Chime Promo Code (Jan 2023): $100 Signup Bonus

December 3, 2022
Blog

Chime is an ultra-modern, customer-centric account that's a solid option for anyone seeking an easy-to-use online bank. By using our Chime referral link, you'll receive a $100 signup bonus after completing a $200 direct deposit.

However, I recommend Revolut as a better option for cost-conscious users, since it offers many more features than Chime, and is rated better overall. Sign up with Revolut by January 30, 2023 to get 3 months of Revolut Premium (worth $30) free.

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Valid for 3 months. Expires January 30, 2023

How To Use Your Chime Promo Code

Chime has a referral program for new clients. When you sign up with Chime using our referral link (or our promo code YOREOYSTER), you will receive a bonus of $100 after you complete a $200 direct deposit, as long as it's within 45 days of the date you opened your account. 

To use the promo code:

  • Visit Chime‘s page. Click on the Get Started button. 
  • Fill in your name, last name, and email address.
  • Enter your address – this is where they’ll send your card. 
  • Agree to the Terms of Service and verify your identity.
  • Make a direct deposit to finish the process.

What Is Chime?

Chime is a financial technology company that prides itself on its transparent fee structure. It eliminates the fees that many of the big banks charge, and has developed a reputation as an account that’s generous with interest rates and attentive toward its users.

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Chime also calls itself a “second chance banking option,” and for good reason. It doesn’t perform credit checks when customers open a new account, making it a great option if you have a poor credit score or are trying to restart your financial life. This is important, since about 6% of Americans are still “unbanked” due to structural barriers like a low credit score, according to recent numbers from the Federal Reserve.

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Chime Features

Some of Chime’s best features include:

  • Fee-free overdraft for up to $200.
  • Direct deposits arrive up to 2 days early.
  • Automatically round up to the nearest dollar and transfer the round-up from your Spending Account to your Savings Account.

Keep in mind you first need to create a Chime Spending Account before you can open a Savings Account with the company.

Chime Fees

  • No monthly/annual fees.
  • No card replacement fees.
  • There is no minimum balance or foreign transaction fees.

How To Sign Up With Chime

#1 Visit Chime‘s page. Click on the Get Started button. 

#2 Fill in your name, last name, and email address.

#3 Enter your address – this is where they’ll send your card. Keep in mind they cannot send your card to a PO box.

#4 Fill in your source of income. This will not affect your application.

#5 Agree to the Terms of Service and submit your application.

#6 The last step is to verify your identity. You can use your driver’s license, passport, resident card, or work permit.

Chime’s Referral Program

After creating your Chime account using our link, you can find your referral at the top-left corner in the Settings menu. Tap Invite Friends your friends from the list. After one of your friends signs up each of you will receive a bonus of $100. You can also:

  • Share your code via text, email, or with your social media audience.
  • Once a referee signs up and makes their first deposit of at least $200, both of you will receive a $100 bonus credited to each of your accounts. 
  • There’s no limit to how many people you can invite. 

Is Chime Safe & Legit?

All deposits held in Chime accounts are FDIC-insured up to $250,000. Chime also uses encryption and various other security measures to ensure your money is always safe and secure.

Here are a few more security features that make Chime extra safe:

  • Instantly block all transactions (including purchases and ATM transactions) and/or international transactions directly from the app
  • Chime debit cards are protected by the Visa Zero Liability Policy, which means you aren’t responsible for any unauthorized charges to your account
  • Two-factor authentication
  • Chime supports fingerprint authentication

In Summary

Chime is an ultra-modern, customer-centric account that's a solid option for anyone seeking an easy-to-use online bank. By using our Chime referral link, you'll receive a $100 signup bonus after completing a $200 direct deposit.

However, I recommend Revolut as a better option for cost-conscious users, since it offers many more features than Chime, and is rated better overall. Sign up with Revolut by January 30, 2023 to get 3 months of Revolut Premium (worth $30) free.

GET REVOLUT PREMIUM FREE
Valid for 3 months. Expires January 30, 2023

Cryptocurrency Signup Bonuses In Canada

  • VirgoCX: $20 bonus after depositing $100 or more
  • CoinSmart: $50 bonus after depositing $200 or more
  • Bitbuy: $30 bonus after depositing $250 or more
  • Newton: $25 bonus after depositing $100 or more

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