First Tech Federal Credit Union Referral Code (May 2022): $100 Signup Bonus

March 5, 2022
Blog

First Tech Federal Credit Union is a federally regulated credit union based in the United States, and available across all 50 states. It offers most services you’d expect from a regular bank, and it’s ideal for people who are looking for a free checking account, access to in-person, telephone, or online customer service and are unlikely to overdraft.

First Tech Federal Credit Union has a referral program in place to benefit its clients: by using the referral link you will receive a $100 sign-up bonus after depositing $500. You will also receive your referral code, which you can use to invite friends and earn $100 for each successful referral – you can invite as many as you want.

How To Use Your First Tech Federal Credit Union Referral Code

First Tech Federal Credit Union has a referral program for new traders. When you sign up with First Tech using our referral link, you will receive a bonus of $100 after depositing at least $500  in your account.

To use the promo code:

  • Visit First Tech Federal Credit Union‘s page. Click on the Become A Member button. 
  • Fill in some of your basic information.
  • Scroll down and enter the promo code. (important: you have to use the promo code FTRC2022 in this step – you won’t be able to use it after you create your account, and you will miss out on the bonus)
  • Enter your mailing and home address. 
  • The last step is to fund your account.

What Is First Tech Federal Credit Union?

First Tech, short for First Tech Federal Credit Union, is a not-for-profit, federally regulated credit union. First Tech is among the largest credit unions in the United States. It has over 45 branches and over $12 billion in assets and currently boasts over 650,000 clients across all 50 states. It provides the same services as any physical bank, you can sign up for checking or savings accounts, loans, and more.

First Tech Federal Credit Union Features

Some of First Tech Federal Credit Union’s best features include:

  • Straightforward sign-up process, unlike many other credit unions.
  • Customer service is available by phone, in person, and online.
  • Easy-to-use app, with a rating of 4.8/5 in the app store.

First Tech Federal Credit Union Fees

First Tech’s checking account is completely free to create. The minimum for the Carefree Checking account is $0, while for the CD account it’s $500. Both accounts have:

  • No monthly fees.
  • $33 overdraft fee.

How To Sign Up With First Tech Federal Credit Union

#1 Visit First Tech Federal Credit Union‘s page. Click on the Become A Member button. 

#2 Fill in some of your basic information.

#3 SKIP THIS STEP IF YOU USED OUR REFERRAL LINK.
Scroll down and enter the promo code. (important: you have to use the promo code FTRC2022 in this step – you won’t be able to use it after you create your account, and you will miss out on the bonus).

#4 Enter your mailing and home address. Keep in mind First Tech is only available for US residents.

#5 Fill in some information about your job.

#6 The last step is to link your account through plaid and fund it – the minimum amount is $5.

First Tech Federal Credit Union’s Referral Program

After creating your First Tech Federal Credit Union account and setting up a direct deposit of at least $500,  you will receive your referral link. You can find it on your profile by clicking the Invite Friends button. After you receive your referral code, you can:

  • Share your code via text, email, or with your social media audience.
  • Once a referee signs up and sets up a direct deposit of at least $500 both of you will receive a $100 deposited to each of your Membership savings accounts. 
  • There’s no limit to how many people you can invite.

Is First Tech Federal Credit Union Safe & Legit?

First Tech Federal Credit Union is federally regulated and insured by the National Credit Union Administration (NCUA). Your funds are insured for up to $250,000 per account, and each Individual Retirement Account (IRA) also qualifies as a separate account type for the purpose of insurance.

Introducing Neo Financial: Canada’s #1 Online Bank

I recently broke down 10+ of Canada’s most popular online banks, and Neo Financial came out ahead of everyone else. It scored so well because it excels on what I believe are the four most important factors when choosing a bank: mobile app functionality, fees, security, and customer support.

Here’s how Neo performs in each of those areas, and why I believe it’s the best online bank in Canada.

#1 The Best Mobile App 

Neo’s app is the highest-ranking mobile app out of the Canadian online banks we reviewed. In the Apple App Store, it has a rating of 4.8/5 and in the Google Play Store, it has a ranking of 4.5/5

From the app you can toggle features such as Auto-Pay, to set up recurrent payments in local and foreign currencies, Real-Time Spending Insights, to track where your money is going, and Cashback Rewards on most everyday purchases. 

#2 Lowest Fees And Best Savings

Neo’s fees are among the lowest of any online bank: $0 monthly fees, $0 maintenance fees, and a low 2.5% on foreign spending. And those savings can add up quickly: on top of their base 1.55% interest rate, Neo offers the three other rewards users are always looking for: cashback rewards, partner discounts, and competitive interest rates.

Neo offers three plans, Essential, Plus and Max. Starting at $0, $4.99, and $9.99, you can get up to 6% cashback at partner stores and 1% at non-partners; and discounts can go as high as 15% on average.

#3 Bank-Level Security

Neo is partnered with Concentra Bank, an institution that’s regulated by the CDIC, which means that all of Neo’s eligible deposits are insured in the same way for up to $100,000.

Aside from that, Neo also offers the distinct features of letting users freeze/unfreeze their cards at any moment they wish and resetting their PINs from the app. Users can also set up biometric authentication for signing in, which makes using Neo both quicker and safer.

#4 Excellent Customer Support

Neo’s support chat, email, and phone support are always available and ready to answer. When we contacted them, their responses were quick, informed and thoughtful. The only time I ran into an issue with Neo, they had it sorted out within a matter of minutes. If you need to get in contact with Neo to ask them some of your own queries, you can do so through the following channels:

  • Phone support: 1-855-636-2265
  • Email: support@neofinancial.com

Conclusion

First Tech Federal Credit Union is a federally regulated credit union based in the United States, and available across all 50 states. It offers most services you’d expect from a regular bank, and it’s ideal for people who are looking for a free checking account, access to in-person, telephone, or online customer service and are unlikely to overdraft.

First Tech Federal Credit Union has a referral program in place to benefit its clients: by using the referral link you will receive a $100 sign-up bonus after depositing $500. You will also receive your referral code, which you can use to invite friends and earn $100 for each successful referral – you can invite as many as you want.

Before You Go

Here are the best sign-up bonuses available right now. If you’re planning to sign up for any of these services, we recommend you take advantage of these bonuses:

Crypto Exchange Signup Bonuses:

Crypto Hardware Wallets:

Online Bank Referral Bonuses:

Online Broker Sign up Bonuses:

Robo Advisor Sign up Bonuses:

Other Everyday Bonuses:

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