How To Pay For OnlyFans Without A Credit Card

May 15, 2023

If you want to pay for OnlyFans without a credit card, you’re going to need an alternative payment method to get access to premium content. Options like prepaid Visa cards do exist, but they’re costly and clunky to set up, making them a poor option. 

Instead, I recommend getting a virtual credit card from Revolut, which doesn’t cost a dime and requires zero set up. To get a virtual card and start using OnlyFans in the next 5 minutes, capitalize on the current best Revolut promotion by clicking the button below.

What Is OnlyFans?

OnlyFans is a unique social media platform where creators can connect with their followers through subscription-based content sharing. While it initially catered to adult performers, it has now broadened its scope to include a diverse range of content creators like fitness trainers, musicians, and artists.

On OnlyFans, creators have the opportunity to earn money from their subscribers, who pay a monthly fee to access exclusive content. In addition to subscriptions, creators can also offer additional services like personalized videos and messages for an extra charge, further enhancing their earning potential.

While OnlyFans has faced criticism for certain aspects of its business model and concerns regarding the potential exploitation of creators, it has also received recognition for providing an avenue of income for individuals who may encounter difficulties monetizing their content on other platforms.

Payment Methods Available To OnlyFans Users

OnlyFans offers multiple payment options to facilitate transactions between creators and subscribers. Accepted payment methods include credit cards, debit cards, and reloadable prepaid Visa cards (non-reloadable Visa gift cards are not accepted). Additionally, creators have the option to set up a bank account to receive direct deposits from OnlyFans.

To accommodate users worldwide, OnlyFans accepts payments in various currencies such as US dollars, Canadian dollars, British pounds, and Euros. It's important to note that the availability of specific payment methods and currencies may vary depending on the creator's location. Cash payments are not accepted by OnlyFans.

If you need to add a new payment method to your OnlyFans account, you can easily do so by accessing the “My Account” section, navigating to “More” options, and selecting “Add Payment Method.” Please note that OnlyFans does not support PayPal, Paysafecards, gift cards, or American Express cards as payment methods.

While the available payment options may differ depending on your country of residence, the list above represents the common payment methods accepted by OnlyFans in most countries worldwide.

Here’s a summary of the payment methods accepted (and not accepted) by OnlyFans:

Accepted By OnlyFansNot Accepted By OnlyFans
Visa/Mastercard/Discover credit cards
Debit cards
Maestro cards
Reloadable prepaid Visa cards 
Virtual credit cards
Secured credit cards
American Express credit cards
Apple Pay
Google Pay
Samsung Pay
Non-reloadable prepaid Visa cards

One of the more popular payment methods on OnlyFans these days are virtual credit cards, non-physical cards that have more features and flexibility than physical credit cards. Let’s look deeper at virtual credit cards to see how we can use them to pay for OnlyFans.

How To Pay For OnlyFans Without A Credit Card

There's only one reliable way to pay for and use OnlyFans without a traditional credit card, and that's to use a virtual credit card. Virtual credit cards are digital payment methods that offer a convenient and secure way to make online transactions. They function similarly to physical credit cards but are generated electronically and do not require a physical card.

There are several major benefits of virtual credit cards:

Benefits Of Virtual Credit Cards

  1. Instant Approval: Credit card applications take days to be approved, and if you aren't approved, you're out of luck. Virtual credit cards don't have approval requirements and accept everyone who applies, so you can start using your card in less than 5 minutes.
  2. Privacy & Anonymity: The name “OnlyFans” will also show up on your credit card statement, which isn't ideal if you share a card with a spouse, partner or parent. But when you use a virtual credit card, your transactions are only known to you.
  3. Security: You can lock your virtual credit card whenever you want, which prevents it from being overcharged or charged for a subscription you don’t want. This wouldn’t be the case with OnlyFans, since it’s a trustworthy site, but if you use your virtual card to buy other online products services, it’s good to have this additional level of security.
  4. Greater Access: If you've been declined when applying for a credit card in the past, a virtual credit card is the perfect solution, since you don’t need any credit history in order to get a virtual card.

My #1 Pick: A Virtual Revolut Credit Card

I personally recommend Revolut's virtual credit card for a number of key reasons:  

Additional Benefits Of Revolut Virtual Credit Cards

  1. Convenience: A Revolut virtual credit card provides a seamless, convenient payment method for online transactions on OnlyFans and elsewhere. You can easily access and manage your card details through the Revolut app, eliminating the need for a physical card.
  2. Enhanced Security: A virtual credit card with Revolut offers advanced security features, such as the ability to freeze and unfreeze your card instantly, set spending limits, and receive instant transaction notifications. This helps protect against unauthorized usage and provides peace of mind.
  3. Global Acceptance: The Revolut virtual credit card is widely accepted both online and in various countries around the world. You can use it for purchases on international websites or during your travels without any hassle.
  4. Instant Setup: Getting a virtual Revolut credit card is quick and straightforward. You can apply for and set up a virtual card instantly through the Revolut app, allowing you to start using it for online payments without delay.
  5. Contactless Payments: All of Revolut’s virtual cards support contactless payments, making them a convenient option for in-store transactions. 

Other Ways To Use OnlyFans Without A Credit Card

Aside from using a virtual credit card, there are a handful of workaround ways you can still use OnlyFans without a credit card. Each of them have their drawbacks, though I've included them below in case you want to give them a try: 

  1. Prepaid Visa Cards: The problem with prepaid Visa cards are their fees; you can easily pay 10% of the value of the card or more (e.g. $5 in fees on a $50 card) in activation and transaction fees when you use prepaid Visa cards on OnlyFans, which means you're losing a significant amount of money. Prepaid Visa cards also take time to be issued and reloaded, which forces you to wait to access the OnlyFans content you're looking for. 
  2. Find free accounts: There are some accounts on OnlyFans that don't charge for their content, but the best premium content is almost always paid. There's no substitute for a specific creator, either, so if you want to view content from someone in particular, you'll need to pay for it.
  3. OnlyFans Viewer Tool: Some bloggers write about OnlyFans tools that allow you to view premium OnlyFans content without paying for it (often called the “OnlyFans Viewer”), but those tools have never worked. Instead, they're generally low-quality sites looking to serve you a few advertisements before you realize there's nothing of substance there.

As you can see, none of these alternatives are very good solutions, maming getting a virtual credit card the most reliable way to view the OnlyFans content you want.

Prepaid Visa CardsHigh fees and delays in accessing OnlyFans content make prepaid Visa cards unfavorable.
Finding free accountsFree content exists, but the best content usually requires payment.
OnlyFans Viewer Tool“OnlyFans Viewer” tools are ineffective and often just ad-filled websites with no value.

In Summary

If you want to use OnlyFans without a credit card, you’re going to need an alternative payment method to get access to premium content. Options like prepaid Visa cards do exist, but they’re costly and clunky to set up, making them a poor option. 

Instead, I recommend getting a virtual credit card from Revolut, which doesn’t cost a dime and requires zero set up. To get a virtual card and start using OnlyFans in the next 5 minutes, capitalize on the current best Revolut promotion by clicking the button below.

OnlyFans Credit Card FAQs

How can I earn money from OnlyFans?

OnlyFans allows creators to earn money by offering subscription-based content to their subscribers. Creators can set a monthly fee for access to their exclusive content and may also offer additional services for an extra charge, such as personalized videos or messages.

Can I use a prepaid Visa card on OnlyFans?

Yes, OnlyFans accepts prepaid Visa cards for payments. However, it's important to note that prepaid Visa cards often come with high fees and may cause delays in accessing OnlyFans content, making them a less favorable option.

Is OnlyFans safe to use?

Yes, OnlyFans is considered safe to use. OnlyFans uses CCBILL, a third-party payment provider, to process payments. This means that credit card details are not stored on the OnlyFans site or servers, enhancing the security of user information.

Does OnlyFans accept Paysafecard?

No, OnlyFans does not accept Paysafecard as a payment method. While there was a time when OnlyFans accepted Paysafecard, it is no longer available as an option.

Does OnlyFans accept PayPal?

No, OnlyFans does not accept PayPal as a payment method. It's important to note that OnlyFans has its own payment system and supports credit cards, debit cards, and prepaid Visa cards for transactions.

How do I pay anonymously on OnlyFans?

On OnlyFans, payment transactions are processed through various payment methods, and the platform requires users to provide their payment details for authentication and access to premium content. Therefore, it is not possible to pay anonymously on OnlyFans.

Can I watch OnlyFans anonymously?

While you can create an account on OnlyFans using a username that does not reveal your real identity, accessing premium content on the platform requires payment and providing payment information. This means that your payment details will be linked to your account, so complete anonymity is not possible.

Can you screenshot on OnlyFans?

The ability to take screenshots on OnlyFans depends on the settings chosen by the content creator. Some creators may disable the screenshot feature to protect their content from being shared without permission. However, it's important to respect the creator's terms and conditions and seek their explicit consent before capturing or sharing any content.

What is a free version of OnlyFans?

A “free version” of OnlyFans generally refers to creators who offer some content for free to attract followers and promote their paid content. It means that certain content or a limited selection of content is accessible without a subscription fee, but exclusive or premium content typically requires payment.

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