TD’s main travel card offers an excellent earn rate coupled with some of the best benefits the Big Five Bank has to offer. The TD First Class Visa Infinite card is ideal for those who like booking through Expedia, it also has a pretty strong travel insurance package along with great travel benefits to make […]

If the majority of your spending is in foreign currency, then the Fido Mastercard will not disappoint you. Not only will you getting plenty of rewards in return, but the earn rates are also pretty amazing too. Welcome Bonus 1 Rewards Program 10 Earning Rates 5 Travel Benefits 0 Annual Benefits vs. Annual Fee 5 […]

The Meridian Visa Infinite is a great card for the average person that drives around and buys groceries. The card provides a 4% cashback rate on gas and groceries, making it very valuable for the average individual. It also provides a 2% cashback on pharmaceutical purchases and utility bills. On the whole, the Meridian Visa […]

Looking to travel with a fabulous credit card loaded with extensive benefits but at zero cost? That is the near impossible dream to get. Or is it? Rogers Bank may just have the card you are looking for. Here is our review on the 3 Rogers Bank Mastercard flavors: The Fido, the Platinum and the World Elite mastercards by Rogers Bank. Read on to find out just how good these three cards really are.

However, if you want to skip to our recommendation, we firmly beleive that anyone who meets the income requirements for the Rogers World Elite Mastercard should apply for their own right away. You only stand to gain if you’re approved!

The Toronto-Dominion Bank offers quite an array of credit cards. In the cash back category however, none stands out more than the TD Cash Back Visa Infinite, and in this article we’ll show you why. This card can be a great asset for a big family, with its 3% cash back earn rate on groceries, […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Victoria students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Ottawa students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for McGill University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Concordia University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Brock University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Windsor students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Laurentian University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Royal Roads University students down to the top five, and selected just two.

Oaken Financial is a Canadian online bank that offers high-interest savings account and Guaranteed Investment Certificates (GICs). Oaken Financial was launched in 2013 by Home Trust as a refreshing alternative for customers who enjoy the long-established tradition of service and value with a fresh perspective on what they really need to make the most of their money.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Alberta students down to the top five, and selected just two.

The Capital One Costco Mastercard® is designed for a specific group of people. It requires you to be a member of Costco in order to apply for it. It has no annual fees, and it offers a great 3% cashback on purchases from restaurants.

If you’re already a member at Costco, this card is a godsend for you. However, for everyone else, it’s mostly lacking in substance because its cashback rate for regular items is pretty low. Also, buying it would mean purchasing a membership at Costco – something non-members might not be too keen on.

This article will cover all the strengths and weaknesses of this card and help you make your mind on whether it’s the right one for you.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of British Columbia students down to the top five, and selected just two.

Madeline Rae is the face behind Madeline Rae Away, a travel and lifestyle blog chronicling her adventures around the world. Last year, she followed her heart across the Atlantic, leaving Canada behind to settle into expat life in Malmö, Sweden. In this post, Madeline shows how she uses her American Express Gold Rewards Card to […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Nipissing University students down to the top five, and selected just two.

Lora Pope is an adventure travel blogger based out of Toronto, Canada. Raised on a rock in the middle of the Atlantic Ocean, she has a deep love for nature and wildlife. Lora has traveled to over 50 countries and is working toward her goal of visiting every country in the world. On her blog, […]

In this article we discuss how to earn BMO points, their value, and how the reward system works. We talk about the different categories for redemption (Travel, merchandise, cash back, etc.) as well as the cards that work with the program, namely: The BMO Rewards Mastercard, BMO Rewards Business Mastercard and the BMO World Elite […]

Danielle Thompson has been traveling the world for more than 3 years. With her company Freelance Travel Network, she helps freelancers find better clients and earn more money. In this post, Danielle shows breaks down how she used her American Express Cobalt Card during her time in Melbourne earlier this year. As a full-time traveler, […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université du Québec à Montréal students down to the top five, and selected just two.

LoanConnect.ca is an internet platform that allows Canadians to search the loan best suited to their situation and get that much-needed money in a timely manner. It is very user-friendly and can help them escape a tailspin of interest payment and an unending circle of debt, or at least save hundreds to thousands of dollars in loans taken to face unexpected situations. Here we explain how it works and how to make the best out of it.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Wilfrid Laurier University students down to the top five, and selected just two.

AIR MILES is the biggest loyalty program in Canada, and it allows you to become a collector and start earning points you can later trade for Cash rewards (discount towards your purchase) or Dream rewards (hotel rooms, travel packages, flight tickets, and more). You can become a collector by being a member of the AIR MILES program and owning an AIR MILES collector card, or by having one of the different AIR MILES co-branded credit cards.

In this review, we’ll explore some of Tangerine’s great perks such as free chequing accounts with all you need for daily banking, plus one of the best cash-back credit cards in Canada and investment options that are easy and ideal for beginners.

The Costco Mastercard is a great card for Costco members who are avid restaurant lovers. If you rarely eat at home, this card is a must have for you because it offers 3% cashback on restaurant purchases without any spending limits. However, it offers little else, and people looking for cashback for shopping at Costco stores will find themselves disappointed. You can overlook the fact that it doesn’t offer a welcome bonus because it doesn’t charge an annual fee, but this card is for Costco members only, which is a big let down if you’re not. If you’re a Costco member and you don’t already have this card in your wallet, you’re missing out!

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université de Moncton students down to the top five, and selected just two.

Is the American Express Platinum or the Amex Cobalt the better card for you? This post compares the two to help you decide.

The Marriott Bonvoy™ American Express Card is one of the best travel cards in Canada, hands-down. It comes with an exceptional welcome bonus of 50,000 points (required spend: $1,500, conditions apply)—which we’ll show you how to turn into 16 nights at a 5-star hotel—an additional free hotel night every year after the first year, and […]

Amex acceptance is debated amongst many. There are those in favor and those against admitting that American Express isn’t as widely accepted as other credit card brands. However, very few base their conclusions on anything other than their personal opinions.
In the following post, I’ll show you that Amex acceptance is broader than you think, both in Canada and in other countries. In fact, you’ll see that the brand’s coverage is actually growing thanks to several strategies adopted by American Express that include Amex Maps, the Shop Small program and Take Amex , among others.

Travel easy with value for money deals by RBCs Avion Visa Infinite. A good welcome bonus, impressive insurance coverage that’ll give most premium cards a run for their money, decent points earn rates and a lot more benefits will make you look past the $120 annual fee. Read on for our review of the top 5 benefits this card has to offer, and decide if the RBC Avion Visa Infinite is credit card for you.

AIR MILES Rewards is one of Canada’s biggest independent loyalty programs, and it counts both its members and sponsors by the thousands. It classifies its members or collectors according to how many miles they earn every year, and the AIR MILES Onyx™ status is the highest class of them all. As an Onyx™ member, you’ll get the whole package of benefits that only the most loyal elite collectors can get.

Learn what’s so special about the Onyx status and why signing up to an American Express AIR MILES Reserve Credit Card is the best way to get the most out of this loyalty program. Hint: A Great welcome bonus is just the beginning…

Updated March 3, 2020 The cheapest way to amass a large number of British Airways Avios points quickly is with an American Express card. We recommend the Amex Gold Rewards Card, because it carries a welcome bonus of 25,000 MR points, which you can transfer to 25,000 Avios points (or more) in one click. Plus, […]

Updated March 3, 2020 The Canadian Tire Triangle Mastercard is a strong no-fee credit card available to just about every Canadian, no matter their financial situation. With perks that include 4% cash back at Canadian Tire and other stores, plus 5¢ per liter savings on gas, this is a great card for anyone with a […]

The American Express Platinum Canada comes with worldwide airport lounge access, a $200 annual travel credit, platinum hotel memberships, travel medical insurance, a sleek metal card and 50,000 Amex MR points—which we value at $1,500—on top of it all.

It’s been one of our top two favourite cards in Canada for years, and offers exceptional value to Canadian travelers. Every Canadian who flies once or more per year should have an American Express Platinum in their wallet.

Updated March 3, 2020 With a welcome bonus of 30,000 MR points, a 5X earning rate on eligible eats & drinks (including spending on groceries, food delivery, cafes, bars and more), and a monthly fee of just $10, we believe the American Express Cobalt Card is the best credit card in Canada right now. It […]

Air Canada rewards their frequent flyers with the Altitude program. There are no membership fees to be part of the Altitude program. However, you will need to qualify with two types of criteria which you will learn more about in this guide. Priority boarding/seat selection, complimentary airport lounge access are a few benefits that comes with being a Altitude status holder. Read on in our guide below to understand what Air Canada Altitude is all about.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Lethbridge students down to the top five, and selected just two.

When it comes to low interest credit cards there are plenty of options to choose from, each and every one with different annual fees, interest rates and benefits to suit your specific needs. That’s why in this article, we have laid all the options for you to evaluate and consider accordingly. However, the MBNA True Line ® Mastercard ® is a great option for virtually anyone. With no annual fees, very low competitive interest rates and global customer service, this credit card is the perfect starting point for anyone.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Guelph students down to the top five, and selected just two.

Monitoring your credit score is important, and Credit Verify is a service that let’s you do it online. It also let’s you access your credit reports instantly and as many times as you want. The catch is that you have to pay a premium of $19.95 per month. You get up to $25 in rewards for being a premium member, though. In addition to that, potential members get to spend a trial week with the service for $1.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Athabasca University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Mount Allison University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Waterloo students down to the top five, and selected just two.

If you are an avid traveler, you may have heard about Aeroplan. If you are considering getting a credit card for your travels, it’s worth getting one that helps you get the most out of this frecquent flyier loyalty program. In this article, we explore Canada’s top 4 Aeroplan credit cards to add value to your money.

With an acceptable annual fee, a handsome 40,000 miles welcome bonus and lots of other perks, we beleive that the TD Aeroplan Visa Infinite card is the best overall for 2020. However, there are other options that might be just the right fit for you.

If you’re looking for a referral link with the best available welcome bonus offer for the Amex Platinum Canada Card (currently 50,000 points as of February, 2020, plus a 10,000 MR points bonus after 6 months), you’ll find that here. The American Express Platinum Card offers exceptional value for any Canadian traveler. There’s a 50,000 Amex […]

The American Express Gold Rewards Card is a great choice for a Membership Rewards (MR) points earning card on a medium budget. With $100 USD in hotel credit (worth roughly around $130 CAD), a free additional card worth another $50, and loads more benefits like great travel insurance, complimentary room upgrades and more, you’ll be making money just by signing up and keeping it in your wallet, even after paying the $150 annual fee. In addition, the flexibility of MR points means that you’ll allways find a great way to spend them, and even if you don’t, you can always redeen them for a statement credit.
Add in a great 25,000 MR points welcome bonus, and you’re set.

This review covers the benefits, costs and little-known tricks of the American Express® AeroplanPlus® Platinum Card. You can read our separate posts on the other member of this card family, the AeroplanPlus® Gold Card, or a comparison between the two cards here. The AeroplanPlus® Platinum card is one of American Express’ best Aeroplan miles earning […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Mount Royal University students down to the top five, and selected just two.

Choosing the best travel credit card Canada offers can be a real feat, especially considering the number of possible options. Additionally, there are so many different features and benefits with each card, that it can even be difficult deciding how to compare them. The key is deciding what you, as a traveler value most in a travel credit card, and we’ll help you make sense of it all in this post

From Scotiabank, BMO and MBNA to American Express cards, find out which is the best for you.

This review covers the American Express® AeroplanPlus® Gold Card, one of two AeroplanPlus Cards in the American Express family. You can also read our separate posts on the AeroplanPlus Platinum Card or a comparison between the two cards here. The American Express Aeroplan Gold Card, also known as the AeroplanPlus® Gold Card, is the second member […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for HEC Montréal students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Regina students down to the top five, and selected just two.

When looking for a credit card that doesn’t charge foreign transaction fees, there are quite a few good choices for Canadians. In our view, the best ones right now are the Scotiabank Passport Visa Infinite, the Rogers World Elite Mastercard and the three Brim cards. In this article we’ll look at the aforementioned, as well as some other cards with no foreign transaction fees, and we will tell you everything you need to know to make an informed decision.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for OCAD U students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université du Québec à Trois-Rivières students down to the top five, and selected just two.

The Amazon Credit Card is aimed at people who shop at Amazon.ca regularly. It’s meant to be a replacement for the previous Chase Amazon Visa card, but it has failed to live up to expectations. Most of the benefits that you can get from this card come only if you have an Amazon Prime subscription. […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Manitoba students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Carleton University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université de Québec students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Dalhousie University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for McMaster University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Winnipeg students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Queen’s University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Western Ontario students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Bishop’s University students down to the top five, and selected just two.

KOHO: Reloadable, powered by Visa with lots of benefits and financial tips to help you reduce your spending. Find everything you need to know about Canada’s best-prepaid Visa for saving money. APPLY NOW An app that gives you a prepaid visa and helps you save money? Yes! And it is none other than the Koho […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Trent University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université Laval students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Toronto students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Saint Francis Xavier University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Emily Carr University of Art and Design students down to the top five, and selected just two.

Digital lending seems to be luring Canadians into FinTech. Finally! Borrowell offers services which are easy to use, quick and safe. They make personal loans available in record time with very attractive conditions, and also provide its users with information, knowledge and resources to take better financial decisions. We’ll explain how it works and help you figure out whether you should go digital with your credit needs.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université de Sherbrooke students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Acadia University students down to the top five, and selected just two.

The American Express® AIR MILES® Platinum Credit Card is a great tool to increase your AIR MILES balance. The welcome bonus of 2,000 miles is worth easily $210, more than tripling the $65 annual fee, and making signing up to it a great investment. The possibility to double-dip and earn miles twice will help you get more return on every purchase, and the card’s earning rate of 1 mile for every $10 in purchases is better than what most of AIR MILES’ partners will give you.
In addition, the low annual fee is easily outweighed by a single 4-day car rental, thanks to its embedded insurance coverage. This, along with all its other benefits, make the Amex AIR MILES Platinum a great choice at a low budget.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Redeemer University College students down to the top five, and selected just two.

If you’re a small-business owner and you use AIR MILES®, it’s a great idea to sign up to an AIR MILES® card, because it will help boost your air miles balance. The American Express AIR MILES® Business Card is an excellent choice because it brings a 2,000 miles welcome bonus, great earning rates, travel insurance and plenty of Amex business solutions. Read on to learn all the basics about Amex’s best AIR MILES Card for small businesses.

Great news for American Express® AIR MILES®* Platinum Credit Card cardholders! Amex has recently made changes that make this already great AIR MILES card even better. If you already have it in your pocket, take it for a spin and make the most out of the new and improved earn rates in Amex’s most recent updates to the card. If you’re not yet a cardmember, then now is the best time to apply for your own, and take advantage of a limited time welcome bonus offer of 2,000 AIR MILES Bonus Miles.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Ontario Tech University students down to the top five, and selected just two.

The American Express AIR MILES Reserve Credit Card is the best AIR MILES credit card that Amex has to offer. The welcome bonus of 2,400 coupled with Onyx™ Status in the AIR MILES program, can be worth up to $400, but it doesn’t stop there. The long-term benefits of this card will make paying the annual fee a laugh. The 1,700-air-miles complimentary partner ticket alone almost single handedly covers the fee. Add in an impressive insurance package, worldwide lounge access with four complimentary visits, and other benefits on the side, and you’ll happily sign up before you finish reading this post.
Find out why this is the perfect travel card for occasional travelers, offering the best value when you travel once or twice a year.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Prince Edward Island students down to the top five, and selected just two.

The American Express Gold Rewards Card is a great choice for a Membership Rewards (MR) points earning card on a medium budget. With $100 USD in hotel credit (~$130 CAD), a free additional card worth another $50, and loads more benefits like great travel insurance, complimentary room upgrades and more, you’ll be making money just by signing up and keeping it in your wallet, even after paying the $150 annual fee. In addition, the flexibility of MR points means that you’ll always find a great way to spend them, and even if you don’t, you can always redeem them for a statement credit.

The 25,000 MR points welcome bonus makes the American Express Gold Rewards Card an excellent value.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Calgary students down to the top five, and selected just two.

Canadians increasingly favor non-traditional card issuers who offer tangible benefits. Customers are becoming aware that personal finance decisions are part of their everyday lives and their choices are being oriented towards getting more value for their money in day-to-day purchases. Credit cards are a fundamental financial instrument in this trend and PC Financial’s Mastercard is its best example. But is it a good deal? Here’s our take on Canada’s largest retail conglomerate’s basic credit card.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Université de Montréal students down to the top five, and selected just two.

American Express credit/charge cards have their own referral bonus plan known as ‘Refer A Friend’. It’s a great way to boost your points within the Amex loyalty program or its affiliates’ while at the same time letting your friends in on some of the top loyalty programs in Canada today. Amex referrals are the way Amex rewards its most trusted users for “spreading the word”.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of New Brunswick students down to the top five, and selected just two.

You’ve probably already heard about the American Express CobaltTM Card and all of its benefits. You might also know that the 30,000 Membership Rewards® points welcome bonus is worth $300 when used as a statement credit, and can be worth more than $600 when transferring those points to airline partners like Aeroplan or Avios. This makes signing up to the American Express CobaltTM Card an easy decision.

However, don’t let the shining welcome bonus blind you from the rest of the benefits that come with this card—there’s a lot more to the Cobalt Card than meets the eye. With flexible points earning rates, extensive travel insurance and up to $100 in hotel credit at participating properties, there are plenty of reasons the Cobalt Card is one of Canada’s favourite travel credit cards today.

American Express’ Aeroplan credit cards offer two different options for two different types of travelers. We recommend the AeroplanPlus Gold Card for most Canadians, given its low ($120) annual fee and generous 15,000 welcome points bonus, which is enough for a one-way flight anywhere in North America.  Whether you’re starting fresh with Aeroplan or looking […]

How do I travel cheap without burning a hole through my bank account?  It’s a very common problem among travel enthusiasts, and American Express has the solution: travel the world for less with the welcome bonus miles that come with the American Express AeroplanPlus Platinum Card! In this post, we’ll look at three trips you […]

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Ryerson University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for York University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Lakehead University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Simon Fraser University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for University of Saskatchewan students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Kwantlen Polytechnic University students down to the top five, and selected just two.

After combing through 100+ Canadian credit cards, we’ve narrowed our recommendations for Thompson Rivers University students down to the top five, and selected just two.

It’s imperative that you get yourself one or more business credit cards if you’re the owner of a business. Regardless of the size of your business, you’ll find that having a business credit card will make your life easier in a multitude of ways. Looking for the right card can be difficult, of course, and we’re here to help you make your decision.

While the ideal card for you ultimately depends on your business model, we’ve selected the American Express Business Edge due to the versatility that it brings to the table. Other cards aren’t half bad, of course, and you’ll want to look into all of them to form your decision.

The Credit Counselling Society is a non-profit agency that aims to help you out with your finances. If you’ve gotten yourself into overwhelming debt, lowered your credit rating, or simply want to become financially literate, the Credit Counselling Society should be your go-to place for help.

Their services include debt settlements, debt consolidation guidance, credit counselling, and bankruptcy guidance. They’ve been working with Canadians for 23 years now and have helped over 700,000 people so far.

Nest Wealth is one of Canada’s largest robo-advisors and it offers a wide range of accounts and portfolios for every type of investor, but specially for those who seek lower risk investing. With a fixed monthly fee that goes from $20 to $80, depending on your account size, instead of the standard account percentage fee, Nest Wealth is one of the most cost effective investment platforms available to Canadians today.

Customized portfolios, diversified asset allocation, consistent monitoring, automatic portfolio rebalancing and more, plus real human advisor support will all be at your fingertips and is only 10 minutes away.

PC Optimum (formerly, PC Plus) is one of the most popular reward programs in Canada. It allows you to redeem rewards equivalent to rebates up to 4.5% in your purchases at more than 4,500 retail stores across the country. The program offers even more rewards for PC Financial Mastercards cardholders. Find out whether PC Optimum […]

There’s no doubt that the American Express Business Edge Card’s 42,000 MR points bonus is impressive. But today, we’re here to talk about why this is a card to keep for the long haul, i.e. a card that’ll help you grow your business year after year. Let’s take a look at the three most important […]

Credit cards are some of the most important financial instruments most of us have access to. They can have an impact on our future as they are our everyday credit-record-building instruments. Choosing the right one can be difficult due to the many options out there, but trust there is a Mastercard out there that is well-suited to your needs. The MBNA True Line and True Line Gold are great options for balance transfer and basic benefits, the Tangerine Money-Back Mastercard is the best choice for cash-back, and the best travel Mastercard is, without a doubt, the BMO World Elite Mastercard. There are many other options for different scenarios and we’ll help you make your pick.

There are numerous insurance providers in Canada today, which offer a set of policies specially designed with the Canadian traveler in mind. TuGo, RSA, Tour+Med, Travelcuts and World Nomads offer some of the best travel insurance policies for Canadians. TuGo offers great coverage in general, RSA and Tour+Med have great plans for seniors, while Travelcuts and World Nomads offer some of the best options to young passionate nomads.

One single bank with personalized cards to be customized to your preferences. Be it cash back, $0 annual fee, travel perks or secured cards – MBNA has a wide range of rewards to cater to your specific needs. Read on for our review of the top 6 benefits this bank has to offer, and decide if MBNA offers what you are looking for.

Robo Advisors are AI operated software programs that invest money for you. They usually invest in Exchange Traded Funds, or ETFs, which offer less risk and a more predictable return on your investment. There are numerous robo advisors in Canada that include Wealthsimple, Nest Wealth, Wealthbar, Modern Advisor, RBC InvestEase, and more. Each of these computer aided investors comes with its own set of fees and investment portfolios, and in this post you’ll learn to make sense of it all and choose the perfect one for your future.

If you just graduated from high school and your future plans involve college, then it’s about time to consider managing your own finances. Getting your first credit card is the one of the most important decisions to make in this respect, and we’ll help you choose by narrowing down your options to the five best student credit cards available in Canada today.

By offering a perfect balance between rewards and flexibility, the Tangerine Money-Back Credit Card presents itself as the best choice for most Canadian students. However, there are other great options as well, and you’ll want to choose the one that’ll bring you the most rewards for your particular lifestyle.

Get ready to start getting some cash back from your credit card purchases. Cash-back cards have gained an impressive amount of popularity lately, because they represent the easiest to understand and use rewards system. Cash-back cards are as popular as they are numerous, counting dozens that go from no-fee to high-fee cards, cards with high cash-back rates for specific categories, credit cards for new cardholders or students and more. In the following post, you’ll see how these cards compare to each other and how to choose the right one for you.

Overall, we believe that the Tangerine Money-Back Credit Card offers the best balance between earn rate and category flexibility at no annual fee, so it’s the best choice for most Canadians. The CIBC Visa Dividend Infinite Card, on the other hand, is a better choice if you spend most of your money on groceries or gas.

Airport Lounges are all the rage among frequent travelers and nomads of all sorts. They provide an opportunity to lay back and relax on those tiresome and long layovers, and they’ll completely change the way you experience travel once you try them.

There are a number of airport lounge clubs that you can sign up to in order to gain access to the most exclusive establishments in airports all around the world. Big names like Priority Pass and Dragon Pass stand out from the rest, but there are plenty of other options to choose from. In this post you’ll learn everything you need to know about the top airport lounge programs in the world, and how you can take full advantage of the confort and perks they provide.

Wealthsimple has placed itself as the leading robo-advisor in Canada, with a combination of straightforward pricing, excellent value on large accounts, low fees on small accounts, great usability and awesome perks. If you’re a socially responsible investor, you might also want to check out what WealthSimple has to offer!

Does an all-rounder daily spending card for Canadians exist? Or is it a myth? The ScotiaBank Gold American Express Card could be your answer. It does come with an annual fee of $120 but the perks are lucrative with top point earn rates for your daily needs and varied redemption choices from travel to Apple products. Here is our review of the ScotiaBank Gold American Express. Take a look and decide if this card is for you.

Anyone who has ever started their own business knows that it implies a lot of hard work, commitment and sacrifice to succeed. However, once you are established as a small business, the next logical step is to grow. Growing your small business also implies a lot of effort and investment, and the more help you can get, the better. This is exactly where the new American Express® Business Edge™ Card can become invaluable to you and your business. The unique combination of both short and long-term benefits of the Business Edge, along with a low annual fee of just $99, will make this your go-to card for your business’ everyday expenses.
Be one of the first to try this new offer from American Express; you won’t be disappointed!

Flying from Asia to Canada can be expensive—but it doesn’t have to be. If you have the right knowledge and tools, you can do it for less than $75. This post will give you the knowledge and the tools you need to do it yourself—all in 10 minutes or less. Getting yourself an American Express […]

Do you have a startup that’s about to take off on a low budget? The no-fee American Express AIR MILES® Gold Business Card could be the perfect option for you! You can get Amex perks for free, while still acquiring benefits for yourself and your newborn business. Add in the fact that you earn air […]

The Amex Centurion Card, AKA Black Card is one of the world’s most elitesque credit cards. The benefits that come with this exclusive card more than justify its annual fee of $2,500, which, by the way, probably won’t make a dent on your finances if you manage an income big enough to be invited. If you want to reach Centurion level, the Amex Platinum is the best stepping stone in the process. Multiple travel benefits including hotel credits and hotel elite status upgrades, VIP unlimited lounge access all over the world plus a personal dedicated concierge and travel agent, makes $2,500 seem like a laugh, as long as you take advantage of all the benefits.

The Marriott Bonvoy™ Business American Express Card is the perfect card for business owners who travel at least once a year. The card comes with a 50,000 Marriott Bonvoy points welcome bonus, though it’s in Year 2 and beyond, when the annual Free Night Award kicks in, that the real magic begins. Add in Marriott Bonvoy Gold Elite status and the card’s comprehensive insurance package, and you’ll want to keep your Marriott Bonvoy Business Card for years.

The American Express Business Platinum Card has offered excellent value to Canadian business owners for years. The card’s impressive 40,000 MR points welcome bonus is enough for a flight to just about anywhere in Europe or Asia, but the long-term benefits – worldwide airport lounge access, impressive travel and business insurance policies, Amex Concierge, and more – also make this card a winner every single year.

As a premium version of the regular SimplyCash Card from American Express, the SimplyCash Preferred Card has everything you love about the former, only better. Unlimited earning potential combined with a 2% cashback rate on any purchase, no strings attached, is one of the best offers you’ll find for a cashback card in the market. Of course, these extra benefits aren’t free, and the card comes with an annual fee of $99, but they’re worth far more than that, even after the first year of card membership.
As an added bonus, you get a welcome cashback rate of 5% on the first $6,000 in purchases (equivalent to $300 cashback) during the first six months of card membership. This welcome rate alone is worth an extra $180, almost doubling the annual fee.

If you’re looking for a great cashback card you can use anywhere without having to worry about purchase categories, with the best possible earning potential and that includes great premium Amex perks like travel and purchase insurance, this is the one!

With a cashback rate of 1.25% on any purchase whatsoever and unlimited earning potential, The SimplyCash Card from American Express is hands down the best no-fee cashback card in the market today. Add in a welcome rate of 2.5% during the first three months of card membership that can earn you an extra $75, a preferential 1.99% interest rate on balance transfers for new Amex cardholders during the first six months, as well as purchase and travel accident insurance, and you’re probably wondering why you hadn’t applied for one before.
Tell your friends, show them why everyone should have an Amex SimplyCash Card in their wallets, and receive a $100 cashback bonus for every approved referral while you’re at it.
There’s so much to gain and absolutely nothing to lose because it’s free. Don’t let this opportunity pass you by

La carte de Platine American Express Canada inclut un accès aux salons dans les aéroports internationaux, un crédit de voyage annuel de 200$, une adhésion aux statuts Elites dans certaines chaînes d’hôtels, une assurance médicale de voyage, une élégante carte en métal et 50.000 points Amex MR, d’une valeur de 1.500 dollars. C’est l’une de […]

American Express Travel Insurance Canada offers a set of very flexible and broad insurance policies to protect you while you travel. Thanks to excellent partners like Royal & Sun Alliance and Chubb Life Insurance Company of Canada, Amex has developed three separate ways for you to obtain travel insurance. The first one is a set […]

“Worldwide lounge access, a $200 annual travel credit, platinum hotel memberships, extra insurance, a metal card and I get 50,000 points on top of all that? Are you serious???” That was my reaction when a friend first told me about the American Express Platinum Card for Canadia Needless to say, I was more than a little intrigued… And now […]

The American Express Gold Rewards Card for Canadians is an excellent travel card for travelers looking to get some cheap flights to Europe with a low annual fee. It comes with a welcome bonus of 25,000 points—which we value between $500 and $750—plus an impressive travel insurance policy, $100 in hotel credit, and much more. […]

The conversations always start the same way: an aspiring Canadian traveler wants to know how I’ve been flying around the world for the past four years for next-to-nothing. And the answer is always the same: while I had a strong handle on how to travel in style extremely cheaply before that—think roundtrips to Asia or […]

The Marriott Bonvoy™ Business Amex Card is one of the best travel cards available in Canada today. With its extremely generous 50,000 welcome bonus (required spend: $1,500, conditions apply), annual Free Night Award, and comprehensive travel insurance policy, it’s got everything you need. The card’s $150 annual fee pays for itself many times over in […]

This post is written by Kelvin Ewald, the Founder of Colborne Bag Co., the first lunch bag to bring together fashion and function. We caught up with him to learn how he maintains his impeccable style while on the road. While travelling between Toronto to Austin for 7 months I had the chance to test and […]

If you’ve been following us here at Yore Oyster for a while, you’ll know that understanding how to use Google Flights is a big part of how we find such impressive deals on flights. It’s the first place we search for every flight, and by far our favorite place on the web to find deals. So just how do […]

This post is written by Jordan Bishop, perpetual traveler and founder of Yore Oyster. Since this promotion has now expired, we’ve updated the signup links to one that offers you ~$40 for using Airbnb as a guest and ~$100 for becoming a host, but you will not receive an additional $150 on top of those bonuses. Airbnb […]

Important Note: The SPG Amex Canada card has been refreshed as the Marriott Bonvoy Canada card. The current card promotion is no longer available under its original SPG name. The SPG Amex Canada card is one of the best travel cards for Canadians, hands-down. It comes with an exceptional welcome bonus of 50,000 points—which we’ll show […]

Important Update: As of February 26, 2019, the American Express SPG Canada card has been re-branded as the Marriott Bonvoy Amex Canada card. Read more about the Marriott Bonvoy card and apply here. If you’re looking for a referral link with the best available welcome bonus offer for the SPG Amex Canada card (currently 60,000 points as of […]