SoFi Money is a branch of the fintech company SoFi, and it offers a flexible online account that can act as a checking or savings account. It also offers competitive interest rates for clients that deposit every month and access to the ATM network Allpoint and Green Dot.
SoFi Money has a referral program in place to benefit its clients: by using our referral link (or our referral code YOREOYSTER) you will receive a $15 bonus just by downloading the app and signing up. You will also receive your own referral code, which you can use to invite up to five friends and earn a total of $75, $15 for each.
Special Offer
Ends May 19, 2022
From now until May 19, 2022, we’re offering $5 in free Bitcoin to anyone who opens a new crypto wallet with ZenGo. Here’s how to take advantage of this special, limited-time offer:- Open an account with ZenGo. It takes less than 5 minutes to open an account—just make sure to use our special signup link so you’re eligible for the bonus.
- Once your account is set up, send me an email with the following info and I’ll send you $5 in Bitcoin for free:
- The time and date you signed up for ZenGo, including your timezone (EST, PST, etc.)
- The country you’re in
- A screenshot of your ZenGo receiving wallet address. You can find your receiving address by going to Actions -> Receive -> Bitcoin. Take a screenshot of the QR code.
GET MY FREE ZENGO WALLET
How To Use Your SoFi Money Promo Code
SoFi Money has a referral program for new clients. When you sign up with SoFi Money using our referral link (or our referral code YOREOYSTER) you will receive a $15 bonus; just by downloading and signing up, you don’t need to make any deposit. You can redeem your reward through SoFi Money, SoFi Invest, or SoFi Loan.
To use the promo code:
- Visit SoFi Money‘s page. Click on the Sign-Up button.
- Fill in some of your basic information.
- Answer some questions about your employment status.
- Confirm your phone number.
- Agree to the Terms of Service and fund your account.
What Is SoFi Money?
SoFi Money is a fintech and online cash management account; it is a branch of SoFi, a large financial services provider, and it was founded in 2011. SoFi is part of the ATM network Allpoint, and is partnered with Green Dot, so you can deposit cash through any of their retailers. Its parent company, SoFi also offers student loans.
SoFi Money Features
Some of SoFi Money’s best features include:
- 0.25% APY (if you deposit at least $500 every month).
- Access to the Allpoint network of ATMs.network.
- Money management tools and spendings tracker.
- Debit card that allows cash withdrawals.
- Earn cashback on all purchases.
SoFi Money Fees
- No monthly fees.
- No overdraft fees.
- Fee-free ATM withdrawals.
How To Sign Up With SoFi Money
#1 Visit SoFi Money‘s page. Click on the Sign-Up button.
#2 Fill in some of your basic information.
#3 Answer some questions about your employment status.
#4 Confirm your phone number. You will receive a text message with a verification code. Keep in mind that SoFi is available only in the US.
#5 Enter the code you received.
#6 Agree to the Terms of Service. The last step is to fund your account.
SoFi Money’s Referral Program
After creating your SoFi Money account you will receive a $15 bonus. You will also receive your referral link; which you can use to invite friends. You can find it by logging in to the app and navigating to your profile then click the Refer A Friend button. After you receive your referral code, you can:
- Share your code via text, email, or with your social media audience.
- Once a referee downloads the app and signs up both of you will receive the $15 bonus.
- You can invite a maximum of five friends for a total $75 bonus.
Is SoFi Money Safe & Legit?
SoFi is regulated by the Office of the Comptroller of the Currency and the Federal Reserve. Additionally, funds deposited into your SoFi Money account are insured by the FDIC for up to $250,000.
Introducing Neo Financial: Canada’s #1 Online Bank
I recently broke down 10+ of Canada’s most popular online banks, and Neo Financial came out ahead of everyone else. It scored so well because it excels on what I believe are the four most important factors when choosing a bank: mobile app functionality, fees, security, and customer support.
Here’s how Neo performs in each of those areas, and why I believe it’s the best online bank in Canada.
#1 The Best Mobile App
Neo’s app is the highest-ranking mobile app out of the Canadian online banks we reviewed. In the Apple App Store, it has a rating of 4.8/5 and in the Google Play Store, it has a ranking of 4.5/5.
From the app you can toggle features such as Auto-Pay, to set up recurrent payments in local and foreign currencies, Real-Time Spending Insights, to track where your money is going, and Cashback Rewards on most everyday purchases.
#2 Lowest Fees And Best Savings
Neo’s fees are among the lowest of any online bank: $0 monthly fees, $0 maintenance fees, and a low 2.5% on foreign spending. And those savings can add up quickly: on top of their base 1.55% interest rate, Neo offers the three other rewards users are always looking for: cashback rewards, partner discounts, and competitive interest rates.
Neo offers three plans, Essential, Plus and Max. Starting at $0, $4.99, and $9.99, you can get up to 6% cashback at partner stores and 1% at non-partners; and discounts can go as high as 15% on average.
#3 Bank-Level Security
Neo is partnered with Concentra Bank, an institution that’s regulated by the CDIC, which means that all of Neo’s eligible deposits are insured in the same way for up to $100,000.
Aside from that, Neo also offers the distinct features of letting users freeze/unfreeze their cards at any moment they wish and resetting their PINs from the app. Users can also set up biometric authentication for signing in, which makes using Neo both quicker and safer.
#4 Excellent Customer Support
Neo’s support chat, email, and phone support are always available and ready to answer. When we contacted them, their responses were quick, informed and thoughtful. The only time I ran into an issue with Neo, they had it sorted out within a matter of minutes. If you need to get in contact with Neo to ask them some of your own queries, you can do so through the following channels:
- Phone support: 1-855-636-2265
- Email: support@neofinancial.com
Conclusion
SoFi Money is a branch of the fintech company SoFi, and it offers a flexible online account that can act as a checking or savings account. It also offers competitive interest rates for clients that deposit every month and access to the ATM network Allpoint and Green Dot.
SoFi Money has a referral program in place to benefit its clients: by using our referral link you will receive a $15 bonus just by downloading the app and signing up. You will also receive your own referral code, which you can use to invite up to five friends and earn a total of $75, $15 for each.
Before You Go
Here are the best sign-up bonuses available right now. If you’re planning to sign up for any of these services, we recommend you take advantage of these bonuses:
Crypto Exchange Signup Bonuses:
- Bitbuy – $50 after depositing $250.
- CoinSmart – $50 after depositing $200.
- VirgoCX – $30 after depositing $100.
- Newton – $25 after purchasing $100 worth of crypto.
- BlockFi – $15 to $250 worth of BTC, based on your deposit.
- Binance – $100 after completing 3 tasks and bonus fee rebates.
- Coinberry – $40 after purchasing $50 worth of crypto.
- Coinsquare – $20 after depositing $100.
- Crypto.com – $25 (USD) after staking CRO.
- Shakepay – $30 after purchasing $100 worth of crypto.
- Voyager – $25 after depositing $100.
- Wealthsimple Crypto – $50 after depositing $150.
- Webull – 2 free stocks after depositing $100.
Crypto Hardware Wallets:
Online Bank Referral Bonuses:
- KOHO – $20 sign up bonus.
- Tangerine – $50 after depositing $250.
- Wealthsimple Cash – $25 sign up bonus.
- Albert – $150 after depositing $200.
- Brex – $250 after spending $1,000.
- Chime – $100 after depositing $200.
- DCU – $20 after completing five transactions.
- Fairwinds – $100 after depositing $200.
- First Tech Federal CU – $100 after depositing $500.
- LendingClub – $100 after making your first payment.
- Lili – $100 after depositing $250.
- Nearside Business Checking – $50 after spending $100.
- One Finance – $50 after depositing $250.
- Porte – $100 after depositing $500.
- SoFi Money – $15 sign up bonus.
Online Broker Sign up Bonuses:
- Wealthsimple Trade – $50 after depositing $150.
- Questrade – $50 and a $150 rebate.
- Charles Schwab – $100-$1,000 after depositing $25,000-$500,000.
- M1 Finance – $30 after depositing $100.
- Moomoo – 3 free stocks ranging from $8 to $1,000 each.
- Qtrade – $25 sign up bonus.
- Robinhood – 1 free stock ranging from $3-$225.
- TradeUP – $50-$100 after depositing $1,000-$10,000.
- Yieldstreet – $100 sign up bonus.
Robo Advisor Sign up Bonuses:
- Questwealth – $50 and a $150 rebate.
- Wealthsimple Invest – $50 after depositing $500.
- Acorns – $5 sign up bonus.
Other Everyday Bonuses:
- Arcadia Power – $10 rebate towards your power bill.
- Cash App – $35 after your first payment.
- Fetch Rewards – $4 welcome bonus and 4,000 fetch points per referral.
- GetUpside – $0.45 cashback per gallon of gas.
- Google Pay – $10 after your first purchase.
- Last Bottle – $40 after your first purchase.
- Ownr – $20 to $50 rebates and many other benefits.
- PayPal – $10 sign up bonus.
- PC Insiders – $25 sign up bonus.
- Root Car Insurance – $25 after requesting a quote.
- SkipTheDishes – $5 welcome bonus and $5 for every referral.
- TopCashback – $25 after you earn $10 cashback.