR. “Never stop learning” is the name of the game and in this post, you’ll find everything you need to get you started on your way to financial freedom.

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Mogo: Hipster Financial Service Or Debt Trap Provider?

April 16th, 2020

Mogo is an online financial service provider. It provides loans, mortgages, and free credit card checks. They have great loans and mortgages, but also have high interest loans that could lead to a debt trap. They also offer really a fast service which makes them appealing to a large chunk of Canadians. While they’re a […]

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ModernAdvisor: Everything You Need To Know

April 15th, 2020

Minimum Deposit  6 Service Fees 8 MER Fees 6 Portfolio Options 10 Portfolio Performance 5 Usability 10 Withdrawal and Deposit options 0 Human Advice  4 Customer Service 5 Referral Program 10 Total 74 Launched in 2013, ModernAdvisor is a fin-tech company that still remains one of Canada’s most relevant robo advisors. Why? Well there are […]

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Nielsen Homescan: Is It Really Worth It?

April 14th, 2020

Nielsen Homescan is part of the Nielsen company, the information and consumer behavior data company that works in various companies across the world, including Canada. In this article we’re going to take a look at this giant company, their program, how you can earn money by scanning things you buy on your everyday basis, and […]

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Reddit Personal Finance Canada: Here’s How It Works

April 13th, 2020

Reddit personal finance Canada is one of the thousands of different subreddits you can find in Reddit. Created back on January 2 of 2012, this forum provides Canadians with a handful of useful and relevant information on personal finances. With over 130K active members, this online community encourages its users to share content about relevant finance topics. The main goal of Reddit is giving everyone a space where they can interact and learn from others with the same interests as them. If you have a financial doubt you want to clear, the Personal Finance Canada subreddit is a great place to ask.

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eToro Review: Multi-Asset Social Trading And CopyTrading Platform.

April 12th, 2020

In this eToro review, we cover this innovative multi-asset social trading and CopyTrading platform for both active and passive investing. eToro enables people to make active and passive investments in commodities, crypto assets, currencies, indices, and ETFs. This is due to the fact that its business model consists of a social investment platform. In addition, the platform has a CopyTrading system. This system allows users to copy the strategies of the operators with the highest returns and even use filters to select the most popular strategies in the investor network. The platform has more than 20 languages, giving access to millions of people worldwide.

You can open a free demo account to familiarize yourself with the system and the available tools. In the case of real operating accounts, the initial opening amount is a minimum $200 USD. There are some commissions related to currency exchange, withdrawals and night and weekend commissions. However, the platform is friendly, easy to use and also has mobile applications. eToro is one of the most popular social investment platforms in its market segment.

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How To Get Brandy Melville Clothing Shipped To Canada

April 11th, 2020

Shipping Brandy Melville clothing to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Brandy Melville—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Brandy Melville is an Italian clothing brand with hundreds […]

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How To Get Zappos Shoes Shipped To India

April 10th, 2020

Shipping Zappos shoes to India used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Zappos—or any other U.S. retailer—shipped right to your doorstep in India with zero trouble and minimal fees. GET STARTED Zappos is the world’s largest shoe retailer. Originally launched as ShoeSite.com […]

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Revolut Business Review: One Of The Best Alternatives To Europe’s Banks

April 10th, 2020

In the world of Business in Europe, there’s a online banking solution that rises above all. Revolut Business offers key features like the cheapest fees when it comes to national and international transfers, currency exchange and even cryptocurrency holding. In this Revolut Business Review you’ll learn the ins and outs of Europe’s financial future.

Since its beginning, it has taken Europe as a storm and it has already expanded to the U.S. It has already consolidated a spot as one of the most used Business Accounts in the whole European continent. If you’re already established or starting your business in Europe or in the U.S., Revolut Business is exactly what you need to better manage your finances.

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Work From Home Jobs In Canada: Start Working ASAP

April 9th, 2020

Finding work from home jobs in Canada isn’t as complicated as it could seem. If you’re willing to take the effort, you can actually find great opportunities online waiting for you. We recommend using proven sites like Indeed, Glassdoor and Craigslist to find the best offers for you. These sites allow you to filter telecommute […]

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The BMO World Elite Mastercard

April 8th, 2020

A great option for those who find themselves constantly traveling overseas, the BMO World Elite Mastercard offers flexibility when redeeming rewards, a very good travel insurance package and access to hundreds of lounges around the world, among other perks. Though its high-income eligibility requirements put it outside the range of most Canadians, this credit card […]

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Paid Surveys Canada: How To Start Making Income From Home.

April 8th, 2020

Paid surveys in Canada are a great way to earn money from home, you just need an internet connection and either a smartphone or computer. If you have the free time, it can make a decent side hustle. One of the alternatives we truly recommend is Swagbucks. It is easy to use, has many surveys […]

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Boro Review: Fast, Easy And Credit Free Student Loans

April 7th, 2020

Boro focuses in helping both national and international college students get their first loans and start their credit history. Here in this Boro Review we show you the wide array of tools this service gives to you and how you’ll have no problem building your own financial future in a couple of easy steps.

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Rakuten Canada: Easy Online Cashback

April 6th, 2020

Rakuten Canada is an online loyalty program that offers its 5 million Canadian members cash back offers, deals and rewards at various online retailers. The platform shares purchase commissions paid by retailers for sending its members to shop at their online and walk-in stores.

You can get cashback rates that go from as little as 1% to as high as 20 or 30% on many everyday purchases. Being a free membership, there’s no risk in joining today, and you only stand to gain awesome cashback rewards at over 750 retail partners in Canada alone.

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Canadian Tire Financial – A Review

April 5th, 2020

Canadian Tire Financial is the banking arm of the Canadian Tire corporation. It’s a financial institution that offers online banking solutions, high insterst savings accounts, tax-free savings accounts as well as GICs to make your money grow. It also offers five different Mastercard credit cards, three of which earn you extra Canadian Tire Money on every purchase, while the other two give you cashback and rewards for gas purchases.

Considering the fact that these cards come without an annual fee, they are all sure deals. However, of the five cards none are a match for the Triangle World Elite Mastercard that’ll give you roadside assistance, travel insurance and concierge service, completely free of charge. This offer won’t last forever and you won’t lose a thing by applying. Are you really going to let this oppostunity pass you by?

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NSF Fee – What It Is And How You Can Avoid It

April 4th, 2020

NSF for ‘Non-Sufficient Funds’ is a penalty fee charged to a bank account when there is not enough money to honor a transaction on that account. In Canada, these fees range from $35 to $48. This fees is easily avoidable through proper financial management. Read on to find out more.

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PC Insiders. For True Fans Only?

April 3rd, 2020

PC Insiders is a fee-based subscription program that offers special discounts and reward points across Loblaw’s affiliated retail businesses, both online and walk-in stores. It is a paid upgrade to the conglomerate’s no-fee loyalty program, PC Optimum, targeted at young adults holding a PC Financial Mastercards, although all members can benefit from it. Here we’ll tell you how, and whether it is a good a deal or not.

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SPC Card: 8 Reasons Every Student Needs One

April 2nd, 2020

The SPC Card is a must have for students. It’s like a friend with awesome benefits that can get you more savings for every dollar spent. This annual fee based students loyalty program boasts over 450 different brands and stores accross Canada and gets students discounts that go from 10% to over 50% in some cases. All that for only $10 a year, and you won’t even have to pay that much if you join SPC by getting a BMO Student Credit Card or a CIBC Dividend Visa for students, since both bring complimentary SPC membership.

Join SPC now and start making your way to saving an average $200 per year in school.

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SPC Partners

April 2nd, 2020

Full list of current retailers and partners of the SPC students loyalty program

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Credit Karma. Free Credit Score Checks Just A Click Away.

April 1st, 2020

Credit Karma is a personal finance company that allows you to check your credit score and credit reports for free, as many times as you want. It monitors your credit score and helps you keep safe from identity theft. In this article we’ll cover how Credit Karma works, the services they offer, and if they’re […]

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The Richest Man In Babylon: Book Summary & Review

April 1st, 2020

The Richest Man in Babylon is a classic book when it comes to personal finance, money, and building long-lasting wealth. Highly recommended by masters of personal development like Tony Robbins and Jim Rohn, The Richest Man in Babylon has transformed the financial wellbeing of millions of readers since it was first published back in 1926.  […]

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How To Get Zappos Shoes Shipped To Australia

April 1st, 2020

Shipping Zappos shoes to Australia used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Zappos—or any other U.S. retailer—shipped right to your doorstep in Australia with zero trouble and minimal fees. GET STARTED Zappos is the world’s largest shoe retailer. Originally launched as ShoeSite.com […]

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How To Get Ulta Cosmetics Shipped To Canada

April 1st, 2020

Shipping Ulta cosmetics and beauty supplies to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Ulta—or any other U.S. retailer—shipped right to your doorstep in Canada with zero trouble and minimal fees. GET STARTED Ulta is one of the largest and most […]

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KnowRoaming: An Alternative To Costly International Roaming

March 31st, 2020

KnowRoaming represents an easy solution to the problem of getting by with a mobile data plan while traveling abroad. Their main product is a sticker that embeds on your SIM card, letting you browse the internet at better rates than what your local phone provider can offer. Although it’s not cheaper than acquiring a foreign […]

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Asia Miles: A Different Way To Travel

March 30th, 2020

Asia Miles is a loyalty program by Cathay Pacific. It’s not exactly the easiest program to wrap one’s head around, which is why it’s recommended for people who’re already flight savvy. Asia Miles offers a lot of earning flexibility, as well as great redemption options too. It’s not a perfect service, of course. The customer […]

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Canadian Tire Triangle World Elite Mastercard – A 2020 Review

March 28th, 2020

A no annual fee credit card with tangible benefits is what you can expect with the Canadian Tire Triangle World Elite Mastercard. Accelerated earn rates in Canadian Tire, sports supplies stores, groceries and gas, plus free roadside assistance, free insurance coverage and even concierge service. More details in our review below on Triangle World Elite Mastercard.

If you can make the cut regarding income requirements, don’t miss out on this card.

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The TD First Class Travel Visa Infinite

March 27th, 2020

TD’s main travel card offers an excellent earn rate coupled with some of the best benefits the Big Five Bank has to offer. The TD First Class Visa Infinite card is ideal for those who like booking through Expedia, it also has a pretty strong travel insurance package along with great travel benefits to make […]

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Fido Mastercard- Awesome Cashback & More

March 27th, 2020

If the majority of your spending is in foreign currency, then the Fido Mastercard will not disappoint you. Not only will you get plenty of rewards in return, but the earn rates are also pretty amazing. And all that for $0 every year! Don’t miss out on the opportunity to make the most of your purchases in Fido/Rogers Bank products

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Meridian Visa Infinite: The Credit Card For Groceries & Gas

March 26th, 2020

The Meridian Visa Infinite is a great card for the average person that drives around and buys groceries. The card provides a 4% cashback rate on gas and groceries, making it very valuable for the average individual. It also provides a 2% cashback on pharmaceutical purchases and utility bills. As long as you don’t go […]

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Rogers Bank: A 2020 Review

March 26th, 2020

Looking to travel with a fabulous credit card loaded with extensive benefits but at zero cost? That is the near impossible dream to get. Or is it? Rogers Bank may just have the card you are looking for. Here is our review on the 3 Rogers Bank Mastercard flavors: The Fido, the Platinum and the World Elite mastercards by Rogers Bank. Read on to find out just how good these three cards really are.

However, if you want to skip to our recommendation, we firmly beleive that anyone who meets the income requirements for the Rogers World Elite Mastercard should apply for their own right away. You only stand to gain if you’re approved!

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The TD Cash Back Visa Infinite Card

March 25th, 2020

The Toronto-Dominion Bank offers quite an array of credit cards. In the cash back category however, none stands out more than the TD Cash Back Visa Infinite, and in this article we’ll show you why. This card can be a great asset for a big family, with its 3% cash back earn rate on groceries, […]

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PolicyMe. Life Insurance Made Easy

March 24th, 2020

Life insurance can make a huge difference in the life of a family in case its breadwinners pass away. However, the purchase process can be complicated and frequently results in excessive or sub-optimal coverage. PolicyMe strips life insurance down to the basics and, by making providers compete in its online information platform and marketplace, makes this necessary protection a lot more affordable. This PolicyMe review will tell you how it works and whether it would suit your needs.

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GenuTax: An Easier Way To File Taxes

March 12th, 2020

GenuTax is a program specialized in helping you file your taxes. It asks you questions about your financial situation and compiles the answers to do the taxes for you. It’s also completely free. In this article, we’ll go over its features, pros, cons, and we’ll discuss whether it’s worth your while to use this program. […]

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Oaken Financial: An Online Banking Choice For Saving

March 12th, 2020

Oaken Financial is a Canadian online bank that offers high-interest savings account and Guaranteed Investment Certificates (GICs). Oaken Financial was launched in 2013 by Home Trust as a refreshing alternative for customers who enjoy the long-established tradition of service and value with a fresh perspective on what they really need to make the most of their money.

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Capital One Costco Mastercard Review

March 11th, 2020

The Capital One Costco Mastercard® is designed for a specific group of people. It requires you to be a member of Costco in order to apply for it. It has no annual fees, and it offers a great 3% cashback on purchases from restaurants.

If you’re already a member at Costco, this card is a godsend for you. However, for everyone else, it’s mostly lacking in substance because its cashback rate for regular items is pretty low. Also, buying it would mean purchasing a membership at Costco – something non-members might not be too keen on.

This article will cover all the strengths and weaknesses of this card and help you make your mind on whether it’s the right one for you.

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The American Express Gold Rewards Card: Featuring Madeline Rae Away

March 11th, 2020

Madeline Rae is the face behind Madeline Rae Away, a travel and lifestyle blog chronicling her adventures around the world. Last year, she followed her heart across the Atlantic, leaving Canada behind to settle into expat life in Malmö, Sweden. In this post, Madeline shows how she uses her American Express Gold Rewards Card to […]

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The American Express Cobalt Card: Featuring Lora Pope

March 10th, 2020

Lora Pope is an adventure travel blogger based out of Toronto, Canada. Raised on a rock in the middle of the Atlantic Ocean, she has a deep love for nature and wildlife. Lora has traveled to over 50 countries and is working toward her goal of visiting every country in the world. On her blog, […]

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BMO Rewards: Everything You Need to Know

March 10th, 2020

In this article we discuss how to earn BMO points, their value, and how the reward system works. We talk about the different categories for redemption (Travel, merchandise, cash back, etc.) as well as the cards that work with the program, namely: The BMO Rewards Mastercard, BMO Rewards Business Mastercard and the BMO World Elite […]

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The American Express Cobalt Card: Featuring Danielle Thompson

March 9th, 2020

Danielle Thompson has been traveling the world for more than 3 years. With her company Freelance Travel Network, she helps freelancers find better clients and earn more money. In this post, Danielle shows breaks down how she used her American Express Cobalt Card during her time in Melbourne earlier this year. As a full-time traveler, […]

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AIR MILES: How To Make The Most Of It

March 8th, 2020

AIR MILES is the biggest loyalty program in Canada, and it allows you to become a collector and start earning points you can later trade for Cash rewards (discount towards your purchase) or Dream rewards (hotel rooms, travel packages, flight tickets, and more). You can become a collector by being a member of the AIR MILES program and owning an AIR MILES collector card, or by having one of the different AIR MILES co-branded credit cards.

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Costco Mastercard 2020 Review- Your Go-To For Restaurant Shopping

March 5th, 2020

The Costco Mastercard is a great card for Costco members who are avid restaurant lovers. If you rarely eat at home, this card is a must have for you because it offers 3% cashback on restaurant purchases without any spending limits. However, it offers little else, and people looking for cashback for shopping at Costco stores will find themselves disappointed. You can overlook the fact that it doesn’t offer a welcome bonus because it doesn’t charge an annual fee, but this card is for Costco members only, which is a big let down if you’re not. If you’re a Costco member and you don’t already have this card in your wallet, you’re missing out!

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Where Is American Express Accepted In Canada?

March 4th, 2020

Amex acceptance is debated amongst many. There are those in favor and those against admitting that American Express isn’t as widely accepted as other credit card brands. However, very few base their conclusions on anything other than their personal opinions.
In the following post, I’ll show you that Amex acceptance is broader than you think, both in Canada and in other countries. In fact, you’ll see that the brand’s coverage is actually growing thanks to several strategies adopted by American Express that include Amex Maps, the Shop Small program and Take Amex , among others.

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RBC Avion Visa Infinite Review

March 4th, 2020

Travel easy with value for money deals by RBCs Avion Visa Infinite. A good welcome bonus, impressive insurance coverage that’ll give most premium cards a run for their money, decent points earn rates and a lot more benefits will make you look past the $120 annual fee. Read on for our review of the top 5 benefits this card has to offer, and decide if the RBC Avion Visa Infinite is credit card for you.

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AIR MILES Onyx™ Status Review

March 4th, 2020

AIR MILES Rewards is one of Canada’s biggest independent loyalty programs, and it counts both its members and sponsors by the thousands. It classifies its members or collectors according to how many miles they earn every year, and the AIR MILES Onyx™ status is the highest class of them all. As an Onyx™ member, you’ll get the whole package of benefits that only the most loyal elite collectors can get.

Learn what’s so special about the Onyx status and why signing up to an American Express AIR MILES Reserve Credit Card is the best way to get the most out of this loyalty program. Hint: A Great welcome bonus is just the beginning…

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How To Use British Airways Avios Points In Canada

March 3rd, 2020

Updated March 3, 2020 The cheapest way to amass a large number of British Airways Avios points quickly is with an American Express card. We recommend the Amex Gold Rewards Card, because it carries a welcome bonus of 25,000 MR points, which you can transfer to 25,000 Avios points (or more) in one click. Plus, […]

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Air Canada Altitude: The Complete Guide

March 2nd, 2020

Air Canada rewards their frequent flyers with the Altitude program. There are no membership fees to be part of the Altitude program. However, you will need to qualify with two types of criteria which you will learn more about in this guide. Priority boarding/seat selection, complimentary airport lounge access are a few benefits that comes with being a Altitude status holder. Read on in our guide below to understand what Air Canada Altitude is all about.

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Low Interest Credit Cards In Canada: How To Pick The Best One For You

February 29th, 2020

When it comes to low interest credit cards there are plenty of options to choose from, each and every one with different annual fees, interest rates and benefits to suit your specific needs. That’s why in this article, we have laid all the options for you to evaluate and consider accordingly. However, the MBNA True Line ® Mastercard ® is a great option for virtually anyone. With no annual fees, very low competitive interest rates and global customer service, this credit card is the perfect starting point for anyone.

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Best Aeroplan Credit Cards: Our Top 4 Picks For 2020

February 26th, 2020

If you are an avid traveler, you may have heard about Aeroplan. If you are considering getting a credit card for your travels, it’s worth getting one that helps you get the most out of this frecquent flyier loyalty program. In this article, we explore Canada’s top 4 Aeroplan credit cards to add value to your money.

With an acceptable annual fee, a handsome 40,000 miles welcome bonus and lots of other perks, we beleive that the TD Aeroplan Visa Infinite card is the best overall for 2020. However, there are other options that might be just the right fit for you.

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The American Express® AeroplanPlus® Platinum Card

February 26th, 2020

This review covers the benefits, costs and little-known tricks of the American Express® AeroplanPlus® Platinum Card. You can read our separate posts on the other member of this card family, the AeroplanPlus® Gold Card, or a comparison between the two cards here. The AeroplanPlus® Platinum card is one of American Express’ best Aeroplan miles earning […]

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Best Travel Credit Card Canada Has To Offer? Here Are Our Top Picks

February 25th, 2020

Choosing the best travel credit card Canada offers can be a real feat, especially considering the number of possible options. Additionally, there are so many different features and benefits with each card, that it can even be difficult deciding how to compare them. The key is deciding what you, as a traveler value most in a travel credit card, and we’ll help you make sense of it all in this post

From Scotiabank, BMO and MBNA to American Express cards, find out which is the best for you.

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The American Express® AeroplanPlus® Gold Card: A Review

February 25th, 2020

This review covers the American Express® AeroplanPlus® Gold Card, one of two AeroplanPlus Cards in the American Express family. You can also read our separate posts on the AeroplanPlus Platinum Card or a comparison between the two cards here. The American Express Aeroplan Gold Card, also known as the AeroplanPlus® Gold Card, is the second member […]

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No Foreign Transaction Fee Credit Card, Canada: The Complete Guide

February 24th, 2020

When looking for a credit card that doesn’t charge foreign transaction fees, there are quite a few good choices for Canadians. In our view, the best ones right now are the Scotiabank Passport Visa Infinite, the Rogers World Elite Mastercard and the three Brim cards. In this article we’ll look at the aforementioned, as well as some other cards with no foreign transaction fees, and we will tell you everything you need to know to make an informed decision.

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Amazon Credit Card Canada: Meet the Amazon.ca Rewards Mastercard®

February 19th, 2020

The Amazon Credit Card is aimed at people who shop at Amazon.ca regularly. It’s meant to be a replacement for the previous Chase Amazon Visa card, but it has failed to live up to expectations. Most of the benefits that you can get from this card come only if you have an Amazon Prime subscription. […]

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KOHO Review: Best Prepaid Visa For Saving

February 5th, 2020

KOHO: Reloadable, powered by Visa with lots of benefits and financial tips to help you reduce your spending. Find everything you need to know about Canada’s best-prepaid Visa for saving money. APPLY NOW An app that gives you a prepaid visa and helps you save money? Yes! And it is none other than the Koho […]

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RRSP Deadline 2020: What You Need To Do About It

February 1st, 2020

The RRSP is a unique type of investment account for Canadians that allows you to invest and grow your money tax-free until withdrawal. Furthermore, it’s tax-deductible, making it highly lucrative as your income tax for the year will be calculated after the deduction you’ve made for your RRSP contributions, but only if you make those contributions before your RRSP deadline.

The RRSP is pretty flexible and allows you to invest until a maximum limit. You’ll either be able to contribute up to 18% of your previous year’s salary, or a limit set by the government (you’ll go with whichever is lower). If you fail to max out your yearly contribution, the leftover amount will simply slide over to the next year, allowing you to reap its benefits. RRSP accounts are matured when you turn 71 years of age, after which you can no longer contribute to it. You do have to pay taxes while withdrawing from the fund. However, RRSPs are mostly beneficial for people who’re at the peak of their earning curve, as that lets them take full advantage of the RRSP taxation rules.

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Borrowell. Loans In Your Pocket.

January 22nd, 2020

Digital lending seems to be luring Canadians into FinTech. Finally! Borrowell offers services which are easy to use, quick and safe. They make personal loans available in record time with very attractive conditions, and also provide its users with information, knowledge and resources to take better financial decisions. We’ll explain how it works and help you figure out whether you should go digital with your credit needs.

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Amex AIR MILES® Platinum Card: A Review

January 20th, 2020

The American Express® AIR MILES® Platinum Credit Card is a great tool to increase your AIR MILES balance. The welcome bonus of 2,000 miles is worth easily $210, more than tripling the $65 annual fee, and making signing up to it a great investment. The possibility to double-dip and earn miles twice will help you get more return on every purchase, and the card’s earning rate of 1 mile for every $10 in purchases is better than what most of AIR MILES’ partners will give you.
In addition, the low annual fee is easily outweighed by a single 4-day car rental, thanks to its embedded insurance coverage. This, along with all its other benefits, make the Amex AIR MILES Platinum a great choice at a low budget.

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American Express AIR MILES® Business Card: A Review

January 20th, 2020

If you’re a small-business owner and you use AIR MILES®, it’s a great idea to sign up to an AIR MILES® card, because it will help boost your air miles balance. The American Express AIR MILES® Business Card is an excellent choice because it brings a 2,000 miles welcome bonus, great earning rates, travel insurance and plenty of Amex business solutions. Read on to learn all the basics about Amex’s best AIR MILES Card for small businesses.

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How To Capitalize On The New Earn Rate On The American Express® AIR MILES®* Platinum Credit Card

January 20th, 2020

Great news for American Express® AIR MILES®* Platinum Credit Card cardholders! Amex has recently made changes that make this already great AIR MILES card even better. If you already have it in your pocket, take it for a spin and make the most out of the new and improved earn rates in Amex’s most recent updates to the card. If you’re not yet a cardmember, then now is the best time to apply for your own, and take advantage of a limited time welcome bonus offer of 2,000 AIR MILES Bonus Miles.

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Amex AIR MILES Reserve Card: A Review

January 17th, 2020

The American Express AIR MILES Reserve Credit Card is the best AIR MILES credit card that Amex has to offer. The welcome bonus of 2,400 coupled with Onyx™ Status in the AIR MILES program, can be worth up to $400, but it doesn’t stop there. The long-term benefits of this card will make paying the annual fee a laugh. The 1,700-air-miles complimentary partner ticket alone almost single handedly covers the fee. Add in an impressive insurance package, worldwide lounge access with four complimentary visits, and other benefits on the side, and you’ll happily sign up before you finish reading this post.
Find out why this is the perfect travel card for occasional travelers, offering the best value when you travel once or twice a year.

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American Express AIR MILES Cards: How To Choose

January 17th, 2020

The American Express Gold Rewards Card is a great choice for a Membership Rewards (MR) points earning card on a medium budget. With $100 USD in hotel credit (~$130 CAD), a free additional card worth another $50, and loads more benefits like great travel insurance, complimentary room upgrades and more, you’ll be making money just by signing up and keeping it in your wallet, even after paying the $150 annual fee. In addition, the flexibility of MR points means that you’ll always find a great way to spend them, and even if you don’t, you can always redeem them for a statement credit.

The 25,000 MR points welcome bonus makes the American Express Gold Rewards Card an excellent value.

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PC Financial Mastercard. Day-to-day Convenience.

January 15th, 2020

Canadians increasingly favor non-traditional card issuers who offer tangible benefits. Customers are becoming aware that personal finance decisions are part of their everyday lives and their choices are being oriented towards getting more value for their money in day-to-day purchases. Credit cards are a fundamental financial instrument in this trend and PC Financial’s Mastercard is its best example. But is it a good deal? Here’s our take on Canada’s largest retail conglomerate’s basic credit card.

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Amex Referrals – The Ultimate Referral Bonus Guide

January 13th, 2020

American Express credit/charge cards have their own referral bonus plan known as ‘Refer A Friend’. It’s a great way to boost your points within the Amex loyalty program or its affiliates’ while at the same time letting your friends in on some of the top loyalty programs in Canada today. Amex referrals are the way Amex rewards its most trusted users for “spreading the word”.

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The Top 5 Long-Term Benefits Of The American Express CobaltTM Card

January 10th, 2020

You’ve probably already heard about the American Express CobaltTM Card and all of its benefits. You might also know that the 30,000 Membership Rewards® points welcome bonus is worth $300 when used as a statement credit, and can be worth more than $600 when transferring those points to airline partners like Aeroplan or Avios. This makes signing up to the American Express CobaltTM Card an easy decision.

However, don’t let the shining welcome bonus blind you from the rest of the benefits that come with this card—there’s a lot more to the Cobalt Card than meets the eye. With flexible points earning rates, extensive travel insurance and up to $100 in hotel credit at participating properties, there are plenty of reasons the Cobalt Card is one of Canada’s favourite travel credit cards today.

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Choosing The Best American Express Aeroplan Card For You

January 10th, 2020

American Express’ Aeroplan credit cards offer two different options for two different types of travelers. We recommend the AeroplanPlus Gold Card for most Canadians, given its low ($120) annual fee and generous 15,000 welcome points bonus, which is enough for a one-way flight anywhere in North America.  Whether you’re starting fresh with Aeroplan or looking […]

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Business Credit Cards In Canada: Which Is The Best For You?

January 1st, 2020

It’s imperative that you get yourself one or more business credit cards if you’re the owner of a business. Regardless of the size of your business, you’ll find that having a business credit card will make your life easier in a multitude of ways. Looking for the right card can be difficult, of course, and we’re here to help you make your decision.

While the ideal card for you ultimately depends on your business model, we’ve selected the American Express Business Edge due to the versatility that it brings to the table. Other cards aren’t half bad, of course, and you’ll want to look into all of them to form your decision.

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Credit Counselling Society: Everything You Need To Know

December 30th, 2019

The Credit Counselling Society is a non-profit agency that aims to help you out with your finances. If you’ve gotten yourself into overwhelming debt, lowered your credit rating, or simply want to become financially literate, the Credit Counselling Society should be your go-to place for help.

Their services include debt settlements, debt consolidation guidance, credit counselling, and bankruptcy guidance. They’ve been working with Canadians for 23 years now and have helped over 700,000 people so far.

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Nest Wealth: Offering better choices for lower-risk investors

December 27th, 2019

Nest Wealth is one of Canada’s largest robo-advisors and it offers a wide range of accounts and portfolios for every type of investor, but specially for those who seek lower risk investing. With a fixed monthly fee that goes from $20 to $80, depending on your account size, instead of the standard account percentage fee, Nest Wealth is one of the most cost effective investment platforms available to Canadians today.

Customized portfolios, diversified asset allocation, consistent monitoring, automatic portfolio rebalancing and more, plus real human advisor support will all be at your fingertips and is only 10 minutes away.

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PC Optimum: Tailored Rewards – Formerly PC Plus

December 25th, 2019

PC Optimum (formerly, PC Plus) is one of the most popular reward programs in Canada. It allows you to redeem rewards equivalent to rebates of up to 4.5% in your purchases at more than 4,500 retail stores across the country. The program offers even more rewards for PC Financial Mastercards cardholders. Find out whether PC […]

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Mastercard Canada: Which Is The Best? Here’s our choice

December 18th, 2019

Credit cards are some of the most important financial instruments most of us have access to. They can have an impact on our future as they are our everyday credit-record-building instruments. Choosing the right one can be difficult due to the many options out there, but trust there is a Mastercard out there that is well-suited to your needs. The MBNA True Line and True Line Gold are great options for balance transfer and basic benefits, the Tangerine Money-Back Mastercard is the best choice for cash-back, and the best travel Mastercard is, without a doubt, the BMO World Elite Mastercard. There are many other options for different scenarios and we’ll help you make your pick.

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The Best Travel Insurance Options In Canada: A Review

December 16th, 2019

There are numerous insurance providers in Canada today, which offer a set of policies specially designed with the Canadian traveler in mind. TuGo, RSA, Tour+Med, Travelcuts and World Nomads offer some of the best travel insurance policies for Canadians. TuGo offers great coverage in general, RSA and Tour+Med have great plans for seniors, while Travelcuts and World Nomads offer some of the best options to young passionate nomads.

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MBNA Rewards: Everything You Need To Know

December 12th, 2019

One single bank with personalized cards to be customized to your preferences. Be it cash back, $0 annual fee, travel perks or secured cards – MBNA has a wide range of rewards to cater to your specific needs. Read on for our review of the top 6 benefits this bank has to offer, and decide if MBNA offers what you are looking for.

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Robo Advisors In Canada: How To Choose The Best One For You!

December 11th, 2019

Robo Advisors are AI operated software programs that invest money for you. They usually invest in Exchange Traded Funds, or ETFs, which offer less risk and a more predictable return on your investment. There are numerous robo advisors in Canada that include Wealthsimple, Nest Wealth, Wealthbar, Modern Advisor, RBC InvestEase, and more. Each of these computer aided investors comes with its own set of fees and investment portfolios, and in this post you’ll learn to make sense of it all and choose the perfect one for your future.

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Student Credit Cards: The 5 Best Cards In Canada

December 9th, 2019

If you just graduated from high school and your future plans involve college, then it’s about time to consider managing your own finances. Getting your first credit card is the one of the most important decisions to make in this respect, and we’ll help you choose by narrowing down your options to the five best student credit cards available in Canada today.

By offering a perfect balance between rewards and flexibility, the Tangerine Money-Back Credit Card presents itself as the best choice for most Canadian students. However, there are other great options as well, and you’ll want to choose the one that’ll bring you the most rewards for your particular lifestyle.

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The Best Cash Back Credit Cards In Canada

December 6th, 2019

Get ready to start getting some cash back from your credit card purchases. Cash-back cards have gained an impressive amount of popularity lately, because they represent the easiest to understand and use rewards system. Cash-back cards are as popular as they are numerous, counting dozens that go from no-fee to high-fee cards, cards with high cash-back rates for specific categories, credit cards for new cardholders or students and more. In the following post, you’ll see how these cards compare to each other and how to choose the right one for you.

Overall, we believe that the Tangerine Money-Back Credit Card offers the best balance between earn rate and category flexibility at no annual fee, so it’s the best choice for most Canadians. The CIBC Visa Dividend Infinite Card, on the other hand, is a better choice if you spend most of your money on groceries or gas.

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Airport Lounge Access

December 2nd, 2019

Airport Lounges are all the rage among frequent travelers and nomads of all sorts. They provide an opportunity to lay back and relax on those tiresome and long layovers, and they’ll completely change the way you experience travel once you try them.

There are a number of airport lounge clubs that you can sign up to in order to gain access to the most exclusive establishments in airports all around the world. Big names like Priority Pass and Dragon Pass stand out from the rest, but there are plenty of other options to choose from. In this post you’ll learn everything you need to know about the top airport lounge programs in the world, and how you can take full advantage of the confort and perks they provide.

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Wealthsimple Review: All About Canada’s Best Robo Advisor

November 27th, 2019

Wealthsimple has placed itself as the leading robo-advisor in Canada, with a combination of straightforward pricing, excellent value on large accounts, low fees on small accounts, great usability and awesome perks. If you’re a socially responsible investor, you might also want to check out what WealthSimple has to offer!

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Scotia Gold Amex: A Review

November 5th, 2019

Does an all-rounder daily spending card for Canadians exist? Or is it a myth? The ScotiaBank Gold American Express Card could be your answer. It does come with an annual fee of $120 but the perks are lucrative with top point earn rates for your daily needs and varied redemption choices from travel to Apple products. Here is our review of the ScotiaBank Gold American Express. Take a look and decide if this card is for you.

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Grow Your Business With The New American Express Business Edge™ Card

October 24th, 2019

Anyone who has ever started their own business knows that it implies a lot of hard work, commitment and sacrifice to succeed. However, once you are established as a small business, the next logical step is to grow. Growing your small business also implies a lot of effort and investment, and the more help you can get, the better. This is exactly where the new American Express® Business Edge™ Card can become invaluable to you and your business. The unique combination of both short and long-term benefits of the Business Edge, along with a low annual fee of just $99, will make this your go-to card for your business’ everyday expenses.
Be one of the first to try this new offer from American Express; you won’t be disappointed!

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How to Find Cheap Flights from Asia to Canada – $75 Or Less

October 14th, 2019

Flying from Asia to Canada can be expensive—but it doesn’t have to be. If you have the right knowledge and tools, you can do it for less than $75. This post will give you the knowledge and the tools you need to do it yourself—all in 10 minutes or less. Getting yourself an American Express […]

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American Express AIR MILES® Gold Business Card: A Review

September 25th, 2019

Do you have a startup that’s about to take off on a low budget? The no-fee American Express AIR MILES® Gold Business Card could be the perfect option for you! You can get Amex perks for free, while still acquiring benefits for yourself and your newborn business. Add in the fact that you earn air […]

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Amex Centurion ‘Black’ Card – The Complete Guide

September 20th, 2019

The Amex Centurion Card, AKA Black Card is one of the world’s most elitesque credit cards. The benefits that come with this exclusive card more than justify its annual fee of $2,500, which, by the way, probably won’t make a dent on your finances if you manage an income big enough to be invited. If you want to reach Centurion level, the Amex Platinum is the best stepping stone in the process. Multiple travel benefits including hotel credits and hotel elite status upgrades, VIP unlimited lounge access all over the world plus a personal dedicated concierge and travel agent, makes $2,500 seem like a laugh, as long as you take advantage of all the benefits.

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Three Reasons The Marriott Bonvoy™ Business American Express® Card Is A Great Long-Term Choice

September 19th, 2019

The Marriott Bonvoy™ Business American Express Card is the perfect card for business owners who travel at least once a year. The card comes with a 50,000 Marriott Bonvoy points welcome bonus, though it’s in Year 2 and beyond, when the annual Free Night Award kicks in, that the real magic begins. Add in Marriott Bonvoy Gold Elite status and the card’s comprehensive insurance package, and you’ll want to keep your Marriott Bonvoy Business Card for years.

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American Express SimplyCash Preferred Card: A Review

August 27th, 2019

As a premium version of the regular SimplyCash Card from American Express, the SimplyCash Preferred Card has everything you love about the former, only better. Unlimited earning potential combined with a 2% cashback rate on any purchase, no strings attached, is one of the best offers you’ll find for a cashback card in the market. Of course, these extra benefits aren’t free, and the card comes with an annual fee of $99, but they’re worth far more than that, even after the first year of card membership.
As an added bonus, you get a welcome cashback rate of 5% on the first $6,000 in purchases (equivalent to $300 cashback) during the first six months of card membership. This welcome rate alone is worth an extra $180, almost doubling the annual fee.

If you’re looking for a great cashback card you can use anywhere without having to worry about purchase categories, with the best possible earning potential and that includes great premium Amex perks like travel and purchase insurance, this is the one!

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American Express SimplyCash Card: A Review

August 3rd, 2019

With a cashback rate of 1.25% on any purchase whatsoever and unlimited earning potential, The SimplyCash Card from American Express is hands down the best no-fee cashback card in the market today. Add in a welcome rate of 2.5% during the first three months of card membership that can earn you an extra $75, a preferential 1.99% interest rate on balance transfers for new Amex cardholders during the first six months, as well as purchase and travel accident insurance, and you’re probably wondering why you hadn’t applied for one before.
Tell your friends, show them why everyone should have an Amex SimplyCash Card in their wallets, and receive a $100 cashback bonus for every approved referral while you’re at it.
There’s so much to gain and absolutely nothing to lose because it’s free. Don’t let this opportunity pass you by

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La Carte de Platine American Express Canada: Test et avis

August 1st, 2019

La carte de Platine American Express Canada inclut un accès aux salons dans les aéroports internationaux, un crédit de voyage annuel de 200$, une adhésion aux statuts Elites dans certaines chaînes d’hôtels, une assurance médicale de voyage, une élégante carte en métal et 50.000 points Amex MR, d’une valeur de 1.500 dollars. C’est l’une de […]

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American Express Travel Insurance Canada: A Review

July 14th, 2019

American Express Travel Insurance Canada offers a set of very flexible and broad insurance policies to protect you while you travel. Thanks to excellent partners like Royal & Sun Alliance and Chubb Life Insurance Company of Canada, Amex has developed three separate ways for you to obtain travel insurance. The first one is a set […]

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The Amex Platinum Canada

May 29th, 2019

“Worldwide lounge access, a $200 annual travel credit, platinum hotel memberships, extra insurance, a metal card and I get 50,000 points on top of all that? Are you serious???” That was my reaction when a friend first told me about the American Express Platinum Card for Canadia Needless to say, I was more than a little intrigued… And now […]

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How To Use Aeroplan Miles To Get Cheap Flights To Europe

May 29th, 2019

The American Express Gold Rewards Card for Canadians is an excellent travel card for travelers looking to get some cheap flights to Europe with a low annual fee. It comes with a welcome bonus of 25,000 points—which we value between $500 and $750—plus an impressive travel insurance policy, $100 in hotel credit, and much more. […]

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The Marriott Bonvoy™ Business American Express Card For Canadians: A Review

May 29th, 2019

The Marriott Bonvoy™ Business Amex Card is one of the best travel cards available in Canada today. With its extremely generous 50,000 welcome bonus (required spend: $1,500, conditions apply), annual Free Night Award, and comprehensive travel insurance policy, it’s got everything you need. The card’s $150 annual fee pays for itself many times over in […]

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How To Pack Lean

May 28th, 2019

This post is written by Kelvin Ewald, the Founder of Colborne Bag Co., the first lunch bag to bring together fashion and function. We caught up with him to learn how he maintains his impeccable style while on the road. While travelling between Toronto to Austin for 7 months I had the chance to test and […]

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How To Use Google Flights In Canada

May 28th, 2019

If you’ve been following us here at Yore Oyster for a while, you’ll know that understanding how to use Google Flights is a big part of how we find such impressive deals on flights. It’s the first place we search for every flight, and by far our favorite place on the web to find deals. So just how do […]

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How To Pay For Your Next Vacation By Hosting On Airbnb

May 28th, 2019

Since this promotion has now expired, we’ve updated the signup links to one that offers you ~$40 for using Airbnb as a guest and ~$100 for becoming a host, but you will not receive an additional $150 on top of those bonuses. Airbnb is giving Toronto/GTA residents a big incentive to start hosting travelers. Here’s why hosting on Airbnb […]

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The SPG Amex Canada: One Of The Best Hotel Credit Cards In Canada

May 28th, 2019

Important Note: The SPG Amex Canada card has been refreshed as the Marriott Bonvoy Canada card. The current card promotion is no longer available under its original SPG name. The SPG Amex Canada card is one of the best travel cards for Canadians, hands-down. It comes with an exceptional welcome bonus of 50,000 points—which we’ll show […]

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SPG Amex Referrals In Canada

May 28th, 2019

Important Update: As of February 26, 2019, the American Express SPG Canada card has been re-branded as the Marriott Bonvoy Amex Canada card. Read more about the Marriott Bonvoy card and apply here. If you’re looking for a referral link with the best available welcome bonus offer for the SPG Amex Canada card (currently 60,000 points as of […]

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