TopCashback Canada Review

January 19, 2024

TopCashback is a cashback website that allows Canadians to earn money back on their online purchases. When you shop through TopCashback, you’re eligible to receive a percentage of your purchase price back in cash, often 5-10%.

For a limited time, TopCashback is offering Canadians a $15 USD signup bonus after they earn $10 in cashback. To claim your TopCashback signup bonus, click the button below.

What is TopCashback?

TopCashback is a cashback portal that allows users to earn money back on their online purchases. The amount of cashback you earn depends on the retailer and the promotion they’re currently running, but it’s often in the range of 5-10%, or $50 – $100 on a $1,000 purchase. 

TopCashback is completely free to join and use, with no hidden fees or charges. To get started, create your free account and start shopping. When you're ready to make a purchase, click through to the retailer's website from your TopCashback dashboard. Once your purchase is complete, your cashback will be tracked and credited back to your TopCashback account, where you can withdraw it into your bank account.

TopCashback has partnered with over 5,000 retailers in Canada, so you're sure to find a store that you're interested in. Some of the popular Canadian retailers that offer cashback through TopCashback include Amazon, Best Buy, Walmart, and Sephora.

Here are some examples of cashback rates that are available through TopCashback:

  • Amazon: Up to 8% cashback
  • Walmart: Up to 5% cashback
  • Apple: Up to 8% cashback
  • Sephora: Up to 10% cashback
  • Home Depot: Up to 5% cashback

As you can see, the cashback rates offered by TopCashback can be quite significant. If you're a regular online shopper, you can earn hundreds of dollars in cashback per year by using TopCashback.

How Does TopCashback Work?

TopCashback has formed partnerships with thousands of online retailers. When a shopper makes a purchase at one of those retailers through a TopCashback link, the store gives TopCashBack a percentage of the purchase price as a referral fee.

TopCashBack passes 100% of this commission back to the shopper in the form of a cashback bonus. This is how TopCashback shoppers are able to earn money back on their online purchases without having to jump through any additional hoops.

How To Open An Account With TopCashback Canada

Here’s how to open your account with TopCashback Canada:

#1 Use our unique referral link to claim your $15 USD TopCashback signup bonus

#2 Enter your email address and desired password and click the Join Free button. No TopCashback promo code is required to get the signup bonus—you just need to click the link.

Man and woman excited about entering a TopCashback referral code on their tablet device.

#3 Fill in your basic information to create your account.

#4 Optional: You can also install the TopCashback Chrome extension to automatically earn you cashback when you shop at eligible retailers online.

Pros & Cons Of TopCashback

Here are some of the benefits and drawbacks of using TopCashback to earn cashback on your online purchases:

Pros of TopCashback:

  • Free to join and use: TopCashback doesn’t charge any hidden fees.
  • Wide selection of retailers: TopCashback has partnered with more than 5,000 retailers in Canada.
  • Competitive cashback rates: TopCashback offers cashback on a wide range of products and services, from makeup and beauty to electronics to groceries to home improvement.
  • Easy to use: The TopCashback dashboard is easy to navigate and use.
  • Tracked cashback: TopCashback automatically tracks your cashback and credits it to your account after the retailer has confirmed it, so you don’t need to follow up.
  • No minimum withdrawals: There’s no minimum cashback amount required to withdraw your earnings to your bank account.

Cons of TopCashback

  • Cashback is not always available: There are still some major retailers who have not partnered with TopCashback in Canada, so you won’t earn any cashback from them.
  • Cashback can be slow to appear: Your cashback can take up to 30 days to appear in your account while the retailer confirms your purchase.
  • You may need to meet certain conditions to earn cashback: Some retailers may require you to spend a minimum amount of money or use a specific shipping method in order to earn cashback.

Overall, TopCashback is a great way to save money on your online purchases. It's free to join and use, and there are no hidden charges or fees. TopCashback’s selection of retailers is extremely wide (both in Canada and internationally), and it offers lucrative cashback rates. 

Where Can I Use TopCashback In Canada?

Here’s a short list of the retailers that work with TopCashback in Canada:

RetailerCashback Rate
Best BuyUp to 10%
SephoraUp to 10%
Saks Fifth AvenueUp to 10%
DellUp to 10%
SamsungUp to 10%
Best Buy MobileUp to 10%
AmazonUp to 8%
AppleUp to 8%
LenovoUp to 8%
SonyUp to 8%
The BayUp to 8%
Holt RenfrewUp to 8%
WalmartUp to 5%
IndigoUp to 5%
ChaptersUp to 5%
NikeUp to 5%
AdidasUp to 5%
PumaUp to 5%
Under ArmourUp to 5%
Home DepotUp to 5%
Lowe'sUp to 5%
The BrickUp to 5%
StaplesUp to 5%
Bed Bath & BeyondUp to 5%
RogersUp to 5%
Canadian TireUp to 4%
SportChekUp to 4%

There are many more Canadian retailers than this who partner with TopCashback, but this short list should give you an idea of the types of discounts you can expect from some of the largest retailers in Canada.

Here are some examples of how you can use TopCashback to save money on your online purchases in Canada:

  • Buy a new laptop or phone: Earn up to 10% cashback on your purchase from Best Buy, Samsung, Dell and Lenovo, and up to 8% from Apple and Amazon.
  • Book a flight: Earn up to 5% cashback on your flight purchase from Air Canada.
  • Shop for groceries: Earn up to 2% cashback on online groceries from Loblaws.
  • Order food delivery: Earn up to 5% cashback on food delivery from Uber Eats.

How can I maximize my cashback earnings?

Here are some tips for maximizing your cashback earnings with TopCashback Canada:

  1. Shop through the TopCashback website before making any purchases. When you shop through TopCashback, you’ll be taken to the retailer's website through TopCashback's secure servers. This allows TopCashback to track your purchase and credit you with cashback after you’ve made your purchase.
  2. Use TopCashback's mobile app. The TopCashback mobile app makes it easy to earn cashback on the go. You can browse through the latest cashback offers, track your earnings, and redeem your cashback rewards right from your phone.
  3. Use TopCashback for big-ticket items. The more you spend, the more cashback you'll earn, so if you're planning on making a big purchase, be sure to use TopCashback to get some extra cash back.
  4. Shop during sales and promotions. Many retailers offer increased cashback rates during sales and promotions, so if you're looking to save money, it’s best to shop during these times.
  5. Use TopCashback for recurring expenses. If you have recurring expenses like Netflix or Amazon Prime, sign up for them through TopCashback and earn cashback on them every month.

In Summary

TopCashback is a cashback website that allows Canadians to earn money back on their online purchases. When you shop through TopCashback, you’re eligible to receive a percentage of your purchase price back in cash, often 5-10%.

For a limited time, TopCashback is offering Canadians a $15 USD signup bonus after they earn $10 in cashback. To claim your TopCashback signup bonus, click the button below.

TopCashback FAQs

Does TopCashback work in Canada? 

Yes, TopCashback operates in Canada, and has partnered with thousands of Canadian retailers. To start earning cashback on your online purchases in Canada, use our referral link for a $15 USD signup bonus

How much cashback can I earn in Canada?

The amount of cashback you can earn in Canada will vary depending on the retailer and the promotion they’re offering. However, you can typically earn up to 10% cashback on your online purchases using TopCashback, plus an additional $15 USD when you sign up using our referral link.

How long does it take for cashback to post to my account?

Cashback you earn with TopCashback will typically appear in your account within 30 days of your purchase. However, in some cases it can take longer, so just be patient and it will show up.

What’s the minimum payout amount with TopCashback?

There’s no minimum payout amount with TopCashback Canada, which means you can redeem your earnings at any time. This is a major benefit of using TopCashback as some other cash back websites have high minimum payout amounts that can be difficult to reach.

How do I receive my cashback earnings from TopCashback?

TopCashback processes payments via PayPal, bank transfer, gift cards, and charity donations.

Once your cashback has been confirmed, you can request payment at any time, with no minimum payment amount. It generally takes 2-3 business days to receive your payout after you request it inside your TopCashback account.

How long does it take to receive my cashback?

The time frame for receiving oyur cashback varies depending on the individual retailer's validation process, but typically, most purchases will appear in your account as “Pending” within a few hours after making a purchase through TopCashback Canada.

Once the retailer has confirmed and validated your purchase, it usually takes around 5 business days before the corresponding cash back becomes payable in your account. If there are any issues with receiving credit for a purchase or if you do not see the expected amount of cash back credited to your account, you can submit an inquiry through TopCashback Canada’s support system.

Are there any fees associated with using TopCashback?

No, there are zero fees associated with using TopCashback Canada, which includes no membership fees or hidden charges associated with using the platform. All of the cashback you earn from TopCashback is 100% yours to keep. 

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